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79

Active
Private limited companyfounded 2024active for 1 yearKerkstraat 68, 3920 Lommel, BelgiumKBO/BCE: BE 1017.003.428
Summary

79 has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117,013 and a net result of €112,013. Its solvency ranks better than 38% of 22,479 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Financials · financial year 2025, micro format

Equity
€117,013
Total assets
€587,945
Net result
€112,013
Working capital
€453,274

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €587,945
Fixed assets €81,239
Current assets €506,707
Equity and liabilities €587,945
Equity €117,013
Debt €470,932
Debt finances 80.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€162,513
Cash flow
€130,896
Current ratio
9.48
Quick ratio
1.26
Debt to equity
4.02
ROE
95.7%
ROA
19.1%
Interest coverage
over 100
Debt ≤ 1 year
€53,432
Debt > 1 year
€417,500
Income taxes
€32,701
Staff costs
€41,793

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet Code2025
Assets
Total assets20/58€587,945
Fixed assets21/28€81,239
Tangible fixed assets22/27€81,239
Furniture and vehicles24€71,753
Other tangible fixed assets26€9,486
Current assets29/58€506,707
Stocks and contracts in progress3€439,229
Stocks30/36€439,229
Amounts receivable within one year40/41€11,432
Trade receivables40€9,865
Other amounts receivable41€1,566
Cash at bank and in hand54/58€54,749
Deferred charges and accrued income490/1€1,297
Equity and liabilities
Total equity and liabilities10/49€587,945
Equity10/15€117,013
Contributions10/11€5,000
Reserves13€112,013
Distributable reserves133€112,013
Amounts payable17/49€470,932
Amounts payable after more than one year17€417,500
Other amounts payable178/9€417,500
Amounts payable within one year42/48€53,432
Trade debts44€35,849
Suppliers440/4€35,849
Taxes, remuneration and social security45€17,508
Taxes450/3€12,801
Remuneration and social security454/9€4,708
Other amounts payable47/48€75
Income statement Code2025
Remuneration, social security and pensions62€41,793
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,883
Other operating charges640/8€6,202
Gross operating margin9900€210,508
Operating profit (loss)9901€143,630
Financial income75/76B€2,471
Recurring financial income75€2,471
Financial charges65/66B€1,386
Recurring financial charges65€1,386
Profit (loss) for the period before taxes9903€144,714
Income taxes67/77€32,701
Profit (loss) for the period9904€112,013
Profit (loss) for the period to be appropriated9905€112,013
Appropriation of the result
Profit (loss) to be appropriated9906€112,013
Transfer to equity691/2€112,013
To other reserves6921€112,013

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€41,793
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,883
Other operating charges640/8€6,202
Gross operating margin9900€210,508
Operating profit (loss)9901€143,630
Financial income75/76B€2,471
Recurring financial income75€2,471
Financial charges65/66B€1,386
Recurring financial charges65€1,386
Profit (loss) for the period before taxes9903€144,714
Income taxes67/77€32,701
Profit (loss) for the period9904€112,013
Profit (loss) for the period to be appropriated9905€112,013
Line2025
Assets
Total assets20/58€587,945
Fixed assets21/28€81,239
Tangible fixed assets22/27€81,239
Furniture and vehicles24€71,753
Other tangible fixed assets26€9,486
Current assets29/58€506,707
Stocks and contracts in progress3€439,229
Stocks30/36€439,229
Amounts receivable within one year40/41€11,432
Trade receivables40€9,865
Other amounts receivable41€1,566
Cash at bank and in hand54/58€54,749
Deferred charges and accrued income490/1€1,297
Equity and liabilities
Total equity and liabilities10/49€587,945
Equity10/15€117,013
Contributions10/11€5,000
Reserves13€112,013
Distributable reserves133€112,013
Amounts payable17/49€470,932
Amounts payable after more than one year17€417,500
Other amounts payable178/9€417,500
Amounts payable within one year42/48€53,432
Trade debts44€35,849
Suppliers440/4€35,849
Taxes, remuneration and social security45€17,508
Taxes450/3€12,801
Remuneration and social security454/9€4,708
Other amounts payable47/48€75
Line2025
Profit (loss) for the period9904€112,013
+ Depreciation and write-downs630€18,883
Operating cash flow (approximation)€130,896

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 26-06-2026 2026-00203592

Similar companies · same sector, comparable size

Of the 2,002 active companies whose main activity is retail sale of watches and jewellery (NACE 47770), figures are known for 897. 710 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.