A BABY Z
ActiveThe computed 12-month bankruptcy probability of A BABY Z is 2.3% (moderate). The 2025 annual accounts show negative equity (€-5k) and a net result of €-10k. Its solvency ranks better than 20% of 18040 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability4
Solvency19
Growth-
Track record67
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.24; short-term debt: 30.2% and cash: 51.3% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-6.1%
Return on assets
-11.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
121 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€-5k
Total assets
€86k
Net result
€-10k
Working capital
€58k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €86k
Fixed assets
€2k
Current assets
€84k
Key figures and ratios
EBITDA
€-8k
Cash flow
€-10k
Solvency
-6.1%
Current ratio
3.24
Quick ratio
1.84
Debt / equity
-17.40
ROA
-11.9%
Interest coverage
-4.41
Debt
€91k
Debt ≤ 1 year
€26k
Debt > 1 year
€64k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€86k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€84k
Stocks and contracts in progress3€36k
Stocks30/36€36k
Amounts receivable within one year40/41€3k
Trade receivables40€2k
Other amounts receivable41€1k
Cash at bank and in hand54/58€44k
Deferred charges and accrued income490/1€221
Equity and liabilities
Total equity and liabilities10/49€86k
Equity10/15€-5k
Contributions10/11€5k
Profit (loss) carried forward14€-10k
Amounts payable17/49€91k
Amounts payable after more than one year17€64k
Financial debts170/4€64k
Amounts payable within one year42/48€26k
Current portion of amounts payable after more than one year42€11k
Financial debts43€3
Credit institutions430/8€3
Trade debts44€3k
Suppliers440/4€3k
Other amounts payable47/48€12k
Accrued charges and deferred income492/3€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€121
Gross operating margin9900€-8k
Operating profit (loss)9901€-8k
Financial income75/76B€170
Recurring financial income75€170
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€-10k
Profit (loss) for the period9904€-10k
Profit (loss) for the period to be appropriated9905€-10k
Appropriation of the result
Profit (loss) to be appropriated9906€-10k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Modave · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Limet 224577 ModaveGround area
1,060 m²
Building footprint
94 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Quai de Namur 16, 4500 Huy
since 20252.377.531.564
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61064C0069/00D002 | Wallonia | 928 m² | - | - |
| 61031C0024/00L002 | Wallonia | 132 m² | 1 · 94 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
BABY STORE
BE 0778.463.305
Tinlot
Basile et Lola
BE 0476.948.703
Liège
Boutique La Marionnette
BE 0807.438.292
Welkenraedt
Idéal Baby
BE 0436.764.175
Waimes
It's Cleaning Team
BE 0772.798.109
Blégny
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 284 companies in sector 47554 we hold annual accounts for 92.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-2025
Fiscal year end31-12
Activities, NACEBEL
47554Retail trade
47621Retail sale of newspapers and periodicals
47789Other retail sale of new goods
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
74120Graphic design and visual communication
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.