98'H Barber
ActiveThe computed 12-month bankruptcy probability of 98'H Barber is 2.4% (moderate). The 2025 annual accounts show equity of €26k and a net result of €22k. Equity is growing by ~268.6% per year across the filed fiscal years. Its solvency ranks better than 79% of 4596 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+18
Solvency90▲+53
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 0.56 in 2024; short-term debt: 34.6% and cash: 12.5% of total assets), and 34.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.4%
Return on assets
53.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
2023
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 446%
2024 · €5k
2023: €446
2024: €5k
2023 → 2025
Total assets
€40k▲ 0.4%
2024 · €40k
2023: €31k
2024: €40k
2023 → 2025
Net result
€22k▲ 392%
2024 · €4k
2023: €-3k
2024: €4k
2023 → 2025
Working capital
€9k
2024 · €-16k
2023: €-26k
2024: €-16k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€446-€5k▲ 982%€26k▲ 446%
Operating result€-3k-€5k€27k▲ 456%
Net result€-3k-€4k€22k▲ 392%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 456% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€17k▼ 16.1%
Current assets
€23k▲ 17.7%
Equity and liabilities €40k
Equity
€26k▲ 446%
Debt
€14k▼ 60.5%
The debt ratio falls from 88.0% to 34.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €11k
Cash flow
€22k▲
2024 · €11k
Solvency
65.4%▲
2024 · 12.0%
Current ratio
1.66▲
2024 · 0.56
Quick ratio
1.66▲
2024 · 0.56
Debt / equity
0.53▼
2024 · 7.32
ROE
81.7%▼
2024 · 90.8%
ROA
53.4%▲
2024 · 10.9%
Interest coverage
344.80▲
2024 · 164.03
Debt
€14k▼
2024 · €35k
Debt ≤ 1 year
€14k▼
2024 · €35k
Income taxes
€6k▲
2024 · €456
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€40k▲
Fixed assets21/28€20k€17k▼
Tangible fixed assets22/27€11k€8k▼
Furniture and vehicles24€11k€8k▼
Financial fixed assets28€9k€9k=
Current assets29/58€20k€23k▲
Amounts receivable within one year40/41€15k€18k▲
Trade receivables40€15k€18k▲
Cash at bank and in hand54/58€4k€5k▲
Deferred charges and accrued income490/1€12-
Equity and liabilities
Total equity and liabilities10/49€40k€40k▲
Equity10/15€5k€26k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€2k€23k▲
Amounts payable17/49€35k€14k▼
Amounts payable within one year42/48€35k€14k▼
Trade debts44€262€4k▲
Suppliers440/4€262€4k▲
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€30k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€922▼
Other operating charges640/8€767€3k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€12k€34k▲
Operating profit (loss)9901€5k€27k▲
Financial income75/76B€1€71▲
Recurring financial income75€1€71▲
Financial charges65/66B€67€82▲
Recurring financial charges65€67€82▲
Profit (loss) for the period before taxes9903€5k€27k▲
Income taxes67/77€456€6k▲
Profit (loss) for the period9904€4k€22k▲
Profit (loss) for the period to be appropriated9905€4k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€23k▲
Profit (loss) brought forward from the previous period14P€-3k€2k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2023net €22k ▲392%
Operating result €27k, net result €22k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.66
Current ratio from 0.56 to 1.66; short-term debt falls from €35k to €14k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marcel Mariënstraat 171030 SchaarbeekGround area
988 m²
Building footprint
713 m²
Volume, LiDAR
10,856 m³
Parcel 21905C0056/00T003, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
98'H Transport
since 20232.345.387.744
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0056/00T003 | Brussels | 988 m² | 1 · 713 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,831. 2,326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2023
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
96021Hairdressing
96210Hairdressing and barber services
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mrabet_06proo@outlook.be