Result
-€22,080 -€22,080
From profit to loss in 2025, after a profit of €149,642 in 2024.
4YOUR
Lifetime
6 annual accounts with figures on one time axispeak €220,109 (2024)
€13,693▼ 93.8%
lowest -€30,449 (2023)
-€22,080▼ €171,722
peak €163,663 (2024)
€141,584▼ 13.5%
€63,182▼ 14.6%
Board3 names since 2019
2 directorsTONDEUR Jeremy and 1 other
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €220,109 to €13,693Loss of €22,080Equity from €163,663 to €141,584Cash from €135,510 to €29,647
Key points
from the 2025 annual accountsTurnover
≈ €63,000 estimated
The accounts state no turnover.
Investments
€31,147 1.8 × depreciation
Green is investment, beige is depreciation. Machinery stands 147.7% higher than in 2024.
Liquidity
3.40 was 6.58 in 2024
Short-term debts rose from €33,964 to €52,233.
Filings
6 annual accounts 4 late
The 2022 accounts came latest: 60 days after the end of the period.
Position in the sector
-€22,080
Lower net result than 93% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Checked score
90
Excellent
Financially stronger than 35% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.7%● unchanged vs 12-2024
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.7%● unchanged vs 02-2025
04-2025: 1.7%● unchanged vs 03-2025
05-2025: 1.6%▼ -0.1 percentage points vs 04-2025
06-2025: 1.6%● unchanged vs 05-2025
07-2025: 1.6%● unchanged vs 06-2025
08-2025: 2.2%▲ +0.6 percentage points vs 07-2025
09-2025: 2.8%▲ +0.6 percentage points vs 08-2025highest value
10-2025: 0.1%▼ -2.7 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €22,080 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €241,131
Liquidity: current ratio 3.40, cash €29,647, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 54% of them on solvency, 49% on liquidity, 10% on profitability and 26% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as 4YOUR has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of 4YOUR itself is lower: 0.1% within 12 months. It rests on far more data about 4YOUR than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for 4YOUR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.4 (6.58 in 2024), above the usual 1.5. Short-term debt is 21.7% and cash 12.3% of total assets. 41.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
32 days early
2024
29 days late
2023
30 days late
2022
60 days late
2021
31 days late
2020
51 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 11 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
LA
Liénard Amandine
Director, since 01-07-2025
- TONDEUR Jeremy 100 sharesdeed of 03-07-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0728790989
Registered office moved from Hensies to Dour
New registered office: Rue d'Offignies 84, 7370 Dour · Previous registered office: Avenue Paul Pastur 10, 7350 Hensies · General meeting of 28-06-2024 · Gazette deed
Registered office moved from Mons to Thulin
New registered office: Avenue Paul Pastur, 10 7350 THULIN · Previous registered office: Rue Notre Dame du Petit Nimy, 64 à 7000 MONS · General meeting of 25-07-2019 · Gazette deed
First establishment
4YOUR PARTY / 4YOUR EVENT, Rue d'Offignies 84, Dour
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 4YOUR Dour | €241,131 | €13,693 | 58.7% | - |
| Homo Faber Leuven | €229,394 | €13,437 | 93.3% | - |
| OCB MANAGEMENT Ganshoren | €261,066 | €15,247 | 29.8% | - |
| Legal & Support Hamme (Vl.) | €246,304 | €12,417 | 17.5% | - |
| VENIKA Vorselaar | €241,768 | €14,568 | 13.0% | - |
| Gantois Invest Brasschaat | €214,028 | €15,123 | 30.7% | - |
| RELIABILITY Zele | €204,777 | €14,581 | 88.2% | - |
These companies have the same main activity as 4YOUR: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €205,000 and €261,000, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 24-06-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 6 others
- Establishment unit
- 2.290.337.3737370 Dour, since 01-07-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 20-01-2026
Annual accounts 2025
- €241,131▼ 12.0%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on 4YOUR
4YOUR files the micro format. That format states no turnover. The gross margin fell from €87,034 in 2020 to €13,693 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 4YOUR
- What is the company number of 4YOUR?
- The company number of 4YOUR is 0728.790.989. The VAT number is the same number with BE in front: BE 0728.790.989.
- Where is 4YOUR based?
- The registered office is at Rue d'Offignies 84, 7370 Dour.Company details
- What does 4YOUR do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of 4YOUR?
- 4YOUR is a private limited company (BV).
- When was 4YOUR founded?
- 4YOUR was founded on 24-06-2019.
- Is 4YOUR still active?
- Yes, 4YOUR is an active enterprise in the KBO register.
- What is the turnover of 4YOUR?
- The turnover in financial year 2025 is ≈ €63,000. This figure is estimated from the gross margin of €13,693 and 206 comparable companies (NACE 70200). It probably lies between €30,000 and €130,000. It is a rough estimate. In financial year 2021 turnover was €267,702.Financials
- Is 4YOUR profitable?
- In financial year 2025, 4YOUR made a loss of €22,080.
- Where can I find the annual accounts of 4YOUR?
- 4YOUR filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 4YOUR due?
- 4YOUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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