A-ATTEST
ActiveA-ATTEST has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83k and a net result of €6k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-18
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.03 against 3.55 in 2024), and 31.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.5%
Return on assets
4.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
29 d late
2023
on the day
2022
3 d early
2021
74 d early
2020
8 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€83k▲ 7.2%
2024 · €78k
2018: €10k
2019: €16k
2020: €21k
2021: €62k
2022: €75k
2023: €70k
2024: €78k
2018 → 2025
Total assets
€122k▲ 13.5%
2024 · €107k
2018: €94k
2019: €137k
2020: €82k
2021: €157k
2022: €138k
2023: €108k
2024: €107k
2018 → 2025
Net result
€6k▼ 30.4%
2024 · €8k
2018: €18k
2019: €6k
2020: €5k
2021: €41k
2022: €13k
2023: €-5k
2024: €8k
2018 → 2025
Working capital
€78k▲ 3.7%
2024 · €75k
2018: €-28k
2019: €-21k
2020: €-9k
2021: €49k
2022: €72k
2023: €66k
2024: €75k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€75k▲ 21.9%€70k▼ 7.1%€78k▲ 11.6%€83k▲ 7.2%
Operating result€46k-€24k▼ 47.5%€-2k€13k€11k▼ 11.9%
Net result€41k-€13k▼ 67.2%€-5k€8k€6k▼ 30.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€6k▲ 99.1%
Current assets
€116k▲ 11.2%
Equity and liabilities €122k
Equity
€83k▲ 7.2%
Debt
€38k▲ 29.9%
The debt ratio rises from 27.5% to 31.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€13k▲
2024 · €13k
Cash flow
€7k▼
2024 · €8k
Solvency
68.5%▼
2024 · 72.5%
Current ratio
3.03▼
2024 · 3.55
Quick ratio
3.03▼
2024 · 3.55
Debt / equity
0.46▲
2024 · 0.38
ROE
6.7%▼
2024 · 10.4%
ROA
4.6%▼
2024 · 7.5%
Interest coverage
3.72▼
2024 · 4.06
Debt
€38k▲
2024 · €30k
Debt ≤ 1 year
€38k▲
2024 · €29k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€122k▲
Fixed assets21/28€3k€6k▲
Tangible fixed assets22/27-€3k
Furniture and vehicles24-€3k
Financial fixed assets28€3k€3k=
Current assets29/58€104k€116k▲
Amounts receivable within one year40/41€103k€100k▼
Trade receivables40€2k€7k▲
Other amounts receivable41€101k€93k▼
Cash at bank and in hand54/58€69€42▼
Deferred charges and accrued income490/1€2k€16k▲
Equity and liabilities
Total equity and liabilities10/49€107k€122k▲
Equity10/15€78k€83k▲
Contributions10/11€19k€19k=
Reserves13€340€340=
Non-distributable reserves130/1€340-
Reserves not available under the articles1311€340-
Distributable reserves133-€340
Profit (loss) carried forward14€59k€64k▲
Amounts payable17/49€30k€38k▲
Amounts payable within one year42/48€29k€38k▲
Financial debts43€21k€25k▲
Credit institutions430/8€21k€25k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€577€906▲
Accrued charges and deferred income492/3€87-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€168€2k▲
Other operating charges640/8€3k€473▼
Gross operating margin9900€16k€14k▼
Operating profit (loss)9901€13k€11k▼
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€10k€8k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€8k€6k▼
Profit (loss) for the period to be appropriated9905€8k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€64k▲
Profit (loss) brought forward from the previous period14P€51k€59k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼140%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €41k ▲733%
Operating result €46k, net result €41k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.63
Current ratio from 0.80 to 1.63.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
15-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2020
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-04-2020
Steenhouwer Seppe: Resigned as Director
25-01-2019
Debusscher Johan: Resigned as Manager
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plaatsstraat 951570 PajottegemGround area
1,463 m²
Building footprint
182 m²
Volume, LiDAR
942 m³
Parcel 23087B0503/00F000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DUO
since 20122.212.227.431
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23087B0503/00F000 | Flanders | 1,463 m² | 1 · 182 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 endedSimilar companies · same sector, comparable size
RODI
BE 0445.083.609
Binche · Eq €83k
DE TROMPET
BE 0414.624.124
Ieper · Eq €83k
la maison du prieur
BE 0873.566.558
Oudergem · Eq €83k
FOLI-JAZZ
BE 0819.553.691
Antwerpen · Eq €83k
Restaurant l'Embellie
BE 0794.741.487
Soignies · Eq €83k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,627 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2012
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/874879