4YOUR
ActiveSummary
4YOUR has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €164k and a net result of €150k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 52% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+91
Solvency85▲+54
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 6.58 against 0.77 in 2023; short-term debt: 12.4% and cash: 49.4% of total assets), and 40.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
60 d late
2021
31 d late
2020
51 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€268k
EBIT margin
9.7%
Net result
€150k
2023 · €-30k
2020: €23k
2021: €17k▼ -26.9% vs 2020
2022: €-10k▼ -160% vs 2021
2023: €-30k▼ -203% vs 2022lowest in 5 years
2024: €150k▲ +591% vs 2023highest in 5 years
2020 → 2024
Working capital
€189k
2023 · €-12k
2020: €-27k
2021: €-46k▼ -72.8% vs 2020lowest in 5 years
2022: €8k▲ +117% vs 2021
2023: €-12k▼ -259% vs 2022
2024: €189k▲ +1663% vs 2023highest in 5 years
2020 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€268k
Equity€42k-€55k▲ 30.9%€44k▼ 18.4%€14k▼ 68.5%€164k▲ 1,067%
2020: €42k
2021: €55k▲ +30.9% vs 2020
2022: €44k▼ -18.4% vs 2021
2023: €14k▼ -68.5% vs 2022lowest in 5 years
2024: €164k▲ +1067% vs 2023highest in 5 years
Operating result€40k-€26k▼ 35.8%€-2k€-23k▼ 882%€199k
2020: €40k
2021: €26k▼ -35.8% vs 2020
2022: €-2k▼ -109% vs 2021
2023: €-23k▼ -882% vs 2022lowest in 5 years
2024: €199k▲ +946% vs 2023highest in 5 years
Net result€23k-€17k▼ 26.9%€-10k€-30k▼ 203%€150k
2020: €23k
2021: €17k▼ -26.9% vs 2020
2022: €-10k▼ -160% vs 2021
2023: €-30k▼ -203% vs 2022lowest in 5 years
2024: €150k▲ +591% vs 2023highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €199k after a loss of €23k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €274k
Fixed assets
€51k ▼ 76.1%
Current assets
€223k ▲ 458%
Equity and liabilities €274k
Equity
€164k ▲ 1,067%
Provisions
€36k
Debt
€74k ▼ 68.9%
Debt's share of the balance-sheet total falls from 94.4% to 27.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€212k▲
2023 · €4k
Cash flow
€163k▲
2023 · €-3k
Current ratio
6.58▲
2023 · 0.77
Debt to equity
0.45▼
2023 · 16.96
ROE
91.4%▲
2023 · -217.2%
ROA
54.6%▲
2023 · -12.1%
Interest coverage
28.48▲
2023 · 0.62
Debt ≤ 1 year
€34k▼
2023 · €52k
Debt > 1 year
€40k▼
2023 · €185k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€252k€274k▲
Fixed assets21/28€212k€51k▼
Intangible fixed assets21€4k-
Tangible fixed assets22/27€205k€47k▼
Land and buildings22€149k-
Plant, machinery and equipment23€11k€12k▲
Furniture and vehicles24€45k€35k▼
Financial fixed assets28€3k€4k▲
Current assets29/58€40k€223k▲
Amounts receivable within one year40/41€36k€85k▲
Trade receivables40€29k€77k▲
Other amounts receivable41€7k€8k▲
Cash at bank and in hand54/58€4k€136k▲
Deferred charges and accrued income490/1€316€3k▲
Equity and liabilities
Total equity and liabilities10/49€252k€274k▲
Equity10/15€14k€164k▲
Contributions10/11€19k€19k=
Reserves13€33k€179k▲
Tax-exempt reserves132-€145k
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€-38k€-33k▲
Provisions and deferred taxes16-€36k
Deferred taxes168-€36k
Amounts payable17/49€238k€74k▼
Amounts payable after more than one year17€185k€40k▼
Financial debts170/4€155k€11k▼
Other amounts payable178/9€29k€29k=
Amounts payable within one year42/48€52k€34k▼
Current portion of amounts payable after more than one year42€26k€8k▼
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€9k€13k▲
