82S4
Active82S4 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €97k and a net result of €49k. Equity is growing by ~72.3% per year across the filed fiscal years. Its solvency ranks better than 66% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency98▲+21
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.43 against 1.95 in 2023; short-term debt: 27.4% and cash: 89.3% of total assets), and 27.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
29 d late
2022
on the day
2021
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€97k▲ 52.2%
2023 · €64k
2021: €19k
2022: €37k
2023: €64k
2021 → 2024
Total assets
€133k▲ 8.5%
2023 · €123k
2021: €69k
2022: €67k
2023: €123k
2021 → 2024
Net result
€49k▲ 16.1%
2023 · €42k
2021: €16k
2022: €18k
2023: €42k
2021 → 2024
Working capital
€89k▲ 66.3%
2023 · €53k
2021: €9k
2022: €27k
2023: €53k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€19k-€37k▲ 95.9%€64k▲ 72.1%€97k▲ 52.2%
Operating result€22k-€26k▲ 19.2%€60k▲ 131%€67k▲ 11.1%
Net result€16k-€18k▲ 14.0%€42k▲ 134%€49k▲ 16.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 11% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €133k
Fixed assets
€8k▼ 40.4%
Current assets
€125k▲ 14.6%
Equity and liabilities €133k
Equity
€97k▲ 52.2%
Debt
€36k▼ 38.4%
The debt ratio falls from 48.2% to 27.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▲
2023 · €66k
Cash flow
€55k▲
2023 · €48k
Solvency
72.6%▲
2023 · 51.8%
Current ratio
3.43▲
2023 · 1.95
Quick ratio
3.43▲
2023 · 1.95
Debt / equity
0.38▼
2023 · 0.93
ROE
50.8%▼
2023 · 66.6%
ROA
36.9%▲
2023 · 34.5%
Interest coverage
122.43▼
2023 · 238.01
Debt
€36k▼
2023 · €59k
Debt ≤ 1 year
€36k▼
2023 · €56k
Income taxes
€18k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€133k▲
Fixed assets21/28€14k€8k▼
Tangible fixed assets22/27€14k€8k▼
Furniture and vehicles24€14k€8k▼
Current assets29/58€109k€125k▲
Amounts receivable within one year40/41€33k€5k▼
Trade receivables40€17k€5k▼
Other amounts receivable41€16k-
Cash at bank and in hand54/58€75k€119k▲
Deferred charges and accrued income490/1€918€1k▲
Equity and liabilities
Total equity and liabilities10/49€123k€133k▲
Equity10/15€64k€97k▲
Contributions10/11€3k€3k=
Reserves13€56k€89k▲
Distributable reserves133€56k€89k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€59k€36k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€56k€36k▼
Current portion of amounts payable after more than one year42€6k€3k▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€30k€12k▼
Taxes450/3€30k€12k▼
Other amounts payable47/48€16k€17k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€674€2k▲
Gross operating margin9900€66k€74k▲
Operating profit (loss)9901€60k€67k▲
Financial income75/76B€392€868▲
Recurring financial income75€392€868▲
Financial charges65/66B€276€590▲
Recurring financial charges65€276€590▲
Profit (loss) for the period before taxes9903€60k€67k▲
Income taxes67/77€18k€18k▲
Profit (loss) for the period9904€42k€49k▲
Profit (loss) for the period to be appropriated9905€42k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€53k▼
Profit (loss) brought forward from the previous period14P€18k€4k▼
Transfer to equity691/2€40k€33k▼
To other reserves6921€40k€33k▼
Profit to be distributed694/7€16k€16k▲
Return on contributions (dividend)694€16k€16k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €49k ▲16.1%
Operating result €67k, net result €49k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Middaglijnstraat 151210 Sint-Joost-ten-NodeGround area
160 m²
Building footprint
121 m²
Volume, LiDAR
1,914 m³
Parcel 21014A0435/00L004, Brussels · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
82S4
since 20212.318.969.201
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0435/00L004 | Brussels | 160 m² | 1 · 121 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KEY
BE 0808.821.038
Antwerpen · Eq €97k
ME finances
BE 0550.980.883
Herve · Eq €97k
ProAcMa
BE 0461.506.796
Brugge · Eq €97k
FINANCIAL ENERGY SOLUTIONS
BE 0478.156.154
Herenthout · Eq €97k
EXCHANGE
BE 0476.481.222
Antwerpen · Eq €97k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
41001General construction of residential buildings
71111Activities of building architects
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:82s4srl@gmail.com