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A.AMY

Active
Private limited companyfounded 20224 yrs activeMorgenlandstraat 112, 1040 Etterbeek, BelgiumKBO/BCE: BE 0781.547.311
Summary

The computed 12-month bankruptcy probability of A.AMY is 2.7% (moderate). The 2024 annual accounts show equity of €45,874 and a net result of €6,587. Equity is growing by ~40.6% per year across the filed fiscal years. Its solvency ranks better than 38% of 11616 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of interior architects
NACE 71112
1 site
Size
€107,883total assets 2024
Equity
€45,874
Profit
€6,587
Turnover not published (abridged schema)
Financial health
51 Fair Checked score 2024
Bankruptcy chance 12 m
2.7%
Structure
Accounts 63 d overdue0 of 1 deed read
Why 51- 1 financial year not filed after the legal deadline; latest accounts 148 days late; 2 of the last 3 late- Figures for FY 2024 (filed 03-01-2026)- Founded in 2022+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 40% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency 68+14
equity 42.5% of total assets
Liquidity 30+1
short-term debt 57.5% · cash 7.6%
Profitability 76-16
return on assets 6.1%
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,633 companies)
Last 18 months 05-2025: 0.3%lowest value 06-2025: 0.3%▲ +0.3% vs 05-2025 07-2025: 0.3%▲ +0.3% vs 06-2025 08-2025: 0.6%▲ +74.0% vs 07-2025 09-2025: 0.7%▲ +19.3% vs 08-2025 10-2025: 1.0%▲ +42.1% vs 09-2025 11-2025: 1.0%▲ +4.4% vs 10-2025 12-2025: 1.2%▲ +14.9% vs 11-2025 01-2026: 2.0%▲ +71.5% vs 12-2025 02-2026: 1.0%▼ -49.3% vs 01-2026 03-2026: 1.0%▲ +2.0% vs 02-2026 04-2026: 1.1%▲ +1.1% vs 03-2026 05-2026: 1.0%▼ -2.4% vs 04-2026 06-2026: 1.0%▼ -2.8% vs 05-2026 07-2026: 1.0%▼ -1.2% vs 06-2026 08-2026: 1.5%▲ +50.3% vs 07-2026 09-2026: 1.8%▲ +23.6% vs 08-2026 10-2026: 2.7%▲ +46.0% vs 09-2026highest value
  • 1 financial year not filed after the legal deadline; latest accounts 148 days late; 2 of the last 3 late raises the probability
  • Figures for FY 2024 (filed 03-01-2026) raises the probability
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • Founded in 2022 raises the probability for this profile
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.48 against 1.15 in 2023; short-term debt: 57.5% and cash: 7.6% of total assets), and 57.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 40%, liquidity 12%, profitability 42%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 148 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Figures for FY 2024 (filed 03-01-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-12-2025, 148 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
148 d late
2023
5 d late
2022
151 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 101 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet €6,587 ▼73.9%
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Total assets 20243 fiscal years filed €107,883 View
  • Active since 2022founded 03-02-2022 4 years View

By topic

Financials

Fiscal year
2024
Total assets
€107,883
Profit
€6,587
Solvency
42.5%
Total assets▼ 20.2%
Net result
20222024
Go to Financials

Timeline

Events
5
Since
2023
  1. 26-12-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 05-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of interior architectsNACE 71112
Founded
03-02-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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