85CONSULTING
Active85CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €47k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency58▲+32
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 0.94 in 2024; short-term debt: 67.4% and cash: 0.6% of total assets), and 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.6%
Return on assets
80.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €19k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
14 d late
2022
1 d late
2021
24 d early
2020
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 1,813%
2024 · €1k
2020: €960
2021: €27k
2022: €49k
2023: €2k
2024: €1k
2020 → 2025
Total assets
€59k▼ 26.8%
2024 · €80k
2020: €4k
2021: €41k
2022: €74k
2023: €22k
2024: €80k
2020 → 2025
Net result
€47k▼ 24.3%
2024 · €62k
2020: €-40
2021: €26k
2022: €22k
2023: €43k
2024: €62k
2020 → 2025
Working capital
€16k
2024 · €-5k
2020: €960
2021: €25k
2022: €46k
2023: €1k
2024: €-5k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€49k▲ 80.2%€2k▼ 95.6%€1k▼ 53.4%€19k▲ 1,813%
Operating result€35k-€28k▼ 19.1%€55k▲ 94.5%€80k▲ 46.5%€62k▼ 22.3%
Net result€26k-€22k▼ 16.9%€43k▲ 97.9%€62k▲ 44.9%€47k▼ 24.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€3k▼ 46.0%
Current assets
€55k▼ 25.3%
Equity and liabilities €59k
Equity
€19k▲ 1,813%
Debt
€40k▼ 50.0%
The debt ratio falls from 98.8% to 67.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▼
2024 · €82k
Cash flow
€50k▼
2024 · €65k
Solvency
32.6%▲
2024 · 1.2%
Current ratio
1.40▲
2024 · 0.94
Quick ratio
1.40▲
2024 · 0.94
Debt / equity
2.07▼
2024 · 79.28
ROE
246.4%
ROA
80.2%▲
2024 · 77.5%
Interest coverage
101.68▼
2024 · 159.74
Debt
€40k▼
2024 · €79k
Debt ≤ 1 year
€40k▼
2024 · €79k
Income taxes
€14k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€59k▼
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Furniture and vehicles24€6k€3k▼
Current assets29/58€74k€55k▼
Amounts receivable within one year40/41€71k€53k▼
Trade receivables40€17k€30k▲
Other amounts receivable41€54k€24k▼
Cash at bank and in hand54/58€1k€360▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€80k€59k▼
Equity10/15€1k€19k▲
Contributions10/11€1k€1k=
Reserves13-€18k
Distributable reserves133-€18k
Profit (loss) carried forward14-€127
Amounts payable17/49€79k€40k▼
Amounts payable within one year42/48€79k€40k▼
Financial debts43€2k€3k▲
Credit institutions430/8€2k€3k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€11k€4k▼
Other amounts payable47/48€63k€29k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€295€390▲
Gross operating margin9900€83k€65k▼
Operating profit (loss)9901€80k€62k▼
Financial income75/76B€144-
Recurring financial income75€144-
Financial charges65/66B€516€640▲
Recurring financial charges65€516€640▲
Profit (loss) for the period before taxes9903€80k€62k▼
Income taxes67/77€17k€14k▼
Profit (loss) for the period9904€62k€47k▼
Profit (loss) for the period to be appropriated9905€62k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€47k▼
Transfer from equity791/2€1k-
Transfer to equity691/2-€18k
To other reserves6921-€18k
Profit to be distributed694/7€63k€29k▼
Return on contributions (dividend)694€63k€29k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2020net €62k ▲44.9%
Operating result €80k, net result €62k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.85
Current ratio from 1.30 to 2.85.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tritsstraat 81910 KampenhoutGround area
929 m²
Building footprint
99 m²
Volume, LiDAR
636 m³
Parcel 23038E0273/00G002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
85CONSULTING
since 20202.304.914.592
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23038E0273/00G002 | Flanders | 929 m² | 1 · 99 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,563. 3,919 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2020
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
43211General electrical installation work
47400Retail sale of information and communication equipment
47410Retail trade
59113Video and film production, excluding cinema and television films
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.