A-Buildit
ActiveSummary
A-Buildit has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184,376 and a net result of €39,332. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+19
Solvency83▲+11
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 0.42 in 2024; short-term debt: 14.2% and cash: 20% of total assets), and 42.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.9%
Return on assets
12.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
51 d early
2024
96 d early
2023
166 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 104 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 24 January (3 of the last 3 filed years within 69 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€184,376▲ 27.1%
2024 · €145,043
Total assets
€318,290▲ 3.4%
2024 · €307,862
Net result
€39,332
2024 · -€8,388
Working capital
€23,861
2024 · -€31,444
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€35,871--€1,045€55,459
Net result€20,623within the sector's middle half--€8,388below the sector's middle half€39,332within the sector's middle half
Equity€153,431within the sector's middle half-€145,043within the sector's middle half▼ 5.5%€184,376within the sector's middle half▲ 27.1%
Total assets€363,610within the sector's middle half-€307,862within the sector's middle half▼ 15.3%€318,290within the sector's middle half▲ 3.4%
Debt€210,179-€162,819▼ 22.5%€133,914▼ 17.8%
Working capital-€28,617below the sector's middle half--€31,444below the sector's middle half▼ 9.9%€23,861within the sector's middle half
Solvency42.2%within the sector's middle half-47.1%within the sector's middle half▲ 4.9pp57.9%within the sector's middle half▲ 10.8pp
Current ratio0.57below the sector's middle half-0.42below the sector's middle half▼ 0.161.53within the sector's middle half▲ 1.11
Return on assets (ROA)5.7%within the sector's middle half--2.7%below the sector's middle half▼ 8.4pp12.4%within the sector's middle half▲ 15.1pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €55,459 after a loss of €1,045 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €318,290
Fixed assets
€249,214 ▼ 12.7%
Current assets
€69,076 ▲ 209%
Equity and liabilities €318,290
Equity
€184,376 ▲ 27.1%
Debt
€133,914 ▼ 17.8%
Debt's share of the balance-sheet total falls from 52.9% to 42.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102,771▲
2024 · €47,984
Cash flow
€86,645▲
2024 · €40,642
Debt to equity
0.73▼
2024 · 1.12
ROE
21.3%▲
2024 · -5.8%
Interest coverage
20.95▲
2024 · 6.52
Debt ≤ 1 year
€45,214▼
2024 · €53,780
Debt > 1 year
€81,587▼
2024 · €103,882
Income taxes
€11,221▲
2024 · €63
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47,712 | €49,030 | €47,312 | ▼ 3.5% |
| Other operating charges640/8 | €3,717 | €3,580 | €965 | ▼ 73.1% |
| Gross operating margin9900 | €87,300 | €51,565 | €103,736 | ▲ 101% |
| Operating profit (loss)9901 | €35,871 | -€1,045 | €55,459 | ▲ 5,405% |
| Financial income75/76B | €484 | €74 | €0 | ▼ 99.9% |
| Recurring financial income75 | €484 | €74 | €0 | ▼ 99.9% |
| Financial charges65/66B | €5,261 | €7,354 | €4,906 | ▼ 33.3% |
| Recurring financial charges65 | €5,261 | €7,354 | €4,906 | ▼ 33.3% |
| Profit (loss) for the period before taxes9903 | €31,094 | -€8,326 | €50,553 | ▲ 707% |
| Income taxes67/77 | €10,471 | €63 | €11,221 | ▲ 17,853% |
| Profit (loss) for the period9904 | €20,623 | -€8,388 | €39,332 | ▲ 569% |
| Profit (loss) for the period to be appropriated9905 | €20,623 | -€8,388 | €39,332 | ▲ 569% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €363,610 | €307,862 | €318,290 | ▲ 3.4% |
| Fixed assets21/28 | €325,188 | €285,526 | €249,214 | ▼ 12.7% |
| Tangible fixed assets22/27 | €325,188 | €285,526 | €249,214 | ▼ 12.7% |
| Land and buildings22 | €251,230 | €235,010 | €211,139 | ▼ 10.2% |
| Furniture and vehicles24 | €69,339 | €47,443 | €36,547 | ▼ 23.0% |
