A.B.R.
ActiveA.B.R. has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €215k and a net result of €141k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 84% of 7331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+58
Solvency100▲+44
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 1.19 in 2024; short-term debt: 23.7% and cash: 64.6% of total assets), and 23.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.3%
Return on assets
50.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €215k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
5 d late
2022
9 d early
2021
64 d late
2020
29 d late
2019
72 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€215k▲ 191%
2024 · €74k
2018: €64k
2019: €110k
2020: €34k
2021: €87k
2022: €95k
2023: €75k
2024: €74k
2018 → 2025
Total assets
€282k▲ 17.5%
2024 · €240k
2018: €176k
2019: €172k
2020: €139k
2021: €278k
2022: €214k
2023: €163k
2024: €240k
2018 → 2025
Net result
€141k
2024 · €-1k
2018: €11k
2019: €46k
2020: €-76k
2021: €52k
2022: €9k
2023: €-20k
2024: €-1k
2018 → 2025
Working capital
€181k▲ 468%
2024 · €32k
2018: €35k
2019: €79k
2020: €10k
2021: €97k
2022: €47k
2023: €30k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€95k▲ 10.0%€75k▼ 20.8%€74k▼ 2.0%€215k▲ 191%
Operating result€60k-€12k▼ 79.5%€-15k€6k€190k▲ 3,185%
Net result€52k-€9k▼ 83.4%€-20k€-1k▲ 92.5%€141k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3,185% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €282k
Fixed assets
€33k▼ 23.5%
Current assets
€248k▲ 26.7%
Equity and liabilities €282k
Equity
€215k▲ 191%
Debt
€67k▼ 59.7%
The debt ratio falls from 69.1% to 23.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€201k▲
2024 · €21k
Cash flow
€152k▲
2024 · €14k
Solvency
76.3%▲
2024 · 30.9%
Current ratio
3.72▲
2024 · 1.19
Quick ratio
3.72▲
2024 · 1.19
Debt / equity
0.31▼
2024 · 2.24
ROE
65.6%▲
2024 · -2.0%
ROA
50.1%▲
2024 · -0.6%
Interest coverage
38.64▲
2024 · 2.90
Debt
€67k▼
2024 · €166k
Debt ≤ 1 year
€67k▼
2024 · €164k
Income taxes
€44k
Staff costs
€123k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€240k€282k▲
Fixed assets21/28€44k€33k▼
Tangible fixed assets22/27€44k€33k▼
Land and buildings22€20k€20k=
Furniture and vehicles24€24k€13k▼
Current assets29/58€196k€248k▲
Amounts receivable within one year40/41€116k€62k▼
Trade receivables40€106k€43k▼
Other amounts receivable41€10k€19k▲
Cash at bank and in hand54/58€76k€182k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€240k€282k▲
Equity10/15€74k€215k▲
Contributions10/11€40k€40k=
Reserves13€8k€8k=
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Profit (loss) carried forward14€26k€167k▲
Amounts payable17/49€166k€67k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€164k€67k▼
Current portion of amounts payable after more than one year42€9k€2k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€11k€48k▲
Suppliers440/4€11k€48k▲
Taxes, remuneration and social security45€2k€17k▲
Taxes450/3€0€9k▲
Remuneration and social security454/9€2k€8k▲
Other amounts payable47/48€143k€453▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€64k€123k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€11k▼
Other operating charges640/8€2k€6k▲
Gross operating margin9900€87k€330k▲
Operating profit (loss)9901€6k€190k▲
Financial income75/76B-€130
Recurring financial income75-€130
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€-1k€185k▲
Income taxes67/77-€44k
Profit (loss) for the period9904€-1k€141k▲
Profit (loss) for the period to be appropriated9905€-1k€141k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€167k▲
Profit (loss) brought forward from the previous period14P€28k€26k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €141k
Net result €141k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 3.72
Current ratio from 1.19 to 3.72; short-term debt falls from €164k to €67k.
31-12
Financial
Equity above €200kEq €215k ▲191%
Equity rises from €74k to €215k.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 64 days late
2021
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Weakest financial yearnet €-76k ▼264%
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 72 days late
2019
31-12
Financial
Equity above €100kEq €110k ▲72.4%
2 profitable years in a row build equity to €110k.
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jetse Steenweg 5721090 JetteGround area
885 m²
Building footprint
457 m²
Volume, LiDAR
3,148 m³
Parcel 21464E0001/00Y023, Brussels · tallest building 15.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jetse Steenweg 572, 1090 Jette
since 19972.081.535.371
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464E0001/00Y023 | Brussels | 885 m² | 1 · 457 m² | 15.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IS BATI
BE 0542.635.816
Sprimont · Eq €215k
BOUWWERKEN KERKHOFS LUC
BE 0471.306.865
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VANSIELEGHEM
BE 0433.553.871
Koekelare · Eq €215k
HOREMANS PAVEL
BE 0537.834.514
Grobbendonk · Eq €215k
G2U Projects
BE 0805.886.094
Antwerpen · Eq €215k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 11,900 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-1997
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
45212
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.