A'BELLO
ActiveThe computed 12-month bankruptcy probability of A'BELLO is 1.8% (moderate). The 2024 annual accounts show equity of €84k and a net result of €19k. Its solvency ranks better than 27% of 15868 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▼-23
Solvency35=
Growth52
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.08 against 1.07 in 2023; short-term debt: 90.5% and cash: 14.7% of total assets), and 90.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.5%
Return on assets
2.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
46 d late
2023
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€84k▲ 28.8%
2023 · €65k
2023: €65k
2023 → 2024
Total assets
€881k▲ 33.6%
2023 · €659k
2023: €659k
2023 → 2024
Net result
€19k▼ 69.8%
2023 · €62k
2023: €62k
2023 → 2024
Working capital
€64k▲ 51.5%
2023 · €42k
2023: €42k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€65k-€84k▲ 28.8%
Operating result€91k-€33k▼ 63.1%
Net result€62k-€19k▼ 69.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 63% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €881k
Fixed assets
€20k▼ 17.4%
Current assets
€861k▲ 35.5%
Equity and liabilities €881k
Equity
€84k▲ 28.8%
Debt
€797k▲ 34.1%
The debt ratio rises from 90.1% to 90.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▼
2023 · €91k
Cash flow
€24k▼
2023 · €63k
Solvency
9.5%▼
2023 · 9.9%
Current ratio
1.08▲
2023 · 1.07
Quick ratio
0.69▲
2023 · 0.31
Debt / equity
9.50▲
2023 · 9.13
ROE
22.4%▼
2023 · 95.4%
ROA
2.1%▼
2023 · 9.4%
Interest coverage
4.38▼
2023 · 7.90
Debt
€797k▲
2023 · €594k
Debt ≤ 1 year
€797k▲
2023 · €593k
Income taxes
€6k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€659k€881k▲
Fixed assets21/28€24k€20k▼
Tangible fixed assets22/27€24k€20k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€21k€16k▼
Current assets29/58€636k€861k▲
Stocks and contracts in progress3€449k€312k▼
Stocks30/36€449k€312k▼
Amounts receivable within one year40/41€180k€415k▲
Trade receivables40€160k€413k▲
Other amounts receivable41€20k€2k▼
Cash at bank and in hand54/58€4k€129k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€659k€881k▲
Equity10/15€65k€84k▲
Contributions10/11€3k€3k=
Reserves13€62k€81k▲
Distributable reserves133€62k€81k▲
Amounts payable17/49€594k€797k▲
Amounts payable within one year42/48€593k€797k▲
Current portion of amounts payable after more than one year42€300k€300k=
Financial debts43-€82k
Other loans439-€82k
Trade debts44€41k€120k▲
Suppliers440/4€41k€120k▲
Taxes, remuneration and social security45€18k€6k▼
Taxes450/3€17k€6k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€234k€289k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€752€5k▲
Other operating charges640/8€14k€4k▼
Gross operating margin9900€105k€42k▼
Operating profit (loss)9901€91k€33k▼
Financial charges65/66B€12k€9k▼
Recurring financial charges65€12k€9k▼
Profit (loss) for the period before taxes9903€79k€25k▼
Income taxes67/77€17k€6k▼
Profit (loss) for the period9904€62k€19k▼
Profit (loss) for the period to be appropriated9905€62k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€19k▼
Transfer to equity691/2€62k€19k▼
To other reserves6921€62k€19k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellestraat 679473 DenderleeuwGround area
568 m²
Building footprint
160 m²
Volume, LiDAR
727 m³
Parcel 41076B0005/00G000, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A'BELLO
since 20222.335.199.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41076B0005/00G000 | Flanders | 568 m² | 1 · 160 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0792.784.760
Wevelgem · Eq €84k
Best Service
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AUTO PIECES MERODE
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Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2022
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.