4X4 INVEST

Active

Private limited companyfounded 2021active for 4 yearsRue de la Vieille-Sambre,Morn. 162, 5190 Jemeppe-sur-Sambre, Belgium19 active companies are registered at this addressKBO/BCE: BE 0778.708.476

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

4X4 INVEST has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of €562,463. Equity is growing by about 63% per year across the filed financial years. Its solvency ranks better than 21% of 3,858 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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4X4 INVESTActiveChecked score 82/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 16-12-2021 Normal situation
Legal form: Private limited company
Registered office: Rue de la Vieille-Sambre,Morn. 162, 5190 Jemeppe-sur-Sambre
Activity: Business and other management consultancy NACE 70200and 1 other
Financial year end: 31 December
Peppol: Reachable since 06-01-2022

Company details

Who decides

Board

M L VManaging director · permanent representative Simon NONET
4L SRLDirector · since 01-07-2022
MANOFORMDirector · since 01-07-2022 · permanent representative Marie NONET
TAKTICDirector · since 01-07-2022 · permanent representative François NONET

Holdings: Shares in 2 companies IMMOBILIERE REP'R and GROUPE JEAN NONET

Board & ownership

How it is doing

82 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Annual accounts 2025

Turnover: €740,496; =
Profit: €562,463; ▼ 53.6%
Equity: €2.2m; ▲ 35.3%
Total assets: €11.5m; ▲ 0.7%

2025 accounts filed 6 days late

Filed on 06-08-2026at the National Bank

Financials

Why 82raises riskLiquidity: current ratio 2.82, cash €23,018, halvedNo registered site in the KBOlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: turnover €740,496, total assets €11.5mShow the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 40% of its sector peers (NACE 70, medium-sized)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 44+5

equity 18.8% of total assets

Liquidity 50-6

short-term debt 3.9% · cash 0.2%

Profitability 36-18

return on assets 4.9%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (800 companies, NACE 70, medium-sized)

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025highest value 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.7 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026

Credit of up to €70,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.82, compared with 3.26 in 2024, above the usual 1.5; short-term debt: 3.9% and cash: 0.2% of total assets), but 81.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized): better than 16% on solvency, 49% on liquidity, 30% on profitability and 64% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.82, cash €23,018, halved

NBB · annual accounts

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

No registered site in the KBO

KBO · seat and establishments

Size: turnover €740,496, total assets €11.5m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3858 sector peers (2025).

NBB · sector comparison

Position among 3858 sector peers

Solvency

better than 21%

← weakest strongest →

A punctual record breaks

This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 4 filings

Deviation from the deadline

2025

6 days late

2024

27 days early

2023

33 days early

2022

25 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 20 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 July (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: 2nd largest company by total assets in Jemeppe-sur-Sambre, Professional and technical services…in the Checked rankings No. 2 View
Heads a groupcompanies controlled 10 View
Result fell in 20252024 carried a one-off income of €631,723 ▼ 53.6% View

Documents

Key facts about 4X4 INVEST

What is the company number of 4X4 INVEST?: 0778.708.476. In Belgium the VAT number is the company number with BE in front: BE 0778.708.476.
Where is 4X4 INVEST based?: The registered office is at Rue de la Vieille-Sambre,Morn. 162, 5190 Jemeppe-sur-Sambre.Company details
What does 4X4 INVEST do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of 4X4 INVEST?: Private limited company (BV).
When was 4X4 INVEST founded?: On 16-12-2021.
Is 4X4 INVEST still active?: Yes, 4X4 INVEST is an active enterprise in the KBO register.
What is the turnover of 4X4 INVEST?: €740,496 in financial year 2025, according to the filed annual accounts.Financials
Is 4X4 INVEST profitable?: In financial year 2025, 4X4 INVEST made a profit of €562,463.
Where can I find the annual accounts of 4X4 INVEST?: 4X4 INVEST filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of 4X4 INVEST due?: By 31-07-2027, for financial year 2026.Timeline

Companies related to 4X4 INVEST

Subsidiaries and holdings

IMMOBILIERE REP'R100%
GROUPE JEAN NONET70%

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Overview