Skip to content

7FOY

Active
Private limited companyfounded 2025active for 1 yearFoy, Fal. 27, 5522 Onhaye, BelgiumKBO/BCE: BE 1019.170.486

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 27-07-2026 at the NBB

Turnover
≈ €140,000
Estimated: probably between €100,000 and €190,000
Total assets
€78,567
Net result
€16,583
Working capital
-€21,799

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €78,567
Fixed assets €41,382
Current assets €37,185
Equity and liabilities €78,567
Equity €19,583
Debt €58,984
Debt's share of the balance-sheet total is 75.1%.
Key figures and ratios
2025 value
EBITDA
€28,425
Cash flow
€21,456
Current ratio
0.63
Quick ratio
0.62
Debt to equity
3.01
ROE
84.7%
ROA
21.1%
Interest coverage
over 100
Debt ≤ 1 year
€58,984
Income taxes
€6,843

Investments

fixed assets acquired
Item2025
Tangible fixed assets€46,254
Depreciation and write-downs of the year€4,873

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€78,567
Fixed assets21/28€41,382
Tangible fixed assets22/27€41,382
Plant, machinery and equipment23€24,885
Furniture and vehicles24€6,375
Other tangible fixed assets26€10,122
Current assets29/58€37,185
Stocks and contracts in progress3€553
Stocks30/36€553
Amounts receivable within one year40/41€9,469
Trade receivables40€7,227
Other amounts receivable41€2,242
Cash at bank and in hand54/58€27,163
Equity and liabilities
Total equity and liabilities10/49€78,567
Equity10/15€19,583
Contributions10/11€3,000
Reserves13€16,500
Distributable reserves133€16,500
Profit (loss) carried forward14€83
Amounts payable17/49€58,984
Amounts payable within one year42/48€58,984
Trade debts44€3,027
Suppliers440/4€3,027
Advances received on contracts in progress46€168
Taxes, remuneration and social security45€6,843
Taxes450/3€6,843
Other amounts payable47/48€48,946
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,873
Other operating charges640/8€98
Gross operating margin9900€28,523
Operating profit (loss)9901€23,552
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€127
Recurring financial charges65€127
Profit (loss) for the period before taxes9903€23,426
Income taxes67/77€6,843
Profit (loss) for the period9904€16,583
Profit (loss) for the period to be appropriated9905€16,583
Appropriation of the result
Profit (loss) to be appropriated9906€16,583
Transfer to equity691/2€16,500
To other reserves6921€16,500

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 27-07-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,873
Other operating charges640/8€98
Gross operating margin9900€28,523
Operating profit (loss)9901€23,552
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€127
Recurring financial charges65€127
Profit (loss) for the period before taxes9903€23,426
Income taxes67/77€6,843
Profit (loss) for the period9904€16,583
Profit (loss) for the period to be appropriated9905€16,583
Line2025
Assets
Total assets20/58€78,567
Fixed assets21/28€41,382
Tangible fixed assets22/27€41,382
Plant, machinery and equipment23€24,885
Furniture and vehicles24€6,375
Other tangible fixed assets26€10,122
Current assets29/58€37,185
Stocks and contracts in progress3€553
Stocks30/36€553
Amounts receivable within one year40/41€9,469
Trade receivables40€7,227
Other amounts receivable41€2,242
Cash at bank and in hand54/58€27,163
Equity and liabilities
Total equity and liabilities10/49€78,567
Equity10/15€19,583
Contributions10/11€3,000
Reserves13€16,500
Distributable reserves133€16,500
Profit (loss) carried forward14€83
Amounts payable17/49€58,984
Amounts payable within one year42/48€58,984
Trade debts44€3,027
Suppliers440/4€3,027
Advances received on contracts in progress46€168
Taxes, remuneration and social security45€6,843
Taxes450/3€6,843
Other amounts payable47/48€48,946
Line2025
Profit (loss) for the period9904€16,583
+ Depreciation and write-downs630€4,873
Operating cash flow (approximation)€21,456

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 2,390 companies had the same profile as 7FOY has now. Two years later, 96.7% were still going and 1.2% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
96.7% was still going
2.0% stopped otherwise
1.2% went bankrupt

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of 7FOY itself is higher: 2.3% within 12 months. It rests on far more data about 7FOY than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,390 companies, not a prediction for 7FOY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 27-07-2026 2026-00332550 PDF

Next steps