Summary
A&A is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €9.0m and a net result of €326,755. Equity remains stable across the filed financial years (±1.6% per year). Its solvency ranks better than 95% of 246 sector peers (NACE 64, financial year 2026). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €9.0m
- Profit
- €326,755
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2026 · abbreviated…
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
Financials · financial year 2026, abbreviated format
2022 to 2026, 5 financial years 2019 to 2026, 8 financial years
After the dip in 2023 the operating result has climbed three years in a row; 2026 is 27% above 2025 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €100,771 | - | - | €128,084 | €128,593 | ▲ 0.4% |
| Other operating charges640/8 | - | - | - | €988 | €990 | €1,092 | €1,108 | €1,143 | ▲ 3.1% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €21,455 | €0 | ▼ 100% |
| Gross operating margin9900 | €227,250 | €240,773 | €251,793 | €274,004 | €156,427 | €165,064 | €484,078 | €553,153 | ▲ 14.3% |
| Operating profit (loss)9901 | €132,662 | €145,344 | €151,888 | €172,245 | €155,437 | €163,972 | €333,431 | €423,417 | ▲ 27.0% |
| Financial income75/76B | - | - | - | €53 | - | €2,923 | €8,859 | €15,562 | ▲ 75.7% |
| Recurring financial income75 | €750,126 | €313 | €78 | €53 | - | €2,923 | €8,859 | €15,562 | ▲ 75.7% |
| Financial charges65/66B | - | - | - | €337 | €646 | €519 | €759 | €704 | ▼ 7.2% |
| Recurring financial charges65 | €215 | €269 | €82 | €337 | €646 | €519 | €759 | €704 | ▼ 7.2% |
| Profit (loss) for the period before taxes9903 | €882,572 | €145,389 | €151,885 | €171,961 | €154,791 | €166,376 | €341,531 | €438,275 | ▲ 28.3% |
| Income taxes67/77 | €32,611 | €36,242 | €34,879 | €40,703 | €35,601 | €37,789 | €83,958 | €111,520 | ▲ 32.8% |
| Profit (loss) for the period9904 | €849,961 | €109,146 | €117,005 | €131,258 | €119,190 | €128,587 | €257,573 | €326,755 | ▲ 26.9% |
| Profit (loss) for the period to be appropriated9905 | €849,961 | €109,146 | €117,005 | €131,258 | €119,190 | €128,587 | €257,573 | €326,755 | ▲ 26.9% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €7.9m | €8.0m | €8.1m | €8.3m | €8.4m | €8.5m | €8.8m | €9.1m | ▲ 3.4% |
| Fixed assets21/28 | €7.2m | €7.4m | €7.4m | €7.4m | €7.4m | €7.4m | €7.4m | €7.4m | = |
| Financial fixed assets28 | €7.2m | €7.4m | €7.4m | €7.4m | €7.4m | €7.4m | €7.4m | €7.4m | = |
| Current assets29/58 | €0.7m | €0.6m | €0.7m | €0.8m | €1.0m | €1.0m | €1.3m | €1.6m | ▲ 22.5% |
| Amounts receivable within one year40/41 | €0.5m | €0.09m | €0.08m | €0.005m | €0.2m | €0.3m | €0.3m | €0.3m | ▲ 11.0% |
| Other amounts receivable41 | - | - | - | €0.005m | €0.2m | €0.3m | €0.3m | €0.3m | ▲ 11.0% |
| Current investments50/53 | - | - | - | - | - | €0.2m | €0.5m | €0.7m | ▲ 40.0% |
| Cash at bank and in hand54/58 | €0.2m | €0.5m | €0.6m | €0.8m | €0.7m | €0.5m | €0.5m | €0.6m | ▲ 12.0% |
| Deferred charges and accrued income490/1 | - | - | - | €0.001m | €0.001m | €0.002m | €0.003m | €0.006m | ▲ 107% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €7.9m | €8.0m | €8.1m | €8.3m | €8.4m | €8.5m | €8.8m | €9.1m | ▲ 3.4% |
| Equity10/15 | €7.8m | €7.9m | €8.0m | €8.2m | €8.3m | €8.4m | €8.7m | €9.0m | ▲ 3.7% |
| Contributions10/11 | €3.6m | - | - | €3.6m | €3.6m | €3.6m | €3.6m | €3.6m | = |
| Reserves13 | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | = |
| Non-distributable reserves130/1 | - | - | - | €0.4m | €0.4m | - | - | - | - |
| Other1319 | - | - | - | €0.4m | €0.4m | - | - | - | - |
| Distributable reserves133 | - | - | - | - | - | €0.4m | €0.4m | €0.4m | = |
| Profit (loss) carried forward14 | €3.8m | €3.9m | €4.0m | €4.2m | €4.3m | €4.4m | €4.7m | €5.0m | ▲ 6.9% |
| Amounts payable17/49 | €0.1m | €0.1m | €0.09m | €0.1m | €0.1m | €0.09m | €0.1m | €0.09m | ▼ 19.4% |
| Amounts payable within one year42/48 | €0.1m | €0.1m | €0.09m | €0.1m | €0.1m | €0.09m | €0.1m | €0.09m | ▼ 19.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.004m | €0.004m | €0.005m | €0.01m | €0 | ▼ 100% |
