529
ActiveSummary
529 has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €9k. Its solvency ranks better than 55% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-20
Solvency86▲+6
Growth52
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.97 in 2024; short-term debt: 37.3% and cash: 24.7% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
8.9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
19 d late
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 16.9%
2024 · €54k
2024: €54k
2024 → 2025
Total assets
€104k▲ 5.2%
2024 · €98k
2024: €98k
2024 → 2025
Net result
€9k▼ 82.4%
2024 · €52k
2024: €52k
2024 → 2025
Working capital
€24k▼ 44.7%
2024 · €43k
2024: €43k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€54k-€63k▲ 16.9%
Operating result€64k-€15k▼ 77.1%
Net result€52k-€9k▼ 82.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€41k ▲ 258%
Current assets
€62k ▼ 28.4%
Equity and liabilities €104k
Equity
€63k ▲ 16.9%
Debt
€40k ▼ 9.1%
Debt's share of the balance-sheet total falls from 44.8% to 38.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €65k
Cash flow
€15k▼
2024 · €54k
Current ratio
1.61▼
2024 · 1.97
Debt to equity
0.63▼
2024 · 0.81
ROE
14.5%▼
2024 · 96.3%
ROA
8.9%▼
2024 · 53.1%
Interest coverage
12.94▼
2024 · 1051.91
Debt ≤ 1 year
€39k▼
2024 · €44k
Income taxes
€4k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€98k€104k▲
Fixed assets21/28€12k€41k▲
Tangible fixed assets22/27€12k€16k▲
Furniture and vehicles24€12k€16k▲
Financial fixed assets28-€25k
Current assets29/58€87k€62k▼
Amounts receivable within one year40/41€31k€36k▲
Trade receivables40€29k€25k▼
Other amounts receivable41€2k€11k▲
Cash at bank and in hand54/58€55k€26k▼
Deferred charges and accrued income490/1€907€907=
Equity and liabilities
Total equity and liabilities10/49€98k€104k▲
Equity10/15€54k€63k▲
Contributions10/11€2k€2k=
Reserves13€52k€61k▲
Distributable reserves133€52k€61k▲
Amounts payable17/49€44k€40k▼
Amounts payable within one year42/48€44k€39k▼
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€15k€6k▼
Other amounts payable47/48€18k€25k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€6k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€66k€22k▼
Operating profit (loss)9901€64k€15k▼
Financial income75/76B€4k€4▼
Recurring financial income75€4k€4▼
Financial charges65/66B€62€2k▲
Recurring financial charges65€62€2k▲
Profit (loss) for the period before taxes9903€67k€13k▼
Income taxes67/77€15k€4k▼
Profit (loss) for the period9904€52k€9k▼
Profit (loss) for the period to be appropriated9905€52k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€9k▼
Transfer to equity691/2€52k€9k▼
To other reserves6921€52k€9k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
State Gazette act
General meeting · Auditor report
Share class · Capital increase
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
State Gazette actNBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2023
Ground area
199 m²
Building footprint
90 m²
Volume, LiDAR
1,264 m³
Parcel 21014A0435/02H002, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
529
since 20232.349.044.347
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0435/02H002 | Brussels | 199 m² | 1 · 90 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DARYS
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BE 0781.478.223
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PLS Consultance
BE 0779.946.811
Gerpinnes · Eq €63,484
PATRI BAS
BE 0810.113.811
Peer · Eq €63,493
B.T.P.-INVEST
BE 0454.128.759
Waterloo · Eq €63,455
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,238 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2023
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.