97 STUDIO
Active97 STUDIO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €40k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 93% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 8.93 against 6.28 in 2024; short-term debt: 11.2% and cash: 47% of total assets), and 11.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.8%
Return on assets
24.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
55 d early
2023
54 d early
2022
55 d early
2021
58 d early
2020
52 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€143k▲ 32.5%
2024 · €108k
2018: €42k
2019: €43k
2020: €49k
2021: €56k
2022: €66k
2023: €84k
2024: €108k
2018 → 2025
Total assets
€161k▲ 27.0%
2024 · €127k
2018: €65k
2019: €52k
2020: €57k
2021: €70k
2022: €76k
2023: €124k
2024: €127k
2018 → 2025
Net result
€40k▲ 50.5%
2024 · €27k
2018: €-4k
2019: €256
2020: €6k
2021: €7k
2022: €10k
2023: €23k
2024: €27k
2018 → 2025
Working capital
€143k▲ 43.8%
2024 · €100k
2018: €26k
2019: €30k
2020: €43k
2021: €29k
2022: €45k
2023: €69k
2024: €100k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€66k▲ 18.3%€84k▲ 27.4%€108k▲ 28.2%€143k▲ 32.5%
Operating result€12k-€16k▲ 36.6%€36k▲ 123%€41k▲ 13.5%€59k▲ 42.5%
Net result€7k-€10k▲ 38.8%€23k▲ 126%€27k▲ 15.1%€40k▲ 50.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €161k
Fixed assets
€150▼ 98.3%
Current assets
€161k▲ 36.1%
Equity and liabilities €161k
Equity
€143k▲ 32.5%
Debt
€18k▼ 4.3%
The debt ratio falls from 14.8% to 11.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▲
2024 · €47k
Cash flow
€40k▲
2024 · €33k
Solvency
88.8%▲
2024 · 85.2%
Current ratio
8.93▲
2024 · 6.28
Quick ratio
6.43▲
2024 · 4.58
Debt / equity
0.13▼
2024 · 0.17
ROE
28.0%▲
2024 · 24.6%
ROA
24.9%▲
2024 · 21.0%
Interest coverage
73.46▼
2024 · 250.82
Debt
€18k▼
2024 · €19k
Debt ≤ 1 year
€18k▼
2024 · €19k
Income taxes
€18k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€161k▲
Fixed assets21/28€9k€150▼
Tangible fixed assets22/27€8k€0▼
Furniture and vehicles24€8k€0▼
Financial fixed assets28€150€150=
Current assets29/58€118k€161k▲
Stocks and contracts in progress3€32k€45k▲
Stocks30/36€32k€45k▲
Amounts receivable within one year40/41€27k€20k▼
Trade receivables40€27k€13k▼
Other amounts receivable41€365€6k▲
Cash at bank and in hand54/58€57k€76k▲
Deferred charges and accrued income490/1€3k€20k▲
Equity and liabilities
Total equity and liabilities10/49€127k€161k▲
Equity10/15€108k€143k▲
Contributions10/11€9k€9k=
Reserves13€69k€104k▲
Distributable reserves133€69k€104k▲
Profit (loss) carried forward14€30k€30k=
Amounts payable17/49€19k€18k▼
Amounts payable within one year42/48€19k€18k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€11k€11k▲
Other amounts payable47/48€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€0▼
Other operating charges640/8€1k€901▼
Gross operating margin9900€49k€60k▲
Operating profit (loss)9901€41k€59k▲
Financial income75/76B€0€30▲
Recurring financial income75€0€30▲
Financial charges65/66B€189€798▲
Recurring financial charges65€189€798▲
Profit (loss) for the period before taxes9903€41k€58k▲
Income taxes67/77€14k€18k▲
Profit (loss) for the period9904€27k€40k▲
Profit (loss) for the period to be appropriated9905€27k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€70k▲
Profit (loss) brought forward from the previous period14P€30k€30k=
Transfer from equity791/2€3k€5k▲
Transfer to equity691/2€27k€40k▲
To other reserves6921€27k€40k▲
Profit to be distributed694/7€3k€5k▲
Return on contributions (dividend)694€3k€5k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €40k ▲50.5%
Operating result €59k, net result €40k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 6.28
Current ratio from 2.77 to 6.28; short-term debt falls from €39k to €19k.
31-12
Financial
Equity above €100kEq €108k ▲28.2%
6 profitable years in a row build equity to €108k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €256
Net result €256 after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ambiorix 854000 LiègeGround area
1.5 ha
Building footprint
1,100 m²
Volume, LiDAR
17,975 m³
2 parcels, Wallonia · tallest building 24.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Place Saint-Michel 38, 4000 Liège
since 20112.203.984.708
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063B0599/00B000indicative | Wallonia | 1.4 ha | 1 · 1,046 m² | 24.8 m · 6 fl. |
| 62804D0432/00Z000 | Wallonia | 177 m² | 1 · 54 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ELEONI
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Of 6,503 companies in sector 47716 we hold annual accounts for 2,440. 1,851 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2011
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47820Market retail: textiles, clothing, footwear
18130Pre-press and pre-media services
47120Other non-specialised retail sale
47210Retail sale of fruit and vegetables
47252Retail sale of beverages, general range
47559Retail sale of other household articles
47599Retail trade
47789Other retail sale of new goods
47810Retail trade
47890Retail trade
47910Retail trade
73110Advertising agencies
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
90029Arts creation and performing arts activities
90399Other support activities for arts and performing arts
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.