A&B Construct
ActiveSummary
The computed 12-month bankruptcy probability of A&B Construct is 2.8% (moderate). The 2024 annual accounts show equity of €29,539 and a net result of €26,539. Its solvency ranks better than 51% of 36377 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency72
Growth-
Track record67
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.56; short-term debt: 52.7% and cash: 10.3% of total assets), and 52.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.3%
Return on assets
42.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€29,539
Total assets
€62,477
Net result
€26,539
Working capital
-€14,409
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €62,477
Fixed assets
€43,948
Current assets
€18,529
Equity and liabilities €62,477
Equity
€29,539
Debt
€32,938
Debt finances 52.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€37,951
Cash flow
€31,261
Current ratio
0.56
Debt to equity
1.12
ROE
89.8%
ROA
42.5%
Interest coverage
548.03
Debt ≤ 1 year
€32,938
Income taxes
€6,655
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,722 |
| Other operating charges640/8 | €451 |
| Gross operating margin9900 | €38,403 |
| Operating profit (loss)9901 | €33,229 |
| Financial income75/76B | €34 |
| Recurring financial income75 | €34 |
| Financial charges65/66B | €69 |
| Recurring financial charges65 | €69 |
| Profit (loss) for the period before taxes9903 | €33,193 |
| Income taxes67/77 | €6,655 |
| Profit (loss) for the period9904 | €26,539 |
| Profit (loss) for the period to be appropriated9905 | €26,539 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €62,477 | |
| Fixed assets21/28 | €43,948 | |
| Tangible fixed assets22/27 | €43,948 | |
| Plant, machinery and equipment23 | €2,083 | |
| Furniture and vehicles24 | €41,865 | |
| Current assets29/58 | €18,529 | |
| Amounts receivable within one year40/41 | €9,873 | |
| Other amounts receivable41 | €9,873 | |
| Cash at bank and in hand54/58 | €6,414 | |
| Deferred charges and accrued income490/1 | €2,242 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €62,477 | |
| Equity10/15 | €29,539 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €26,539 | |
| Amounts payable17/49 | €32,938 | |
| Amounts payable within one year42/48 | €32,938 | |
| Trade debts44 | €23,561 | |
| Suppliers440/4 | €23,561 | |
| Taxes, remuneration and social security45 | €9,377 | |
| Taxes450/3 | €6,677 | |
| Remuneration and social security454/9 | €2,700 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €26,539 |
| + Depreciation and write-downs630 | €4,722 |
| Operating cash flow (approximation) | €31,261 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2024
Ground area
1,002 m²
Building footprint
623 m²
Volume, LiDAR
3,748 m³
2 parcels, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
A&B Construct
since 20242.361.722.148
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12040A0808/00E000 | Flanders | 579 m² | 1 · 232 m² | 13.6 m · 3 fl. |
| 12342C0291/00B008 | Flanders | 423 m² | 1 · 392 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
G.P. RENOVATION
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CNRM
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MTR CONSTRUCT
BE 0803.165.344
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 5,658 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
43350Other building finishing work
Contact
E-mail
bart@ab-construct.infoWillebroek
Scores and ratios are computed by Checked and are not a credit decision.