| Trade debts44 | €0.04m | €0.02m | €0.007m | €0.004m | €0.02m | €0.006m | €0.009m | €0.007m | ▼ 22.7% |
| Suppliers440/4 | - | - | - | €0.004m | €0.02m | €0.006m | €0.009m | €0.007m | ▼ 22.7% |
| Taxes, remuneration and social security45 | - | - | - | €0.05m | €0.06m | €0.02m | €0.04m | €0.03m | ▼ 31.4% |
| Taxes450/3 | - | - | - | €0.03m | €0.04m | - | €0.02m | €0.01m | ▼ 40.8% |
| Remuneration and social security454/9 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | ▼ 22.4% |
| Other amounts payable47/48 | - | - | - | €0.04m | €0.05m | €0.06m | €0.05m | €0.06m | ▲ 9.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €849,961 | €109,146 | €117,005 | €131,258 | €119,190 | €128,587 | €257,573 | €326,755 | ▲ 26.9% |
| Operating cash flow (approximation) | €849,961 | €109,146 | €117,005 | €131,258 | €119,190 | €128,587 | €257,573 | €326,755 | ▲ 26.9% |
| Investment in fixed assets (approximation) | - | -€249,875 | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €277,447 | €91,365 | €218,001 | -€85,794 | -€229,029 | €26,163 | €62,393 | ▲ 138% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 17 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-03-2026 | abbreviated format | 19-10-2026 | 2026-00562676 |
| 31-03-2025 | abbreviated format | 31-10-2025 | 2025-00555765 |
| 31-03-2024 | abbreviated format | 22-11-2024 | 2024-00603108 |
| 31-03-2023 | abbreviated format | 31-10-2023 | 2023-00498880 |
| 31-03-2022 | abbreviated format | 17-11-2022 | 2022-20521373 |
| 31-03-2021 | abbreviated format | 26-10-2021 | 2021-73400331 |
| 31-03-2020 | abbreviated format | 26-10-2020 | 2020-63300473 |
| 31-03-2019 | abbreviated format | 31-10-2019 | 2019-72400338 |
| 31-03-2018 | abbreviated format | 24-10-2018 | 2018-70100267 |
| 31-03-2017 | abbreviated format | 13-11-2017 | 2017-69600228 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| DE MULDER Alain Frank |
|
Owners and capital
Capital and shareholders
- 07-03-2024 Converted to unavailable equity
Group and network
Holdings and subsidiaries
6 holdingsHoldings 6
Source for every holding own accounts 31-03-2026
- METALYSsubsidiaryEquity €478,052Result €66,09799.99%
- OOSTHOEKsubsidiaryEquity €1.6mResult -€76,38199.97%
- MandrinexsubsidiaryEquity €256,294Result €57,81799.95%
- D.M.A. SALE & RENTsubsidiaryEquity €498,198Result €25,32499.87%
- ALAIN DE MULDERsubsidiaryEquity €1.3mResult €152,37099.84%
- DE MULDER CONSTRUCTsubsidiaryEquity €4.4mResult €302,94299.73%
According to the annual accounts to 31-03-2026 of A&A and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
Board mandates elsewhere
1 board mandateHistory
Acts, filings and financial milestones
07-03
Gazette deed
Reappointment: DE MULDER Alain Frank (director)Permanent representative: DE MULDER Alain Frank · Amendment of the articles · Capital conversion10 facts ▸
- General meeting, 11-12-2023
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen statutair onbeschikbare eigen vermogensrekening, onmiddellijk” (deed in Dutch)
- Director reappointment, DE MULDER Alain Frank (director (not named in the articles))
- Other provision, “verbodsbepaling bestuursmandaat, niet getroffen” (deed in Dutch)
- Registered office clause, “9770 Kruisem,Stokstraat 36” (deed in Dutch)
- Power of attorney
- Power of attorney, Lien Galle
- Permanent representative, DE MULDER Alain Frank (6 times)
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 45017C0076/00F000 | Flanders | 4,701 m² | 1 · 2,833 m² | 8.2 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Electrische installaties,metaalconstructies,metalen kunstwerken,industriële pijpleidingen en kanalisatie,centrale verwarming,sanitair,lood-…” (deed in Dutch)
18 activities (deed in Dutch)
- Electrische installaties,metaalconstructies,metalen kunstwerken,industriële pijpleidingen en kanalisatie,centrale verwarming,sanitair,lood- en zinkwerken.
