A.B. DIFFUSION
ActiveSummary
A.B. DIFFUSION has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €87,902. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 28051 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+6
Solvency72▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.42 in 2024; short-term debt: 42.9% and cash: 3.7% of total assets), and 53.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.5%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
6 d early
2023
2 d early
2022
31 d early
2021
6 d late
2020
1 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#6 company by equity in Verviers, Construction sector#7 company by total assets in Verviers, Construction sector
Equity
€1.0m▲ 38.4%
2024 · €727,513
Total assets
€2.2m▲ 6.0%
2024 · €2.0m
Net result
€87,902
2024 · -€9,252
Working capital
-€244,796▲ 60.3%
2024 · -€617,216
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€202,817▲ 148%€916,363▲ 352%-€46,285-€28,091▲ 39.3%€106,663
Net result€168,004▲ 52.9%€628,979▲ 274%-€40,125-€9,252▲ 76.9%€87,902
Equity€147,911€776,890▲ 425%€736,765▼ 5.2%€727,513▼ 1.3%€1.0m▲ 38.4%
Total assets€1.4m▲ 66.6%€1.8m▲ 33.8%€2.5m▲ 33.8%€2.0m▼ 17.0%€2.2m▲ 6.0%
Debt€1.2m▲ 41.2%€742,271▼ 37.7%€1.4m▲ 92.8%€1.1m▼ 26.2%€928,176▼ 12.1%
Working capital-€961,482▼ 36.1%-€677,087▲ 29.6%-€780,078▼ 15.2%-€617,216▲ 20.9%-€244,796▲ 60.3%
Staff (FTE)1.1▼ 31.3%1.1=1.8▲ 63.6%1.3▼ 27.8%1▼ 23.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €106,663 after a loss of €28,091 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets
€1.5m ▼ 7.6%
Current assets
€683,380 ▲ 55.8%
Equity and liabilities €2.2m
Equity
€1.0m ▲ 38.4%
Provisions
€228,304 ▼ 11.2%
Debt
€928,176 ▼ 12.1%
Debt's share of the balance-sheet total falls from 51.7% to 42.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€288,954▲
2024 · €147,420
Cash flow
€270,193▲
2024 · €166,259
Current ratio
0.74▲
2024 · 0.42
Quick ratio
0.11▲
2024 · 0.02
Debt to equity
0.92▼
2024 · 1.45
ROE
8.7%▲
2024 · -1.3%
ROA
4.1%▲
2024 · -0.5%
Interest coverage
492.69▲
2024 · 11.51
Debt ≤ 1 year
€928,176▼
2024 · €1.1m
Income taxes
€47,021▲
2024 · €155
Staff costs
€46,362▼
2024 · €65,492
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €39,414 | €43,808 | €58,113 | €65,492 | €46,362 | ▼ 29.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €65,598 | €121,396 | €168,144 | €175,511 | €182,291 | ▲ 3.9% |
| Other operating charges640/8 | €60,572 | €99,391 | €157,199 | €52,859 | €61,785 | ▲ 16.9% |
| Non-recurring operating charges66A | €58 | €306 | €454 | - | €131 | - |
| Gross operating margin9900 | €368,459 | €1.2m | €337,625 | €265,772 | €397,232 | ▲ 49.5% |
| Operating profit (loss)9901 | €202,817 | €916,363 | -€46,285 | -€28,091 | €106,663 | ▲ 480% |
| Financial income75/76B | €785 | €50 | €152 | €13 | €34 | ▲ 165% |
| Recurring financial income75 | €785 | €50 | €152 | €13 | €34 | ▲ 165% |
| Financial charges65/66B | €2,863 | €2,675 | €17,098 | €12,810 | €586 | ▼ 95.4% |
| Recurring financial charges65 | €2,863 | €2,675 | €17,098 | €12,810 | €586 | ▼ 95.4% |
| Profit (loss) for the period before taxes9903 | €200,739 | €913,738 | -€63,230 | -€40,889 | €106,111 | ▲ 360% |
| Transfer from deferred taxes780 | €5,002 | €22,296 | €28,381 | €31,792 | €28,812 | ▼ 9.4% |
| Transfer to deferred taxes680 | €37,533 | €307,055 | - | - | - | - |
| Income taxes67/77 | €205 | - | €5,276 | €155 | €47,021 | ▲ 30,191% |
| Profit (loss) for the period9904 | €168,004 | €628,979 | -€40,125 | -€9,252 | €87,902 | ▲ 1,050% |
| Transfer from tax-exempt reserves789 | €15,007 | €66,888 | €85,144 | €95,376 | €86,435 | ▼ 9.4% |
| Transfer to tax-exempt reserves689 | €112,598 | €921,165 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €70,412 | -€225,297 | €45,019 | €86,124 | €174,336 | ▲ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.8m | €2.5m | €2.0m | €2.2m | ▲ 6.0% |
| Fixed assets21/28 | €1.1m | €1.8m | €1.8m | €1.6m | €1.5m | ▼ 7.6% |
| Tangible fixed assets22/27 | €1.1m | €1.8m | €1.8m | €1.6m | €1.5m | ▼ 7.6% |
| Land and buildings22 | €877,483 | €1.2m | €1.2m | €1.0m | €991,619 | ▼ 1.1% |
| Plant, machinery and equipment23 | €212,573 | €458,192 | €530,467 | €514,706 | €443,910 | ▼ 13.8% |
| Furniture and vehicles24 | €51,866 | €137,442 | €78,583 | €84,283 | €44,579 | ▼ 47.1% |
| Current assets29/58 | €230,683 | €65,185 | €651,236 | €438,664 | €683,380 | ▲ 55.8% |
| Stocks and contracts in progress3 | €19,610 | €19,610 | €565,610 | €419,958 | €584,348 | ▲ 39.1% |
