4VM
ActiveSummary
4VM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €41k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 8.06 against 5.14 in 2024; short-term debt: 11.9% and cash: 38.1% of total assets), and 17% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83%
Return on assets
20.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 14-01-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
3 d early
2023
8 d early
2022
6 d early
2021
on the day
2020
2 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▲ 32.5%
2024 · €127k
2019: €41klowest in 7 years
2020: €55k▲ +35.5% vs 2019
2021: €79k▲ +42.1% vs 2020
2022: €100k▲ +26.8% vs 2021
2023: €90k▼ -9.5% vs 2022
2024: €127k▲ +40.0% vs 2023
2025: €168k▲ +32.5% vs 2024highest in 7 years
2019 → 2025
Total assets
€202k▲ 30.8%
2024 · €154k
2019: €59klowest in 7 years
2020: €67k▲ +12.7% vs 2019
2021: €135k▲ +102% vs 2020
2022: €141k▲ +4.4% vs 2021
2023: €139k▼ -1.3% vs 2022
2024: €154k▲ +11.1% vs 2023
2025: €202k▲ +30.8% vs 2024highest in 7 years
2019 → 2025
Net result
€41k▲ 13.6%
2024 · €36k
2019: €2klowest in 7 years
2020: €15k▲ +811% vs 2019
2021: €23k▲ +60.7% vs 2020
2022: €21k▼ -9.4% vs 2021
2023: €25k▲ +16.0% vs 2022
2024: €36k▲ +47.5% vs 2023
2025: €41k▲ +13.6% vs 2024highest in 7 years
2019 → 2025
Working capital
€170k▲ 47.3%
2024 · €115k
2019: €25klowest in 7 years
2020: €47k▲ +84.8% vs 2019
2021: €57k▲ +22.3% vs 2020
2022: €88k▲ +53.4% vs 2021
2023: €74k▼ -16.1% vs 2022
2024: €115k▲ +56.2% vs 2023
2025: €170k▲ +47.3% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€100k▲ 26.8%€90k▼ 9.5%€127k▲ 40.0%€168k▲ 32.5%
2021: €79klowest in 5 years
2022: €100k▲ +26.8% vs 2021
2023: €90k▼ -9.5% vs 2022
2024: €127k▲ +40.0% vs 2023
2025: €168k▲ +32.5% vs 2024highest in 5 years
Operating result€31k-€28k▼ 9.0%€32k▲ 13.3%€49k▲ 55.0%€57k▲ 14.6%
2021: €31k
2022: €28k▼ -9.0% vs 2021lowest in 5 years
2023: €32k▲ +13.3% vs 2022
2024: €49k▲ +55.0% vs 2023
2025: €57k▲ +14.6% vs 2024highest in 5 years
Net result€23k-€21k▼ 9.4%€25k▲ 16.0%€36k▲ 47.5%€41k▲ 13.6%
2021: €23k
2022: €21k▼ -9.4% vs 2021lowest in 5 years
2023: €25k▲ +16.0% vs 2022
2024: €36k▲ +47.5% vs 2023
2025: €41k▲ +13.6% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202k
Fixed assets
€8k ▼ 29.1%
Current assets
€194k ▲ 35.5%
Equity and liabilities €202k
Equity
€168k ▲ 32.5%
Debt
€34k ▲ 23.2%
Debt's share of the balance-sheet total falls from 18.0% to 17.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k▼
2024 · €65k
Cash flow
€45k▼
2024 · €51k
Current ratio
8.06▲
2024 · 5.14
Debt to equity
0.20▼
2024 · 0.22
ROE
24.5%▼
2024 · 28.6%
ROA
20.3%▼
2024 · 23.4%
Interest coverage
42.97▼
2024 · 44.66
Debt ≤ 1 year
€24k▼
2024 · €28k
Income taxes
€16k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€154k€202k▲
Fixed assets21/28€11k€8k▼
Tangible fixed assets22/27€11k€8k▼
Furniture and vehicles24€11k€8k▼
Current assets29/58€143k€194k▲
Amounts receivable after more than one year29€60k€60k=
Trade receivables290€60k-
Other amounts receivable291-€60k
Amounts receivable within one year40/41€43k€39k▼
Trade receivables40€43k€39k▼
Other amounts receivable41€9€0▼
Cash at bank and in hand54/58€39k€77k▲
Deferred charges and accrued income490/1€1k€18k▲
Equity and liabilities
Total equity and liabilities10/49€154k€202k▲
Equity10/15€127k€168k▲
Contributions10/11€6k€6k=
Reserves13€120k€161k▲
Distributable reserves133€120k€161k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€28k€34k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€28k€24k▼
Current portion of amounts payable after more than one year42€8k€0▼
Financial debts43€2k€3k▲
Credit institutions430/8-€3k
Other loans439€2k-
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€10k€14k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€6k€4k▼
Accrued charges and deferred income492/3-€10k
Income statement
Code20242025
Non-recurring operating income76A-€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€4k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€66k€63k▼
Operating profit (loss)9901€49k€57k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€51k€57k▲
Income taxes67/77€14k€16k▲
Profit (loss) for the period9904€36k€41k▲
Profit (loss) for the period to be appropriated9905€36k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€41k▲
Transfer from equity791/2€0-
Transfer to equity691/2€36k€41k▲
To other reserves6921€36k€41k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €17k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €23k | €22k | €15k | €4k | ▼ 74.1% |
| Other operating charges640/8 | - | €636 | €891 | €2k | €3k | ▲ 60.9% |
| Gross operating margin9900 | €42k | €52k | €54k | €66k | €63k | ▼ 4.6% |
| Operating profit (loss)9901 | €31k | €28k | €32k | €49k | €57k | ▲ 14.6% |
| Financial income75/76B | - | €3k | €4k | €3k | €2k | ▼ 17.9% |
| Recurring financial income75 | €2k | €3k | €4k | €3k | €2k | ▼ 17.9% |
| Non-recurring financial income76B | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €1k | €1k | €1k | €1k | ▼ 2.6% |
| Recurring financial charges65 | €981 | €1k | €1k | €1k | €1k | ▼ 2.6% |
| Profit (loss) for the period before taxes9903 | €32k | €30k | €34k | €51k | €57k | ▲ 13.4% |
| Income taxes67/77 | €9k | €9k | €10k | €14k | €16k | ▲ 13.0% |
| Profit (loss) for the period9904 | €23k | €21k | €25k | €36k | €41k | ▲ 13.6% |
| Profit (loss) for the period to be appropriated9905 | €23k | €21k | €25k | €36k | €41k | ▲ 13.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €135k | €141k | €139k | €154k | €202k | ▲ 30.8% |
| Fixed assets21/28 | €53k | €32k | €24k | €11k | €8k | ▼ 29.1% |
| Tangible fixed assets22/27 | €53k | €32k | €24k | €11k | €8k | ▼ 29.1% |
| Furniture and vehicles24 | - | €32k | €24k | €11k | €8k | ▼ 29.1% |
| Current assets29/58 | €82k | €109k | €115k | €143k | €194k | ▲ 35.5% |
| Amounts receivable after more than one year29 | - | - | - | €60k | €60k | = |
| Trade receivables290 | - | - | - | €60k | - | - |
| Other amounts receivable291 | - | - | - | - | €60k | - |
| Amounts receivable within one year40/41 | €51k | €91k | €87k | €43k | €39k | ▼ 9.9% |
| Trade receivables40 | - | €27k | €42k | €43k | €39k | ▼ 9.8% |
| Other amounts receivable41 | - | €65k | €45k | €9 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €27k | €16k | €26k | €39k | €77k | ▲ 97.5% |
| Deferred charges and accrued income490/1 | - | €2k | €1k | €1k | €18k | ▲ 1,489% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €135k | €141k | €139k | €154k | €202k | ▲ 30.8% |
| Equity10/15 | €79k | €100k | €90k | €127k | €168k | ▲ 32.5% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €73k | €94k | €84k | €120k | €161k | ▲ 34.1% |
| Distributable reserves133 | - | €94k | €84k | €120k | €161k | ▲ 34.1% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - | - |
| Amounts payable17/49 | €56k | €41k | €49k | €28k | €34k | ▲ 23.2% |
| Amounts payable after more than one year17 | €31k | €20k | €8k | €0 | - | - |
| Financial debts170/4 | - | €20k | €8k | €0 | - | - |
| Amounts payable within one year42/48 | €25k | €21k | €41k | €28k | €24k | ▼ 13.5% |
| Current portion of amounts payable after more than one year42 | - | €12k | €19k | €8k | €0 | ▼ 100% |
| Financial debts43 | - | €2k | €2k | €2k | €3k | ▲ 33.3% |
| Credit institutions430/8 | - | - | - | - | €3k | - |
| Other loans439 | - | €2k | €2k | €2k | - | - |
| Trade debts44 | €5k | €5k | €11k | €2k | €4k | ▲ 64.7% |
| Suppliers440/4 | - | €5k | €11k | €2k | €4k | ▲ 64.7% |
| Taxes, remuneration and social security45 | - | €3k | €8k | €10k | €14k | ▲ 41.0% |
| Taxes450/3 | - | €3k | €6k | €10k | €14k | ▲ 41.0% |
| Remuneration and social security454/9 | - | - | €2k | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €6k | €4k | ▼ 31.7% |
| Accrued charges and deferred income492/3 | - | - | - | - | €10k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €21k | €25k | €36k | €41k | ▲ 13.6% |
| + Depreciation and write-downs630 | €10k | €23k | €22k | €15k | €4k | ▼ 74.1% |
| Operating cash flow (approximation) | €33k | €44k | €46k | €51k | €45k | ▼ 12.3% |
| Investment in fixed assets (approximation) | - | €-2k | €-14k | €-2k | €-652 | ▲ 66.8% |
| Change in cash | - | €-11k | €10k | €13k | €38k | ▲ 193% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €41k ▲13.6%
Operating result €57k, net result €41k, both a record.
30-06
Financial
Equity above €150kEq €168k ▲32.5%
7 profitable years in a row build equity to €168k.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €100kEq €127k ▲40%
6 profitable years in a row build equity to €127k.
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity doublescurrent ratio 5.12
Current ratio from 2.51 to 5.12; short-term debt falls from €17k to €11k.
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2016
Ground area
936 m²
Building footprint
171 m²
Volume, LiDAR
955 m³
Parcel 36505C0521/00Y002, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
4VM
since 20162.261.549.060
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505C0521/00Y002 | Flanders | 936 m² | 1 · 171 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 5,279 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-10-2012
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
Scores and ratios are computed by Checked and are not a credit decision.