| Other tangible fixed assets26 | €4,619 | €3,074 | €1,528 | ▼ 50.3% |
| Current assets29/58 | €38,422 | €22,336 | €69,076 | ▲ 209% |
| Amounts receivable within one year40/41 | €17,932 | €16,940 | €1,556 | ▼ 90.8% |
| Trade receivables40 | €17,932 | €16,940 | €108 | ▼ 99.4% |
| Other amounts receivable41 | €0 | - | €1,448 | - |
| Cash at bank and in hand54/58 | €16,501 | €2,747 | €63,629 | ▲ 2,216% |
| Deferred charges and accrued income490/1 | €3,989 | €2,649 | €3,890 | ▲ 46.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €363,610 | €307,862 | €318,290 | ▲ 3.4% |
| Equity10/15 | €153,431 | €145,043 | €184,376 | ▲ 27.1% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €150,931 | €142,543 | €181,876 | ▲ 27.6% |
| Non-distributable reserves130/1 | €0 | - | - | - |
| Reserves not available under the articles1311 | €0 | - | - | - |
| Distributable reserves133 | €150,931 | €142,543 | €181,876 | ▲ 27.6% |
| Amounts payable17/49 | €210,179 | €162,819 | €133,914 | ▼ 17.8% |
| Amounts payable after more than one year17 | €140,372 | €103,882 | €81,587 | ▼ 21.5% |
| Financial debts170/4 | €81,172 | €45,682 | €17,387 | ▼ 61.9% |
| Other amounts payable178/9 | €59,200 | €58,200 | €64,200 | ▲ 10.3% |
| Amounts payable within one year42/48 | €67,039 | €53,780 | €45,214 | ▼ 15.9% |
| Current portion of amounts payable after more than one year42 | €35,125 | €36,829 | €28,296 | ▼ 23.2% |
| Trade debts44 | €4,616 | €2,711 | €0 | ▼ 100% |
| Suppliers440/4 | €4,616 | €2,711 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €15,705 | €11,775 | €16,919 | ▲ 43.7% |
| Taxes450/3 | €15,705 | €8,775 | €13,919 | ▲ 58.6% |
| Remuneration and social security454/9 | €0 | €3,000 | €3,000 | = |
| Other amounts payable47/48 | €11,592 | €2,465 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €2,768 | €5,157 | €7,113 | ▲ 37.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,623 | -€8,388 | €39,332 | ▲ 569% |
| + Depreciation and write-downs630 | €47,712 | €49,030 | €47,312 | ▼ 3.5% |
| Operating cash flow (approximation) | €68,334 | €40,642 | €86,645 | ▲ 113% |
| Investment in fixed assets (approximation) | - | -€9,368 | -€11,000 | ▼ 17.4% |
| Change in cash | - | -€13,754 | €60,882 | ▲ 543% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €39,332
Net result €39,332 after one loss-making year.
30-09
Financial
Liquidity quadruplescurrent ratio 1.53
Current ratio from 0.42 to 1.53; short-term debt falls from €53,780 to €45,214.
30-09
Financial
Equity above €150,000Eq €184,376 ▲27.1%
Equity rises from €145,043 to €184,376.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet -€8,388
Net result drops to -€8,388, the lowest in the series; recovery starts the following year.
2023
16-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2009
Ground area
733 m²
Building footprint
286 m²
Volume, LiDAR
4,253 m³
Parcel 46443E2021/00G000, Flanders · tallest building 21.2 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Novascaff Steigerverhuur
since 20092.182.323.420
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E2021/00G000 | Flanders | 733 m² | 1 · 286 m² | 21.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VODI
BE 1015.233.969
Gent · Eq €184,391
Tryphon Consulting
BE 0888.691.135
Hasselt · Eq €184,358
CVJ HOLDING
BE 0685.611.143
Beyne-Heusay · Eq €184,345
CLOSE TO
BE 0478.098.647
Elsene · Eq €184,296
MCAL Consulting
BE 0741.913.903
Ukkel · Eq €184,289
Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 40,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-03-2009
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
43429Specialised construction activities
43990Other specialised construction activities
82990Other business support services
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID
0208:0810432624
Also
9925:BE0810432624
Registered
11-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.