Equity
-€68,865
Debts exceed assets in financial year 2025.
5E
Lifetime
3 annual accounts with figures on one time axispeak €11,104 (2023)
-€62,044▼ €47,718
lowest -€60,622 (2025)
-€60,622▼ €44,014
peak €8,365 (2023)
-€68,865▼ €60,622
€132,324▲ 12.3%
Board1 name since 2023
1 directorPOLESE Rudy Ivan Colette
Documentsfilings and deeds
21-06-202640 days before the deadline
2025micro format
Gross margin from -€14,326 to -€62,044Loss of €60,622Equity from -€8,243 to -€68,865Cash from €1,384 to €48,746
Key points
from the 2025 annual accountsLosses
-€77,230 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Debts
€132,324 209% of the balance sheet
Suppliers 10%Taxes and wages 0%Other 89%
Liquidity
0.46 was 0.90 in 2024
Short-term debts rose from €117,853 to €132,324.
Filings
3 annual accounts 2 late
The 2023 accounts came latest: 30 days after the end of the period.
Position in the sector
-108.5%
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 39,376 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 10% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.8%▲ +0.3 percentage points vs 08-2025
10-2025: 0.8%● unchanged vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026highest value
07-2026: 0.3%▼ -0.5 percentage points vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€68,865
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €63,459
Liquidity: current ratio 0.46, cash €48,746
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 33% on liquidity, 4% on profitability and 0% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as 5E has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of 5E itself is lower: 0.3% within 12 months. It rests on far more data about 5E than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for 5E. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.46 (0.9 in 2024), below 1. Short-term debt is 208.5% and cash 76.8% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€68,865
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-06-2026, 40 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
40 days early
2024
27 days late
2023
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 6 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 accounts filed within 67 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- POLESE Rudy Ivan Colette 99 sharesdeed of 22-03-2023
- BLYTH Kim Caroline 1 sharedeed of 22-03-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0799672255
First establishment
5E srl, Rue Rimière 22, Neupré
Incorporation
Founding capital of €3,000, 100 shares · Founder: POLESE Rudy Ivan Colette · Appointment: POLESE Rudy Ivan Colette (director) · published on 22-03-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 5E Neupré | €63,459 | -€62,044 | -108.5% | - |
| PLAMC Management et Consulting Neupré | €56,288 | -€159 | 63.8% | - |
| OneNorth Pepinster | €59,195 | -€17,442 | 96.7% | - |
| JULANA Anthisnes | €59,364 | -€9,497 | 15.6% | - |
| HYDRAS WATER MANAGEMENT Chaudfontaine | €56,576 | -€5,468 | -8.1% | - |
| Cinterest Liège | €68,604 | -€2,613 | 90.1% | - |
| BAHMAN Baelen | €76,306 | -€13,027 | 7.0% | - |
These companies have the same main activity as 5E: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €56,300 and €76,300, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 18-03-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.345.587.6824121 Neupré, since 01-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 17-10-2025
Annual accounts 2025
- €63,459▼ 42.1%
- Filing
- Filed on 21-06-2026, 40 days before the end of the filing period
Insights on 5E
5E files the micro format. That format states no turnover. The gross margin fell from €11,104 in 2023 to -€62,044 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 5E
- What is the company number of 5E?
- The company number of 5E is 0799.672.255. The VAT number is the same number with BE in front: BE 0799.672.255.
- Where is 5E based?
- The registered office is at Rue Rimière 22, 4121 Neupré.Company details
- What does 5E do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of 5E?
- 5E is a private limited company (BV).
- When was 5E founded?
- 5E was founded on 18-03-2023.
- Is 5E still active?
- Yes, 5E is an active enterprise in the KBO register.
- What is the turnover of 5E?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is 5E profitable?
- In financial year 2025, 5E made a loss of €60,622.
- Where can I find the annual accounts of 5E?
- 5E filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 5E due?
- 5E must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.