A.B. Trading
ActiveThe computed 12-month bankruptcy probability of A.B. Trading is 2.1% (moderate). The 2025 annual accounts show negative equity (€-98k) and a net result of €-16k. Equity is shrinking by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 7% of 13240 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
20
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.04 against 0.03 in 2024; short-term debt: 301% and cash: 1.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-201%
Return on assets
-32.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-98k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
30 d late
2023
30 d late
2022
32 d late
2021
92 d late
2020
92 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-98k▼ 19.2%
2024 · €-82k
2018: €-14k
2019: €-25k
2020: €-36k
2021: €-45k
2022: €-56k
2023: €-72k
2024: €-82k
2018 → 2025
Total assets
€49k▼ 4.8%
2024 · €51k
2018: €12k
2019: €9k
2020: €13k
2021: €28k
2022: €61k
2023: €53k
2024: €51k
2018 → 2025
Net result
€-16k▼ 55.1%
2024 · €-10k
2018: €-20k
2019: €-11k
2020: €-11k
2021: €-9k
2022: €-11k
2023: €-16k
2024: €-10k
2018 → 2025
Working capital
€-140k▼ 8.6%
2024 · €-129k
2018: €-12k
2019: €-27k
2020: €-41k
2021: €-66k
2022: €-108k
2023: €-122k
2024: €-129k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-45k-€-56k▼ 25.5%€-72k▼ 27.8%€-82k▼ 14.1%€-98k▼ 19.2%
Operating result€-9k-€-11k▼ 25.6%€-16k▼ 43.6%€-10k▲ 40.8%€-15k▼ 56.0%
Net result€-9k-€-11k▼ 26.0%€-16k▼ 36.9%€-10k▲ 35.0%€-16k▼ 55.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €10k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€42k▼ 10.1%
Current assets
€6k▲ 53.8%
Key figures and ratios
EBITDA
€-10k▼
2024 · €-5k
Cash flow
€-11k▼
2024 · €-6k
Solvency
-201.0%▼
2024 · -160.4%
Current ratio
0.04▲
2024 · 0.03
Quick ratio
0.03▼
2024 · 0.03
Debt / equity
-1.50▲
2024 · -1.62
ROA
-32.4%▼
2024 · -19.9%
Interest coverage
-16.23▲
2024 · -23.40
Debt
€146k▲
2024 · €133k
Debt ≤ 1 year
€146k▲
2024 · €133k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€49k▼
Fixed assets21/28€47k€42k▼
Tangible fixed assets22/27€47k€42k▼
Plant, machinery and equipment23€47k€42k▼
Current assets29/58€4k€6k▲
Stocks and contracts in progress3€500€3k▲
Stocks30/36€500€3k▲
Amounts receivable within one year40/41€4k€3k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€172€879▲
Equity and liabilities
Total equity and liabilities10/49€51k€49k▼
Equity10/15€-82k€-98k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-100k€-116k▼
Amounts payable17/49€133k€146k▲
Amounts payable within one year42/48€133k€146k▲
Trade debts44-€661
Suppliers440/4-€661
Taxes, remuneration and social security45-€526
Taxes450/3-€526
Other amounts payable47/48€133k€145k▲
Accrued charges and deferred income492/3€17-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€-2k€-7k▼
Operating profit (loss)9901€-10k€-15k▼
Financial income75/76B-€355
Recurring financial income75-€355
Non-recurring financial income76B-€355
Financial charges65/66B€622€1k▲
Recurring financial charges65€215€623▲
Non-recurring financial charges66B€407€613▲
Profit (loss) for the period before taxes9903€-10k€-16k▼
Profit (loss) for the period9904€-10k€-16k▼
Profit (loss) for the period to be appropriated9905€-10k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-100k€-116k▼
Profit (loss) brought forward from the previous period14P€-90k€-100k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 89 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 92 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kempischdok-Westkaai 742000 AntwerpenGround area
81 m²
Building footprint
81 m²
Volume, LiDAR
1,338 m³
Parcel 11807G0157/00D004, Flanders · tallest building 19.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Petra's Cafe
since 19962.079.536.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0157/00D004 | Flanders | 81 m² | 1 · 81 m² | 19.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.079.536.280
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 21,896 companies in sector 56112 we hold annual accounts for 9,783.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-09-1996
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.