778 CONSULTING
Active778 CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €-6k. Equity is shrinking by ~32.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 35% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency68▼-32
Growth32=
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 3.5 in 2024), and 62.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.1%
Return on assets
-17.7%
Age of the figures
14 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€6k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
19 d late
2023
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 32.4%
2024 · €18k
2023: €24k
2024: €18k
2023 → 2025
Total assets
€34k▲ 36.1%
2024 · €25k
2023: €34k
2024: €25k
2023 → 2025
Net result
€-6k▲ 0.1%
2024 · €-6k
2023: €24k
2024: €-6k
2023 → 2025
Working capital
€9k▼ 40.2%
2024 · €16k
2023: €22k
2024: €16k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€24k-€18k▼ 24.5%€12k▼ 32.4%
Operating result€36k-€-6k€-6k▲ 0.6%
Net result€24k-€-6k€-6k▲ 0.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€3k▲ 25.7%
Current assets
€31k▲ 38.9%
Equity and liabilities €34k
Equity
€12k▼ 32.4%
Debt
€21k▲ 237%
The debt ratio rises from 25.4% to 62.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-5k▲
2024 · €-5k
Cash flow
€-5k▲
2024 · €-5k
Solvency
37.1%▼
2024 · 74.6%
Current ratio
1.44▼
2024 · 3.50
Quick ratio
1.44▼
2024 · 3.50
Debt / equity
1.70▲
2024 · 0.34
ROE
-47.8%▼
2024 · -32.4%
ROA
-17.7%▲
2024 · -24.2%
Interest coverage
-37.34▲
2024 · -50.89
Debt
€21k▲
2024 · €6k
Debt ≤ 1 year
€21k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€34k▲
Formation expenses20€588€392▼
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€22k€31k▲
Amounts receivable within one year40/41€4k€24k▲
Trade receivables40-€24k
Other amounts receivable41€4k€111▼
Cash at bank and in hand54/58€18k€6k▼
Deferred charges and accrued income490/1-€217
Equity and liabilities
Total equity and liabilities10/49€25k€34k▲
Equity10/15€18k€12k▼
Contributions10/11€1k€1k=
Reserves13€22k€22k=
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€-5k€-11k▼
Amounts payable17/49€6k€21k▲
Amounts payable within one year42/48€6k€21k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€375€5k▲
Taxes450/3€375€5k▲
Other amounts payable47/48€5k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Gross operating margin9900€-5k€-5k▲
Operating profit (loss)9901€-6k€-6k▲
Financial charges65/66B€94€125▲
Recurring financial charges65€94€125▲
Profit (loss) for the period before taxes9903€-6k€-6k▲
Profit (loss) for the period9904€-6k€-6k▲
Profit (loss) for the period to be appropriated9905€-6k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-11k▼
Profit (loss) brought forward from the previous period14P€1k€-5k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
30-06
Financial
Weakest financial yearnet €-6k ▼125%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Balatum 311332 RixensartGround area
7,556 m²
Building footprint
457 m²
Parcel 25033B0525/00L007, Wallonia. Linked by address, not a title deed.
1 establishment unit
778 CONSULTING
since 20222.335.947.268
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B0525/00L007 | Wallonia | 7,556 m² | 1 · 457 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 25,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2022
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.