Suppliers440/4€9k€13k▲
Other amounts payable47/48€13k€13k▼
Accrued charges and deferred income492/3€701-
Income statement
Code20232024
Non-recurring operating income76A€268-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€13k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€10k-
Other operating charges640/8€20k€8k▼
Non-recurring operating charges66A€289-
Gross operating margin9900€34k€220k▲
Operating profit (loss)9901€-23k€199k▲
Financial income75/76B€6€5▼
Recurring financial income75€6€5▼
Financial charges65/66B€7k€7k▲
Recurring financial charges65€7k€7k▲
Profit (loss) for the period before taxes9903€-30k€191k▲
Transfer to deferred taxes680-€36k
Income taxes67/77-€5k
Profit (loss) for the period9904€-30k€150k▲
Transfer to tax-exempt reserves689-€145k
Profit (loss) for the period to be appropriated9905€-30k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-33k▲
Profit (loss) brought forward from the previous period14P€-7k€-38k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €268k | - | - | - | - |
| Non-recurring operating income76A | - | €7k | - | €268 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €205k | - | - | - | - |
| Remuneration, social security and pensions62 | - | €1k | €100 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44k | €36k | €24k | €28k | €13k | ▼ 52.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €10k | - | - |
| Other operating charges640/8 | - | €21k | €26k | €20k | €8k | ▼ 59.4% |
| Non-recurring operating charges66A | - | - | - | €289 | - | - |
| Gross operating margin9900 | €87k | €85k | €48k | €34k | €220k | ▲ 541% |
| Operating profit (loss)9901 | €40k | €26k | €-2k | €-23k | €199k | ▲ 946% |
| Financial income75/76B | - | €2k | €2 | €6 | €5 | ▼ 10.3% |
| Recurring financial income75 | €477 | €2k | €2 | €6 | €5 | ▼ 10.3% |
| Financial charges65/66B | - | €9k | €8k | €7k | €7k | ▲ 6.8% |
| Recurring financial charges65 | €15k | €9k | €8k | €7k | €7k | ▲ 6.8% |
| Profit (loss) for the period before taxes9903 | €25k | €19k | €-10k | €-30k | €191k | ▲ 728% |
| Transfer to deferred taxes680 | - | - | - | - | €36k | - |
| Income taxes67/77 | €2k | €2k | €-400 | - | €5k | - |
| Profit (loss) for the period9904 | €23k | €17k | €-10k | €-30k | €150k | ▲ 591% |
| Transfer to tax-exempt reserves689 | - | - | - | - | €145k | - |
| Profit (loss) for the period to be appropriated9905 | €23k | €17k | €-10k | €-30k | €4k | ▲ 114% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €452k | €381k | €279k | €252k | €274k | ▲ 8.8% |
| Fixed assets21/28 | €399k | €319k | €220k | €212k | €51k | ▼ 76.1% |
| Intangible fixed assets21 | €16k | €12k | €8k | €4k | - | - |
| Tangible fixed assets22/27 | €383k | €307k | €209k | €205k | €47k | ▼ 77.1% |
| Land and buildings22 | - | €178k | €163k | €149k | - | - |
| Plant, machinery and equipment23 | - | €100k | €27k | €11k | €12k | ▲ 12.3% |
| Furniture and vehicles24 | - | €29k | €18k | €45k | €35k | ▼ 22.3% |
| Financial fixed assets28 | €500 | €500 | €3k | €3k | €4k | ▲ 15.3% |
| Current assets29/58 | €52k | €62k | €59k | €40k | €223k | ▲ 458% |
| Amounts receivable within one year40/41 | €51k | €51k | €51k | €36k | €85k | ▲ 139% |
| Trade receivables40 | - | €50k | €43k | €29k | €77k | ▲ 167% |
| Other amounts receivable41 | - | €797 | €8k | €7k | €8k | ▲ 19.5% |
| Cash at bank and in hand54/58 | €405 | €9k | €4k | €4k | €136k | ▲ 3,292% |
