5PK

Active

Private limited companyfounded 20215 yrs activeHopstraat 60, 1742 Ternat, BelgiumKBO/BCE: BE 0773.678.037

The computed 12-month bankruptcy probability of 5PK is 2.9% (moderate). The 2025 annual accounts show equity of €6k and a net result of €-4k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 51% of 4401 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

38 / 100

Weak▼ -31 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency57▲+5

Growth32▼-46

Stability94

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.7 against 0.69 in 2024), and 58% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

42%

Return on assets

-23%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

on the day

2024

10 d late

2023

5 d early

2022

6 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€6k▼ 35.4%

2024 · €10k

2022: €8k 2023: €7k 2024: €10k

2022 → 2025

Total assets

€15k▼ 41.9%

2024 · €26k

2022: €9k 2023: €9k 2024: €26k

2022 → 2025

Net result

€-4k

2024 · €3k

2022: €3k 2023: €-1k 2024: €3k

2022 → 2025

Working capital

€-3k▲ 48.2%

2024 · €-5k

2022: €5k 2023: €5k 2024: €-5k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€8k-€7k▼ 18.4%€10k▲ 52.3%€6k▼ 35.4%

Operating result€4k-€-1k€5k€-4k

Net result€3k-€-1k€3k€-4k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €4k after €5k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €15k

59.4%

40.6%

Fixed assets €9k▼ 39.7%

Current assets €6k▼ 44.7%

Equity and liabilities €15k

42.0%

58.0%

Equity €6k▼ 35.4%

Debt €9k▼ 45.8%

The debt ratio falls from 62.2% to 58.0%: debt falls faster than equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€2k▼

2024 · €8k

Cash flow

€2k▼

2024 · €7k

Solvency

42.0%▲

2024 · 37.8%

Current ratio

0.70▲

2024 · 0.69

Quick ratio

0.70▲

2024 · 0.69

Debt / equity

1.38▼

2024 · 1.64

ROE

-54.8%▼

2024 · 34.3%

ROA

-23.0%▼

2024 · 13.0%

Interest coverage

26.50▼

2024 · 110.04

Debt

€9k▼

2024 · €16k

Debt ≤ 1 year

€9k▼

2024 · €16k

Income taxes

€-500▼

2024 · €1k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€26k€15k▼

Fixed assets21/28€15k€9k▼

Tangible fixed assets22/27€15k€9k▼

Plant, machinery and equipment23€15k€9k▼

Furniture and vehicles24€500€240▼

Current assets29/58€11k€6k▼

Amounts receivable within one year40/41€336-

Trade receivables40€336-

Cash at bank and in hand54/58€10k€6k▼

Deferred charges and accrued income490/1€479€481▲

Equity and liabilities

Total equity and liabilities10/49€26k€15k▼

Equity10/15€10k€6k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€5k€1k▼

Amounts payable17/49€16k€9k▼

Amounts payable within one year42/48€16k€9k▼

Financial debts43€13k€8k▼

Other loans439€13k€8k▼

Trade debts44€200€200=

Suppliers440/4€200€200=

Taxes, remuneration and social security45€969€186▼

Taxes450/3€969€186▼

Other amounts payable47/48€2k€220▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲

Other operating charges640/8€200€200=

Gross operating margin9900€9k€2k▼

Operating profit (loss)9901€5k€-4k▼

Financial charges65/66B€76€78▲

Recurring financial charges65€76€78▲

Profit (loss) for the period before taxes9903€4k€-4k▼

Income taxes67/77€1k€-500▼

Profit (loss) for the period9904€3k€-4k▼

Profit (loss) for the period to be appropriated9905€3k€-4k▼

Appropriation of the result

Profit (loss) to be appropriated9906€5k€1k▼

Profit (loss) brought forward from the previous period14P€2k€5k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-4k ▼203%

Net result drops to €-4k, the lowest in the series.

10-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 10 days late

2024

31-12

Financial Back to profitnet €3k

Net result €3k after one loss-making year.

26-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

06-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 6 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ternat · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hopstraat 601742 Ternat

Ground area

6,192 m²

Building footprint

290 m²

Volume, LiDAR

1,656 m³

2 parcels, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Schoolstraat 84, 9860 Oosterzele

Manufacture of metal structures and parts of structures

since 20212.322.639.165

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44023A0267/00C000	Flanders	4,577 m²	1 · 153 m²	9.3 m · 2 fl.
23071A0083/00T003	Flanders	1,615 m²	1 · 137 m²	8.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

GARDEN FACILITY

BE 0867.516.728

Rumst · Eq €6k

Aménagement Côté Jardin

Of 21,155 companies in sector 81300 we hold annual accounts for 4,344. 1,936 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded09-09-2021

Fiscal year end31-12

Activities, NACEBEL

81300Landscape service activities

41001General construction of residential buildings

43350Other building finishing work

43910Bricklaying and masonry work

43990Other specialised construction activities

43994Specialised construction activities

43995Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.