A&B TRANSPORT
ActiveThe computed 12-month bankruptcy probability of A&B TRANSPORT is 1.7% (moderate). The annual accounts of A&B TRANSPORT for fiscal year 2025 show a net loss of 67% of the equity at the start of that year. The 2025 annual accounts show equity of €18k and a net result of €-37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 4575 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency37▼-27
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.89 against 1.24 in 2024; short-term debt: 88.3% and cash: 0.2% of total assets), and 88.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.7%
Return on assets
-24.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 4575 sector peers (2025).
NBB · sector comparisonPosition among 4575 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
28 d early
2024
49 d late
2023
47 d early
2022
51 d late
2021
45 d late
2020
54 d early
2019
48 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▼ 67.3%
2024 · €55k
2018: €6k
2019: €8k
2020: €16k
2021: €8k
2022: €-2k
2023: €1k
2024: €55k
2018 → 2025
Total assets
€152k▲ 7.9%
2024 · €141k
2018: €20k
2019: €45k
2020: €67k
2021: €49k
2022: €44k
2023: €58k
2024: €141k
2018 → 2025
Net result
€-37k
2024 · €53k
2018: €-486
2019: €2k
2020: €8k
2021: €-7k
2022: €-11k
2023: €4k
2024: €53k
2018 → 2025
Working capital
€-15k
2024 · €21k
2018: €-3k
2019: €-7k
2020: €-2k
2021: €-7k
2022: €-15k
2023: €-22k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€-2k€1k€55k▲ 3,611%€18k▼ 67.3%
Operating result€-5k-€-8k▼ 55.0%€8k€85k▲ 979%€-35k
Net result€-7k-€-11k▼ 48.0%€4k€53k▲ 1,314%€-37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €35k after €85k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€33k▼ 3.4%
Current assets
€120k▲ 11.5%
Equity and liabilities €152k
Equity
€18k▼ 67.3%
Debt
€134k▲ 55.3%
The debt ratio rises from 61.3% to 88.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-28k▼
2024 · €89k
Cash flow
€-30k▼
2024 · €57k
Solvency
11.7%▼
2024 · 38.7%
Current ratio
0.89▼
2024 · 1.24
Quick ratio
0.89▼
2024 · 1.24
Debt / equity
7.53▲
2024 · 1.59
ROE
-205.8%▼
2024 · 97.3%
ROA
-24.1%▼
2024 · 37.6%
Interest coverage
-8.92▼
2024 · 16.57
Debt
€134k▲
2024 · €86k
Debt ≤ 1 year
€134k▲
2024 · €86k
Income taxes
€394▼
2024 · €30k
Staff costs
€205k▲
2024 · €156k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€152k▲
Fixed assets21/28€34k€33k▼
Tangible fixed assets22/27€20k€18k▼
Furniture and vehicles24€20k€18k▼
Financial fixed assets28€14k€14k=
Current assets29/58€107k€120k▲
Amounts receivable within one year40/41€81k€101k▲
Trade receivables40€51k€43k▼
Other amounts receivable41€30k€58k▲
Cash at bank and in hand54/58€7k€375▼
Deferred charges and accrued income490/1€20k€18k▼
Equity and liabilities
Total equity and liabilities10/49€141k€152k▲
Equity10/15€55k€18k▼
Contributions10/11€6k€6k=
Reserves13€47k€47k=
Distributable reserves133€47k€47k=
Profit (loss) carried forward14€858€-36k▼
Amounts payable17/49€86k€134k▲
Amounts payable within one year42/48€86k€134k▲
Trade debts44€17k€39k▲
Suppliers440/4€17k€39k▲
Taxes, remuneration and social security45€70k€95k▲
Taxes450/3€54k€66k▲
Remuneration and social security454/9€16k€29k▲
Income statement
Code20242025
Non-recurring operating income76A€12k-
Remuneration, social security and pensions62€156k€205k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€8k€17k▲
Gross operating margin9900€253k€194k▼
Operating profit (loss)9901€85k€-35k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€83k€-36k▼
Income taxes67/77€30k€394▼
Profit (loss) for the period9904€53k€-37k▼
Profit (loss) for the period to be appropriated9905€53k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€-36k▼
Profit (loss) brought forward from the previous period14P€-5k€858▲
Transfer to equity691/2€47k-
To other reserves6921€47k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-37k ▼169%
Net result drops to €-37k, the lowest in the series.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
31-12
Financial
Highest result since 2018net €53k ▲1314%
Operating result €85k, net result €53k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.24
Current ratio from 0.62 to 1.24.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 45 days late
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsestraat 901853 GrimbergenGround area
303 m²
Building footprint
127 m²
Volume, LiDAR
829 m³
Parcel 23084B0079/00C002, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A&B TRANSPORT
since 20182.272.479.475
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084B0079/00C002 | Flanders | 303 m² | 1 · 127 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGrimbergen2.272.479.475
Parcel delivery
Notified to the BIPT
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 4,797 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2018
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.