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9 IMMO

Active
Private limited company (pre-2019)founded 20188 yrs activeChaussée de Dinant(WP) 1021, 5100 Namur, BelgiumKBO/BCE: BE 0698.639.926
Summary

The computed 12-month bankruptcy probability of 9 IMMO is 3.9% (moderate). The 2025 annual accounts show negative equity (-€170,043) and a net result of -€40,175. Equity is shrinking by ~26% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€136,626total assets 2025
Equity
-€170,043
Loss
-€40,175
Turnover not published (abridged schema)
Financial health
46 Fair Checked score 2025
Bankruptcy chance 12 m
3.9%
Structure
Accounts 62 d early0 of 3 deeds read
Why 46- 2 of the last 3 late- Loss of €40,175, the second in a row (FY 2025)- Liquidity: current ratio 0.00, cash €120+ Size: total assets €136,626Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 6% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 0=
equity -124.5% of total assets
Liquidity 0=
short-term debt 142.7% · cash 0.1%
Profitability 0=
return on assets -29.4%
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 18 months 05-2025: 13.5%highest value 06-2025: 13.5%● 0.0% vs 05-2025highest value 07-2025: 13.5%● 0.0% vs 06-2025highest value 08-2025: 4.9%▼ -63.6% vs 07-2025 09-2025: 5.2%▲ +5.7% vs 08-2025 10-2025: 5.3%▲ +1.6% vs 09-2025 11-2025: 5.3%● 0.0% vs 10-2025 12-2025: 5.1%▼ -2.8% vs 11-2025 01-2026: 5.1%▼ -0.4% vs 12-2025 02-2026: 5.1%▼ -0.7% vs 01-2026 03-2026: 5.3%▲ +3.5% vs 02-2026 04-2026: 4.3%▼ -17.5% vs 03-2026 05-2026: 4.3%● 0.0% vs 04-2026 06-2026: 4.3%● 0.0% vs 05-2026 07-2026: 3.9%▼ -10.2% vs 06-2026 08-2026: 3.8%▼ -1.5% vs 07-2026lowest value 09-2026: 3.8%● 0.0% vs 08-2026lowest value 10-2026: 3.9%▲ +1.7% vs 09-2026
  • Size: total assets €136,626 lowers the probability for this profile
  • 2 of the last 3 late raises the probability
  • Loss of €40,175, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 0.00, cash €120 raises the probability
No credit on open account
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 142.7% and cash: 0.1% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 3%, profitability 4%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €136,626
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €40,175, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.00, cash €120
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€170,043
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-02-2026, 62 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
62 d early
2024
88 d late
2023
453 d late
2022
819 d late
2021
145 d late
2020
2 d early
2019
76 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 217 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 22 September (4 of the last 5 filed years within 309 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€170,043 View
  • Risk: 7 loss-making years in a rowloss fiscal year 2025 -€40,175 View
  • Total assets 20256 fiscal years filed €136,626 View

By topic

Financials

Fiscal year
2025
Total assets
€136,626
Loss
-€40,175
Solvency
-124.5%
Total assets▼ 4.0%
Net result
20192025
Go to Financials

Timeline

Events
7
Since
2020
Next accounts
by 30-04-2027
  1. 27-02-2026Annual accounts filed
  2. 27-07-2025Annual accounts filed
  3. 27-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
20-06-2018
Year ends
30-09
Peppol
Not found in the Peppol directory
Go to Company details

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