72 Consulting
Active72 Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €83k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 57% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 2.71 in 2024; short-term debt: 34% and cash: 4.2% of total assets), and 34% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66%
Return on assets
33%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-04-2026, 106 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
106 d early
2024
29 d early
2023
29 d early
2022
104 d early
2021
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▼ 28.9%
2024 · €233k
2021: €96k
2022: €84k
2023: €156k
2024: €233k
2021 → 2025
Total assets
€251k▼ 11.7%
2024 · €284k
2021: €125k
2022: €122k
2023: €180k
2024: €284k
2021 → 2025
Net result
€83k▼ 0.1%
2024 · €83k
2021: €85k
2022: €11k
2023: €78k
2024: €83k
2021 → 2025
Working capital
€28k▼ 67.7%
2024 · €87k
2021: €94k
2022: €39k
2023: €121k
2024: €87k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€84k▼ 12.8%€156k▲ 86.1%€233k▲ 49.2%€165k▼ 28.9%
Operating result€117k-€14k▼ 88.0%€98k▲ 596%€104k▲ 6.4%€96k▼ 8.2%
Net result€85k-€11k▼ 87.5%€78k▲ 631%€83k▲ 6.1%€83k▼ 0.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251k
Fixed assets
€137k▼ 5.8%
Current assets
€113k▼ 17.9%
Equity and liabilities €251k
Equity
€165k▼ 28.9%
Debt
€85k▲ 66.9%
The debt ratio rises from 18.0% to 34.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€112k▼
2024 · €128k
Cash flow
€98k▼
2024 · €107k
Solvency
66.0%▼
2024 · 82.0%
Current ratio
1.33▼
2024 · 2.71
Quick ratio
1.33▼
2024 · 2.71
Debt / equity
0.52▲
2024 · 0.22
ROE
50.0%▲
2024 · 35.6%
ROA
33.0%▲
2024 · 29.2%
Interest coverage
667.87▼
2024 · 902.33
Debt
€85k▲
2024 · €51k
Debt ≤ 1 year
€85k▲
2024 · €51k
Income taxes
€20k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€284k€251k▼
Fixed assets21/28€146k€137k▼
Tangible fixed assets22/27€146k€137k▼
Land and buildings22€115k€117k▲
Furniture and vehicles24€26k€16k▼
Other tangible fixed assets26€5k€5k▼
Current assets29/58€138k€113k▼
Amounts receivable within one year40/41€41k€19k▼
Trade receivables40€30k€17k▼
Other amounts receivable41€11k€2k▼
Current investments50/53-€75k
Cash at bank and in hand54/58€90k€11k▼
Deferred charges and accrued income490/1€7k€9k▲
Equity and liabilities
Total equity and liabilities10/49€284k€251k▼
Equity10/15€233k€165k▼
Contributions10/11€100€100=
Reserves13€233k€165k▼
Distributable reserves133€233k€165k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€51k€85k▲
Amounts payable within one year42/48€51k€85k▲
Trade debts44€30k€10k▼
Suppliers440/4€30k€10k▼
Taxes, remuneration and social security45€15k€13k▼
Taxes450/3€15k€13k▼
Other amounts payable47/48€6k€62k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€16k▼
Other operating charges640/8€775€1k▲
Gross operating margin9900€129k€113k▼
Operating profit (loss)9901€104k€96k▼
Financial income75/76B€276€7k▲
Recurring financial income75€276€7k▲
Financial charges65/66B€142€167▲
Recurring financial charges65€142€167▲
Profit (loss) for the period before taxes9903€105k€102k▼
Income taxes67/77€22k€20k▼
Profit (loss) for the period9904€83k€83k▼
Profit (loss) for the period to be appropriated9905€83k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€83k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€150k
Transfer to equity691/2€77k€83k▲
To other reserves6921€77k€83k▲
Profit to be distributed694/7€6k€150k▲
Return on contributions (dividend)694€6k€150k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €233k ▲49.2%
4 profitable years in a row build equity to €233k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 6.05
Current ratio from 2.01 to 6.05; short-term debt falls from €38k to €24k.
31-12
Financial
Equity above €150kEq €156k ▲86.1%
3 profitable years in a row build equity to €156k.
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €11k ▼87.5%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Merodestraat 721850 GrimbergenGround area
908 m²
Building footprint
101 m²
Parcel 23402E0459/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
72 Consulting
since 20182.301.702.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0459/00V000 | Flanders | 908 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 5,208 EUR awarded · 5,208 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 3,293 EUR | 3,293 EUR |
| 2022 | 1 | 1,915 EUR | 1,915 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,233 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.