| Deferred charges and accrued income490/1 | - | €2k | €4k | €316 | €3k | ▲ 729% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €452k | €381k | €279k | €252k | €274k | ▲ 8.8% |
| Equity10/15 | €42k | €55k | €44k | €14k | €164k | ▲ 1,067% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €23k | €33k | €33k | €33k | €179k | ▲ 440% |
| Tax-exempt reserves132 | - | - | - | - | €145k | - |
| Distributable reserves133 | - | €33k | €33k | €33k | €33k | = |
| Profit (loss) carried forward14 | - | €3k | €-7k | €-38k | €-33k | ▲ 11.1% |
| Provisions and deferred taxes16 | - | - | - | - | €36k | - |
| Deferred taxes168 | - | - | - | - | €36k | - |
| Amounts payable17/49 | €410k | €327k | €234k | €238k | €74k | ▼ 68.9% |
| Amounts payable after more than one year17 | €330k | €217k | €182k | €185k | €40k | ▼ 78.3% |
| Financial debts170/4 | - | €187k | €180k | €155k | €11k | ▼ 93.2% |
| Other amounts payable178/9 | - | €29k | €2k | €29k | €29k | = |
| Amounts payable within one year42/48 | €79k | €108k | €51k | €52k | €34k | ▼ 34.9% |
| Current portion of amounts payable after more than one year42 | - | €30k | €25k | €26k | €8k | ▼ 68.8% |
| Financial debts43 | - | €10k | €7k | €4k | - | - |
| Credit institutions430/8 | - | €10k | €7k | €4k | - | - |
| Trade debts44 | €28k | €53k | €17k | €9k | €13k | ▲ 43.4% |
| Suppliers440/4 | - | €53k | €17k | €9k | €13k | ▲ 43.4% |
| Advances received on contracts in progress46 | - | €1k | - | - | - | - |
| Taxes, remuneration and social security45 | - | €9k | €2k | - | - | - |
| Taxes450/3 | - | €9k | €2k | - | - | - |
| Other amounts payable47/48 | - | €4k | - | €13k | €13k | ▼ 4.3% |
| Accrued charges and deferred income492/3 | - | €2k | €947 | €701 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €17k | €-10k | €-30k | €150k | ▲ 591% |
| + Depreciation and write-downs630 | €44k | €36k | €24k | €28k | €13k | ▼ 52.8% |
| Operating cash flow (approximation) | €67k | €53k | €14k | €-3k | €163k | ▲ 6,303% |
| Investment in fixed assets (approximation) | - | €43k | €75k | €-20k | €148k | ▲ 852% |
| Change in cash | - | €9k | €-5k | €-236 | €132k | ▲ 55,907% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €150k
Net result €150k after 2 loss-making years.
31-12
Financial
Liquidity times 9current ratio 6.58
Current ratio from 0.77 to 6.58; short-term debt falls from €52k to €34k.
31-12
Financial
Equity above €150kEq €164k ▲1,067%
Equity rises from €14k to €164k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 1.15
Current ratio from 0.57 to 1.15; short-term debt falls from €108k to €51k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dour · 1 establishment unit since 2019
Ground area
141 m²
Building footprint
80 m²
Volume, LiDAR
612 m³
Parcel 53020D1312/00M000, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
4YOUR PARTY / 4YOUR EVENT
since 20192.290.337.373
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53020D1312/00M000 | Wallonia | 141 m² | 1 · 80 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,748 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
41001General construction of residential buildings
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
77399Renting and leasing of other machinery, equipment and tangible goods
82990Other business support services
90202Performing arts by artistic ensembles
Scores and ratios are computed by Checked and are not a credit decision.