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A & B

Active
Private limited companyfounded 2017active for 9 yearsFortstraat 54, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0674.703.690
Summary

The computed 12-month bankruptcy probability of A & B is 6.7% (elevated). The 2024 annual accounts show negative equity (-€9,956) and a net result of €222. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 25,599 sector peers (NACE 47, financial year 2024). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other retail sale of food
NACE 47279
2 sites
Size
€916total assets 2024
Equity
-€9,956
Profit
€222
Turnover not published (micro format)
Financial health
36 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.7%
Structure
Accounts 75 days overdue1 of 4 deeds read
Why 36raises riskFigures for financial year 2024 (filed 19-09-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 50 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 0.08, cash €394Show the evidence

Checked score

Score 2024
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 49% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Average
Solvency 0=
equity -1087.0% of total assets
Liquidity 50+37
short-term debt 1187.0% · cash 43.0%
Profitability 98+98
return on assets 24.2%
Bankruptcy probability, 12 months
6.7% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,189 companies, NACE 47, micro)
Last 24 months 11-2024: 3.2% 12-2024: 3.2%● unchanged vs 11-2024 01-2025: 3.2%● unchanged vs 12-2024 02-2025: 3.2%● unchanged vs 01-2025 03-2025: 3.1%▼ -0.1 percentage points vs 02-2025 04-2025: 3.1%● unchanged vs 03-2025 05-2025: 3.0%▼ -0.1 percentage points vs 04-2025 06-2025: 2.9%▼ -0.1 percentage points vs 05-2025 07-2025: 3.2%▲ +0.3 percentage points vs 06-2025 08-2025: 5.0%▲ +1.8 percentage points vs 07-2025 09-2025: 5.8%▲ +0.8 percentage points vs 08-2025 10-2025: 2.8%▼ -3.0 percentage points vs 09-2025 11-2025: 2.8%● unchanged vs 10-2025 12-2025: 2.7%▼ -0.1 percentage points vs 11-2025 01-2026: 2.7%● unchanged vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026lowest value 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 3.0%▲ +0.3 percentage points vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 3.0%▲ +0.1 percentage points vs 06-2026 08-2026: 3.8%▲ +0.8 percentage points vs 07-2026 09-2026: 4.6%▲ +0.8 percentage points vs 08-2026 10-2026: 6.7%▲ +2.1 percentage points vs 09-2026highest value
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 52% on liquidity, 90% on profitability and 46% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 19-09-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 50 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 0.08, cash €394
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 25599 sector peers (2024).
NBB · sector comparison
Position among 25599 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 75 days later.
NBB · 8 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline14-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
not filed
2024
50 days late
2023
26 days late
2022
26 days late
2021
24 days late
2020
61 days late
2019
70 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 20 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Resignation: DEMIRAL Bilgehan (manager)Appointment: CAMPOS DA SILVA Gislane…
  3. Back to profitnet €222

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€9,956 View
  • Caution: Among the weakest 5% on solvencysector median 32.2% · 25,599 companies -1087.0% View
  • Caution: Accounts not fileddeadline was 31-07-2026 75 days late View

By topic

Financials

Financial year
2024
Total assets
€916
Profit
€222
Solvency
-1087.0%
Total assets▼ 4.4%
Net result
20182024
Go to Financials

Timeline

Events
12
Since
2018
  1. 26-08-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 26-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Other retail sale of foodNACE 47279
Founded
21-04-2017
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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