Skip to content

5 voor 12

Active
Private limited companyfounded 2000active for 26 yearsLage Darisdonk 27, 2360 Oud-Turnhout, BelgiumKBO/BCE: BE 0471.563.520
Summary

5 voor 12 has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,066 and a net result of -€28,981. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 63% of 1,249 sector peers (NACE 42, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow ReportCompare
5 voor 12ActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Construction of roads and motorways
NACE 42110
2 sites
Size
€131,453total assets 2025
Equity
€74,066
Loss
-€28,981
Turnover not published (micro format)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
2025 accounts 42 days early2 of 5 deeds summarised
Why 66raises riskLoss of €28,981, the second in a row (financial year 2025)Liquidity: current ratio 1.80, cash €2,018, halvedlowers riskFounded in 2000Size: total assets €131,453Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 26% of its sector peers (NACE 42, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 81-19
equity 56.3% of total assets
Liquidity 31-23
short-term debt 43.7% · cash 1.5%
Profitability 0-47
return on assets -22.0%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.8% (1,866 companies, NACE 42, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.7%▲ +0.1 percentage points vs 08-2026 10-2026: 0.9%▲ +0.2 percentage points vs 09-2026highest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity ample (current ratio 1.8, compared with 4.02 in 2024, above the usual 1.5; short-term debt: 43.7% and cash: 1.5% of total assets), and 43.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro): better than 64% on solvency, 21% on liquidity, 5% on profitability and 14% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €28,981, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2000
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €131,453
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.80, cash €2,018, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€28,981
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
36 days early
2023
41 days early
2022
39 days early
2021
31 days early
2020
39 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days before the deadline; the sector median (NACE 42) for financial year 2024 is 2 days before the deadline, and 41% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€28,981
  3. NameName change · Power of…

Key points

  • Caution: Among the weakest 5% on net resultsector median €12,121 · 1,245 companies -€28,981 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€28,981 View

By topic

Financials

Financial year
2025
Total assets
€131,453
Loss
-€28,981
Solvency
56.3%
Total assets▼ 13.2%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • JACOBS Vicky Maria WillyDirector
  • VANHERCK Rudi Victor MariaDirector
Go to Board & ownership

Timeline

Events
31
Since
2002
Next accounts
by 31-07-2027
  1. 25-06-2025Annual accounts filed
  2. 20-06-2024Annual accounts filed
  3. 06-07-2023Resignations: VANHERCK Rudi Victor Maria, De Busser…
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Construction of roads and motorwaysNACE 42110
Founded
30-03-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
13
Who signs
Each director alone
Annual meeting
Third Monday of June at 20:00
Purpose
“Onderneming voor het bouwen,herstellen en onderhouden van wegen; Onderneming voor het…” (deed in Dutch)
Go to Articles of association

Key facts about 5 voor 12

What is the company number of 5 voor 12?
0471.563.520. In Belgium the VAT number is the company number with BE in front: BE 0471.563.520.
Where is 5 voor 12 based?
The registered office is at Lage Darisdonk 27, 2360 Oud-Turnhout.Company details
What does 5 voor 12 do?
According to the KBO register, the main activity is construction of roads and motorways (NACE 42110).
What is the legal form of 5 voor 12?
Private limited company (BV).
When was 5 voor 12 founded?
On 30-03-2000.
Is 5 voor 12 still active?
Yes, 5 voor 12 is an active enterprise in the KBO register.
What is the turnover of 5 voor 12?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is 5 voor 12 profitable?
In financial year 2025, 5 voor 12 made a loss of €28,981.
Where can I find the annual accounts of 5 voor 12?
5 voor 12 filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of 5 voor 12 due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to 5 voor 12

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure