Equity
€873,533 ▼ 23.0%
4vQ paid out €266,000 in dividends. That is 5,838% of the 2025 profit.
4vQ
Lifetime
18 annual accounts with figures on one time axispeak €501,135 (2015)
€90,968▼ 63.9%
peak €260,312 (2018)
€4,556▼ 96.0%
peak €1.1m (2023)
€873,533▼ 23.0%
€138,577▼ 15.9%
peak 0.9 FTE (2020)
-not published
Board2 names since 2022
2 directorsQUESADA-ALLUE GITLIN Xavier and 1 other
Documentsfilings and deeds
31-03-202630 days before the deadline
2025micro format
Gross margin from €251,874 to €90,968Result from €115,219 to €4,556Dividend €266,000Equity from €1.1m to €873,533Debts from €164,724 to €138,577Cash from €195,899 to €51,274
Key points
from the 2025 annual accountsResult
€4,556 ▼ 96.0%
The result fell in 2025 from €115,219 to €4,556.
Turnover
≈ €170,000 estimated
The micro format states no turnover.
Liquidity
5.54 was 10.25 in 2024
Short-term debts fell from €48,808 to €46,910.
Filings
18 annual accounts since 2007
Four of the last ten came late. The 2019 accounts came latest: 61 days after the end of the period.
Position in the sector
€873,533
More equity than 95% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
Checked score
93
Excellent
Financially stronger than 44% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026highest value
05-2026: < 0.1%● unchanged vs 04-2026highest value
06-2026: < 0.1%● unchanged vs 05-2026highest value
07-2026: < 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%● unchanged vs 07-2026highest value
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €1.0m
Equity €873,533 (86.3% of total assets)
Sector: Computer programming, consultancy and related activities (NACE 62)
Figures for financial year 2025 (filed on 31-03-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 38% on liquidity, 28% on profitability and 23% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as 4vQ has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of 4vQ itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for 4vQ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.54 (10.25 in 2024), above the usual 1.5. Short-term debt is 4.6% and cash 5.1% of total assets. 13.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 days early
2024
30 days early
2023
on the day
2022
on the day
2020
31 days late
2019
61 days late
2018
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 15 April (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0884372754
2 directors resigning, 2 reappointments
Resignations: QUESADA-ALLUE GITLIN Xavier and VANDEMAELE Joke Mieke · Reappointments: QUESADA-ALLUE GITLIN Xavier (director) and VANDEMAELE Joke Mieke (director) · “De uitbating van alle soorten eet- en drinkgelegenheden zoals een café, brasserie, taverne, traditioneel…” (deed in Dutch) · Gazette deed
First establishment
Koning Albertlaan 198, Ghent
Incorporation
published on 26-10-2006 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as 4vQ: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €903,000 and €1.2m, founded between 2005 and 2008.
Official details
Source: KBO- Status
- Active since 13-10-2006Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.157.547.1459000 Ghent, since 24-11-2006
- Financial year end
- 30 September
- Peppol
- Reachable since 21-11-2025
Annual accounts to 30-09-2025
- €1.0m▼ 22.1%
- Filing
- Filed on 31-03-2026, 30 days before the end of the filing period
Insights on 4vQ
4vQ files the micro format. That format states no turnover. The gross margin fell from €102,694 in 2007 to €90,968 in 2025.
The balance sheet grew most from 2009 to 2011 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 4vQ
- What is the company number of 4vQ?
- The company number of 4vQ is 0884.372.754. The VAT number is the same number with BE in front: BE 0884.372.754.
- Where is 4vQ based?
- The registered office is at Koning Albertlaan 198, 9000 Ghent.Company details
- What does 4vQ do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of 4vQ?
- 4vQ is a private limited company (BV).
- When was 4vQ founded?
- 4vQ was founded on 13-10-2006.
- Is 4vQ still active?
- Yes, 4vQ is an active enterprise in the KBO register.
- How many employees does 4vQ have?
- 4vQ had an average of 0.7 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of 4vQ?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €90,968 and 60 comparable companies (NACE 62200). It probably lies between €160,000 and €230,000.
- Is 4vQ profitable?
- In financial year 2025, 4vQ made a profit of €4,556.
- Where can I find the annual accounts of 4vQ?
- 4vQ filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 4vQ due?
- 4vQ must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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