| Stocks30/36 | €19,610 | €19,610 | €565,610 | €419,958 | €584,348 | ▲ 39.1% |
| Amounts receivable within one year40/41 | €1,386 | €605 | - | - | - | - |
| Trade receivables40 | €1,386 | €605 | - | - | - | - |
| Cash at bank and in hand54/58 | €197,127 | €26,147 | €63,216 | €17,476 | €79,162 | ▲ 353% |
| Deferred charges and accrued income490/1 | €12,560 | €18,823 | €22,410 | €1,230 | €19,870 | ▲ 1,515% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.8m | €2.5m | €2.0m | €2.2m | ▲ 6.0% |
| Equity10/15 | €147,911 | €776,890 | €736,765 | €727,513 | €1.0m | ▲ 38.4% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €37,192 | ▲ 100% |
| Reserves13 | €147,450 | €1.0m | €916,583 | €821,208 | €736,633 | ▼ 10.3% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | - | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | - | - | - |
| Tax-exempt reserves132 | €97,591 | €951,868 | €866,724 | €771,348 | €684,913 | ▼ 11.2% |
| Distributable reserves133 | €48,000 | €48,000 | €48,000 | €49,859 | €51,719 | ▲ 3.7% |
| Profit (loss) carried forward14 | -€18,132 | -€243,429 | -€198,410 | -€112,286 | €233,184 | ▲ 308% |
| Provisions and deferred taxes16 | €32,530 | €317,289 | €288,908 | €257,116 | €228,304 | ▼ 11.2% |
| Deferred taxes168 | €32,530 | €317,289 | €288,908 | €257,116 | €228,304 | ▼ 11.2% |
| Amounts payable17/49 | €1.2m | €742,271 | €1.4m | €1.1m | €928,176 | ▼ 12.1% |
| Amounts payable within one year42/48 | €1.2m | €742,271 | €1.4m | €1.1m | €928,176 | ▼ 12.1% |
| Current portion of amounts payable after more than one year42 | €20,328 | €30,703 | €36,094 | €39,502 | €46,922 | ▲ 18.8% |
| Financial debts43 | €590,000 | €100,000 | €550,000 | - | €200,000 | - |
| Credit institutions430/8 | €590,000 | €100,000 | €550,000 | - | €200,000 | - |
| Trade debts44 | €26,235 | €27,933 | €80,901 | €9,704 | €45,465 | ▲ 368% |
| Suppliers440/4 | €26,235 | €27,933 | €80,901 | €9,704 | €45,465 | ▲ 368% |
| Advances received on contracts in progress46 | - | €1,000 | - | - | - | - |
| Taxes, remuneration and social security45 | €21,340 | €14,382 | €29,605 | €7,117 | €114,254 | ▲ 1,505% |
| Taxes450/3 | €6,102 | €4,042 | €15,027 | €1,001 | €107,534 | ▲ 10,644% |
| Remuneration and social security454/9 | €15,238 | €10,341 | €14,578 | €6,116 | €6,720 | ▲ 9.9% |
| Other amounts payable47/48 | €534,262 | €568,253 | €734,714 | €999,557 | €521,535 | ▼ 47.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €168,004 | €628,979 | -€40,125 | -€9,252 | €87,902 | ▲ 1,050% |
| + Depreciation and write-downs630 | €65,598 | €121,396 | €168,144 | €175,511 | €182,291 | ▲ 3.9% |
| Operating cash flow (approximation) | €233,601 | €750,375 | €128,019 | €166,259 | €270,193 | ▲ 62.5% |
| Investment in fixed assets (approximation) | - | -€750,739 | -€202,630 | €28,396 | -€60,554 | ▼ 313% |
| Change in cash | - | -€170,980 | €37,069 | -€45,740 | €61,686 | ▲ 235% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €87,902
Net result €87,902 after 2 loss-making years.
31-12
Financial
Equity above €1mEq €1.0m ▲38.4%
Equity rises from €727,513 to €1.0m.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €628,979 ▲274%
Operating result €916,363, net result €628,979, both a record.
31-12
Financial
Equity above €500,000Eq €776,890 ▲425%
3 profitable years in a row build equity to €776,890.
06-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
2021
31-12
Financial
Equity above €100,000Eq €147,911
2 profitable years in a row build equity to €147,911.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €109,844
Net result €109,844 after 2 loss-making years.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
11-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 11 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1988
Ground area
469 m²
Building footprint
332 m²
Volume, LiDAR
1,602 m³
Parcel 63079A1451/00S020, Wallonia · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Vesdre 47, 4800 Verviers
since 19882.032.636.384
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079A1451/00S020 | Wallonia | 469 m² | 1 · 332 m² | 12.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 3,245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-12-1987
Fiscal year end31-12
Abbreviation FR
A.B.D.I.
Activities, NACEBEL 2025
43990Other specialised construction activities
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail
abdiverviers@skynet.be
Scores and ratios are computed by Checked and are not a credit decision.