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6'naps

Active
Private limited companyfounded 201312 yrs activeAvenue Werner-Marchand 4, 1450 Chastre, BelgiumKBO/BCE: BE 0543.519.011
Summary

6'naps has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €47k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 12% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
73 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency32▼-59
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 2.72 in 2024; short-term debt: 93.3% and cash: 93.5% of total assets), and 93.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
6.7%
Return on assets
40.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 16546 sector peers (2025).
NBB · sector comparison
Position among 16546 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
13 d late
2024
47 d late
2023
5 d early
2022
47 d early
2021
53 d early
2020
16 d early
2019
35 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€8k▼ 90.3%
2024 · €80k
2018: €63k 2019: €43k 2020: €78k 2021: €81k 2022: €85k 2023: €74k 2024: €80k
2018 → 2025
Total assets
€117k▼ 4.5%
2024 · €123k
2018: €104k 2019: €79k 2020: €90k 2021: €106k 2022: €110k 2023: €100k 2024: €123k
2018 → 2025
Net result
€47k▲ 24.8%
2024 · €38k
2018: €30k 2019: €28k 2020: €38k 2021: €27k 2022: €30k 2023: €12k 2024: €38k
2018 → 2025
Working capital
€2k▼ 97.8%
2024 · €73k
2018: €53k 2019: €30k 2020: €62k 2021: €68k 2022: €69k 2023: €66k 2024: €73k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€81k-€85k▲ 4.1%€74k▼ 12.6%€80k▲ 8.7%€8k▼ 90.3%
Operating result€53k-€50k▼ 5.0%€22k▼ 57.0%€48k▲ 123%€64k▲ 33.5%
Net result€27k-€30k▲ 8.3%€12k▼ 59.3%€38k▲ 213%€47k▲ 24.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €53k€53kNet result 2021: €27k€27kOperating result 2022: €50k€50kNet result 2022: €30k€30kOperating result 2023: €22k€22kNet result 2023: €12k€12kOperating result 2024: €48k€48kNet result 2024: €38k€38kOperating result 2025: €64k€64kNet result 2025: €47k€47k20212022202320242025€0€20k€40k€60kOperating result 2023: €22k€22kNet result 2023: €12k€12kOperating result 2024: €48k€48kNet result 2024: €38k€38kOperating result 2025: €64k€64kNet result 2025: €47k€47k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets €6k ▼ 17.2%
Current assets €111k ▼ 3.7%
Equity and liabilities €117k
Equity €8k ▼ 90.3%
Debt €109k ▲ 158%
Debt's share of the balance-sheet total rises from 34.5% to 93.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€65k
2024 · €50k
Cash flow
€49k
2024 · €40k
Current ratio
1.01
2024 · 2.72
Debt to equity
13.99
2024 · 0.53
ROE
605.0%
2024 · 47.1%
ROA
40.4%
2024 · 30.9%
Interest coverage
203.98
2024 · 104.02
Debt ≤ 1 year
€109k
2024 · €42k
Income taxes
€17k
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€123k€117k
Fixed assets21/28€7k€6k
Tangible fixed assets22/27€7k€6k
Furniture and vehicles24€884€441
Other tangible fixed assets26€7k€6k
Current assets29/58€115k€111k
Amounts receivable within one year40/41€7k€750
Trade receivables40-€750
Other amounts receivable41€7k€0
Cash at bank and in hand54/58€108k€110k
Deferred charges and accrued income490/1€735€700
Equity and liabilities
Total equity and liabilities10/49€123k€117k
Equity10/15€80k€8k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€60k€-13k
Amounts payable17/49€42k€109k
Amounts payable within one year42/48€42k€109k
Trade debts44€11k€5k
Suppliers440/4€11k€5k
Taxes, remuneration and social security45€7k€31k
Taxes450/3€7k€31k
Other amounts payable47/48€25k€74k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k
Other operating charges640/8€463€500
Gross operating margin9900€51k€66k
Operating profit (loss)9901€48k€64k
Financial income75/76B€398€693
Recurring financial income75€398€693
Financial charges65/66B€484€321
Recurring financial charges65€484€321
Profit (loss) for the period before taxes9903€48k€65k
Income taxes67/77€10k€17k
Profit (loss) for the period9904€38k€47k
Profit (loss) for the period to be appropriated9905€38k€47k
Appropriation of the result
Profit (loss) to be appropriated9906€91k€95k
Profit (loss) brought forward from the previous period14P€54k€48k
Profit to be distributed694/7€31k€108k
Return on contributions (dividend)694€31k€108k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
31-12
Financial Highest result since 2018net €47k ▲24.8%
Operating result €64k, net result €47k, both a record.
16-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
26-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €12k ▼59.3%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
14-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
15-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity quadruplescurrent ratio 8.17
Current ratio from 2.21 to 8.17; short-term debt falls from €25k to €9k.
26-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
09-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
16-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
17-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 4 establishment units since 2013
establishment 3 of 4 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Werner-Marchand 41450 Chastre
Ground area
5.2 ha
Building footprint
174 m²
Volume, LiDAR
1,262 m³
3 parcels, Brussels, Wallonia · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
4 establishment units
6'naps
Avenue Werner-Marchand 4, 1450 ChastreSpecialist medical practice
since 20132.225.945.310
La manivelle
Avenue des Acacias 21, 1330 RixensartSpecialist medical practice
since 20132.225.945.508
Cliniques Universitaires St Luc
Hippokrateslaan 10, 1200 Sint-Lambrechts-WoluweSpecialist medical practice
since 20132.225.945.805
La Lanterne
Rue Dury (Emile) 88, 1410 WaterlooSpecialist medical practice
since 20132.225.946.397
3 parcels
Wallonia 2 (66.7%) Brussels 1 (33.3%)
Parcel (capakey) Region Area Buildings Height / fl.
21018B0078/00R002 Brussels 5.0 ha - -
25091C0119/00E000 Wallonia 998 m² 1 · 126 m² 14.5 m · 2 fl.
25017C0413/00V004 Wallonia 801 m² 1 · 47 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 1,845 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.