A & A Home
ActiveThe computed 12-month bankruptcy probability of A & A Home is 9.3% (elevated). The 2024 annual accounts show negative equity (€-96k) and a net result of €-412. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 5% of 18938 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
18
/ 100
Critical▲ +8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability2▼-1
Solvency33=
Growth78=
Stability100
Bankruptcy probability, 12 months
9.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
26 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year -€96k
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 224 days later.
NBB · 10 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline12-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 28-02-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
28 d late
2023
23 d late
2022
64 d late
2021
28 d late
2020
89 d late
2019
26 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-96k▼ 0.4%
2023 · €-95k
2019: €-105k
2020: €-94k
2021: €-94k
2022: €-94k
2023: €-95k
2019 → 2024
Total assets
€0▼ 100.0%
2023 · €610
2019: €13k
2020: €10k
2021: €572
2022: €715
2023: €610
2019 → 2024
Net result
€-412▲ 36.1%
2023 · €-644
2019: €-16k
2020: €11k
2021: €-249
2022: €-642
2023: €-644
2019 → 2024
Working capital
€-96k▼ 0.4%
2023 · €-95k
2019: €-105k
2020: €-94k
2021: €-94k
2022: €-94k
2023: €-95k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-94k-€-94k▼ 0.3%€-94k▼ 0.7%€-95k▼ 0.7%€-96k▼ 0.4%
Operating result€11k-€-235€-642▼ 173%€-644▼ 0.3%€-412▲ 36.1%
Net result€11k-€-249€-642▼ 158%€-644▼ 0.3%€-412▲ 36.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €412 in 2024 against €644 in 2023; the loss shrinks.
Key figures and ratios
Debt
€96k▼
2023 · €96k
Debt ≤ 1 year
€96k▼
2023 · €96k
Ratios withheld: a balance sheet total of €0 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€610€0▼
Current assets29/58€610€0▼
Amounts receivable within one year40/41€610-
Other amounts receivable41€610-
Cash at bank and in hand54/58-€0
Equity and liabilities
Total equity and liabilities10/49€610€0▼
Equity10/15€-95k€-96k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€-114k€-114k▼
Amounts payable17/49€96k€96k▼
Amounts payable within one year42/48€96k€96k▼
Trade debts44€916€814▼
Suppliers440/4€916€814▼
Other amounts payable47/48€95k€95k▼
Income statement
Code20232024
Other operating charges640/8€347€412▲
Gross operating margin9900€-296-
Operating profit (loss)9901€-644€-412▲
Profit (loss) for the period before taxes9903€-644€-412▲
Profit (loss) for the period9904€-644€-412▲
Profit (loss) for the period to be appropriated9905€-644€-412▲
Appropriation of the result
Profit (loss) to be appropriated9906€-114k€-114k▼
Profit (loss) brought forward from the previous period14P€-113k€-114k▼
Timeline · acts, filings and financial milestones
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
23-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
30-06
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
05-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
07-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 35 days late
2015
29-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
05-12-2024
Resigned as Manager
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Naamsestraat 1673000 LeuvenGround area
255 m²
Building footprint
139 m²
Volume, LiDAR
1,769 m³
2 parcels, Flanders · tallest building 21.6 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
SINBAD LEUVEN
since 20132.222.532.096
Naamsestraat 167, 3000 Leuven
since 20242.363.678.776
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502C0447/00G000 | Flanders | 196 m² | 1 · 79 m² | 15.2 m · 4 fl. |
| 24502B0842/00E000 | Flanders | 59 m² | 1 · 59 m² | 21.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector and region
't Oud Gasthuys
BE 0478.973.231
Leuven
ANC Leuven
BE 0507.683.746
Leuven
ARPODAT
BE 0448.742.091
Leuven
Associatie voor Logistieke en Economische Activiteiten
BE 0446.084.093
Leuven
AUBERGE DES PRINCES
BE 0429.104.343
Leuven
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 20,234 companies in sector 56111 we hold annual accounts for 11,309.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2013
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.