- Speciale installaties,bijzondere en andere grondwerken,draineringswerken,aanleg en onderhoud van terreinen,slopingswerken,leggen van kabels en diverse leidingen;installatie,las- en onderhoudswerken.
- Industriële buisleidingen in staal,inox en kunststof.
- Alle financiële en beheersverrichtingen met betrekking tot eigen roerend vermogen en met betrekking tot onroerend vermogen,onder meer,krediet en financiering,belegging van eigen roerend vermogen en van onroerend vermogen,het nemen van participaties in nieuwe en bestaande vennootschappen,beheren van eigen roerend en van onroerend vermogen,hypothecaire en andere borgstelling,commissie- en delcredereverrichtingen,voor zover dit alles wettelijk is toegelaten.
- Het stellen van persoonlijke of zakelijke borgen in het voordeel van derden.
- Het verwerven en huren met het oog op het verhuren en onderverhuren van onroerende goederen en eigen roerende installaties.
- Het optreden als bestuurder of vereffenaar in andere vennootschappen.
- Een patrimonium bestaande uit eigen roerende en onroerende goederen te verwerven,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden.
- Binnen dit kader mag de vennootschap overgaan tot het aankopen,verkopen,bouwen,verbouwen,uitrusten,opschikken,herstellen,valoriseren,verhuren,onderverhuren of in pand nemen,maar ook eventueel verkopen van alle onroerende goederen,al dan niet gemeubeld.
- Elke dienstverlening op het gebied van management,het beheer en het bestuur van en alle adviesverlening aan bedrijven,personen en vennootschappen.
- Het aanleren van managementtechnieken,het geven van commerciële en managementtrainingen,het organiseren van cursussen en seminaries op het gebied van management.
- Het optreden als commissionair,tussenpersoon,zowel voor eigen rekening als voor rekening van derden bij alle commerciële activiteiten.
- Het nemen van participaties onder welke vorm ook,in alle bestaande en op te richten vennootschappen en ondernemingen,het beheren en valoriseren van eigen roerende waarden en participaties,het verlenen van financiële en andere bijstand aan de vennootschappen en ondernemingen waarin ze belangen heeft.
- De vennootschap mag alle burgerlijke,handels-,nijverheids-,financiële,roerende,onroerende of andere verrichtingen en handelingen doen die rechtstreeks of onrechtstreeks geheel of gedeeltelijk in verband staan met één of ander deel van haar voorwerp of die eenvoudig nuttig zijn of dit voorwerp vergemakkelijken.
- De vennootschap mag leningen,voorschotten en kredieten toestaan en zich borg stellen voor derden,zaakvoerders/bestuurders en vennoten/aandeelhouders.
- De vennootschap mag verrichtingen doen zowel voor eigen rekening als voor rekening van derden,zelf of in deelneming met of door tussenkomst van elke ander natuurlijke of rechtspersoon,en dit alles zowel in België als in het buitenland.
- De vennootschap mag op welke wijze ook betrokken worden in zaken,ondernemingen of vennootschappen die hetzelfde,een soortgelijke,een gelijkaardig of samenhangend voorwerp hebben of die de ontwikkeling van haar onderneming kunnen bevorderen.
- De vennootschap mag betrokken zijn bij wijze van inbreng,samensmelting,inschrijving of op elke andere wijze,in de ondernemingen,verenigingen of vennootschappen,die een gelijkaardig,soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van haar voorwerp.Zij kan de functie of het mandaat van zaakvoerder/bestuurder of vereffenaar van andere vennootschappen uitoefenen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- A&A
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Algemene vergadering, 1” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register aandelen op naam met WVV-vermeldingen” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Beschikbare eigen vermogensrekening, statutenwijziging” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of September at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Alle machten overeenkomstig toepasselijke wettelijke bepalingen zonder bijkomende machtiging, algemene vergadering” (deed in Dutch)