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A.A.D.V.

Active
Public limited companyfounded 20188 yrs activeAntwerpseweg 286, 2340 Beerse, BelgiumKBO/BCE: BE 0701.698.592

A.A.D.V. has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €974k and a net result of €21k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 87% of 8584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
89 / 100
Excellent▲ +44 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▲+11
Solvency78▲+9
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.61 in 2024), and 9.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
90.5%
Return on assets
2%
Age of the figures
11 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-05-2026, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
8 d late
2024
on the day
2023
on the day
2022
1 d late
2021
31 d late
2020
85 d late
2019
201 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€974k▲ 2.3%
2024 · €952k
2019: €972k 2020: €965k 2021: €958k 2022: €956k 2023: €957k 2024: €952k
2019 → 2025
Total assets
€1.08M▲ 1.1%
2024 · €1.06M
2019: €1.01M 2020: €1.03M 2021: €1.09M 2022: €1.08M 2023: €1.08M 2024: €1.06M
2019 → 2025
Net result
€21k
2024 · €-5k
2019: €-28k 2020: €-7k 2021: €-6k 2022: €-3k 2023: €1k 2024: €-5k
2019 → 2025
Working capital
€2k
2024 · €-44k
2019: €-15k 2020: €-17k 2021: €-16k 2022: €3k 2023: €-63k 2024: €-44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€958k-€956k▼ 0.3%€957k▲ 0.1%€952k▼ 0.5%€974k▲ 2.3%
Operating result€-6k-€-3k▲ 54.1%€1k€-5k€22k
Net result€-6k-€-3k▲ 57.5%€1k€-5k€21k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €-6k€-6kNet result 2021: €-6k€-6kOperating result 2022: €-3k€-3kNet result 2022: €-3k€-3kOperating result 2023: €1k€1kNet result 2023: €1k€1kOperating result 2024: €-5k€-5kNet result 2024: €-5k€-5kOperating result 2025: €22k€22kNet result 2025: €21k€21k20212022202320242025
The operating result returns to profit in 2025: €22k after a loss of €5k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets €972k▼ 2.4%
Current assets €103k▲ 52.8%
Equity and liabilities €1.08M
Equity €974k▲ 2.3%
Debt €102k▼ 8.8%
The debt ratio falls from 10.5% to 9.5%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€46k
2024 · €19k
Cash flow
€46k
2024 · €19k
Solvency
90.5%
2024 · 89.5%
Current ratio
1.01
2024 · 0.61
Quick ratio
1.01
2024 · 0.61
Debt / equity
0.10
2024 · 0.12
ROE
2.2%
2024 · -0.5%
ROA
2.0%
2024 · -0.4%
Interest coverage
1048.65
2024 · 496.86
Debt
€102k
2024 · €112k
Debt ≤ 1 year
€102k
2024 · €112k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.06M€1.08M
Fixed assets21/28€996k€972k
Tangible fixed assets22/27€996k€972k
Land and buildings22€996k€972k
Current assets29/58€68k€103k
Amounts receivable within one year40/41-€504
Other amounts receivable41-€504
Cash at bank and in hand54/58€65k€98k
Deferred charges and accrued income490/1€3k€5k
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.08M
Equity10/15€952k€974k
Contributions10/11€1.00M€1.00M=
Capital10€1.00M€1.00M=
Issued capital100€1.00M€1.00M=
Profit (loss) carried forward14€-48k€-26k
Amounts payable17/49€112k€102k
Amounts payable within one year42/48€112k€102k
Trade debts44€2k€434
Suppliers440/4€2k€434
Taxes, remuneration and social security45-€1k
Remuneration and social security454/9-€1k
Other amounts payable47/48€109k€100k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k=
Other operating charges640/8€14k€14k
Gross operating margin9900€33k€60k
Operating profit (loss)9901€-5k€22k
Financial charges65/66B€39€44
Recurring financial charges65€39€44
Profit (loss) for the period before taxes9903€-5k€21k
Profit (loss) for the period9904€-5k€21k
Profit (loss) for the period to be appropriated9905€-5k€21k
Appropriation of the result
Profit (loss) to be appropriated9906€-48k€-26k
Profit (loss) brought forward from the previous period14P€-43k€-48k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
08-05
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 8 days late
2025
30-09
Financial Back to profitnet €21k
Net result €21k after one loss-making year.
30-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Back to profitnet €1k
Net result €1k after 4 loss-making years.
01-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
31-05
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
24-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 85 days late
2020
17-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 201 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2024
NV A.A.D.V.
Plaatsvervangende vaste vertegenwoordiger · since 29-11-2024 · Legal entity · perm. rep.: Dirk Van Dijck
Current
29-11-2024 Appointed as Plaatsvervangende vaste vertegenwoordiger
29-11-2024 Appointed as Permanent representative
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Antwerpseweg 2862340 Beerse
Ground area
186 m²
Building footprint
186 m²
Volume, LiDAR
1,258 m³
Parcel 13043A0002/00G002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A.A.D.V.
Antwerpseweg 286, 2340 BeerseFinancial service activities, except insurance and pension funding
since 20182.281.979.735
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13043A0002/00G002 Flanders 186 m² 1 · 186 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 28,043 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded23-08-2018
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.