4VITA
ActiveSummary
4VITA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €73,245 and a net result of €30,366. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency96▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.24 against 2.94 in 2023; short-term debt: 29.4% and cash: 10.1% of total assets), and 29.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
48 d early
2023
44 d late
2022
31 d late
2021
30 d late
2020
38 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 74 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€73,245▲ 70.8%
2023 · €42,879
Total assets
€103,717▲ 67.6%
2023 · €61,893
Net result
€30,366▼ 43.2%
2023 · €53,487
Working capital
€68,252▲ 84.8%
2023 · €36,928
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€4,221▲ 25.4%-€9,344▼ 121%-€691▲ 92.6%€70,715€37,025▼ 47.6%
Net result-€4,533below the sector's middle half▲ 21.3%-€11,704below the sector's middle half▼ 158%-€743below the sector's middle half▲ 93.6%€53,487above the sector's middle half€30,366above the sector's middle half▼ 43.2%
Equity€1,839below the sector's middle half▼ 71.1%-€9,865below the sector's middle half-€10,608below the sector's middle half▼ 7.5%€42,879within the sector's middle half€73,245within the sector's middle half▲ 70.8%
Total assets€47,911below the sector's middle half▼ 28.0%€20,908below the sector's middle half▼ 56.4%€1,180below the sector's middle half▼ 94.4%€61,893below the sector's middle half▲ 5,143%€103,717within the sector's middle half▲ 67.6%
Debt€46,072▼ 23.4%€30,773▼ 33.2%€11,789▼ 61.7%€19,014▲ 61.3%€30,472▲ 60.3%
Working capital€6,868within the sector's middle half▼ 37.8%-€4,804below the sector's middle half-€4,758below the sector's middle half▲ 1.0%€36,928within the sector's middle half€68,252within the sector's middle half▲ 84.8%
Solvency3.8%below the sector's middle half▼ 5.7pp-47.2%below the sector's middle half▼ 51.0pp69.3%above the sector's middle half70.6%above the sector's middle half▲ 1.3pp
Current ratio1.18within the sector's middle half▼ 0.030.80below the sector's middle half▼ 0.382.94within the sector's middle half3.24within the sector's middle half▲ 0.30
Return on assets (ROA)-9.5%below the sector's middle half▼ 0.8pp-56.0%below the sector's middle half▼ 46.5pp86.4%above the sector's middle half29.3%above the sector's middle half▼ 57.1pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 48% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €103,717
Fixed assets
€4,993 ▼ 16.1%
Current assets
€98,724 ▲ 76.5%
Equity and liabilities €103,717
Equity
€73,245 ▲ 70.8%
Debt
€30,472 ▲ 60.3%
Debt's share of the balance-sheet total falls from 30.7% to 29.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38,860▼
2023 · €71,820
Cash flow
€32,201▼
2023 · €54,592
Debt to equity
0.42▼
2023 · 0.44
ROE
41.5%▼
2023 · 124.7%
Interest coverage
137.16▼
2023 · 769.11
Debt ≤ 1 year
€30,472▲
2023 · €19,014
Income taxes
€10,561▼
2023 · €17,907
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €23,578 | €161 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €192 | €192 | €192 | €1,104 | €1,835 | ▲ 66.2% |
| Other operating charges640/8 | - | €472 | - | €823 | €1,188 | ▲ 44.3% |
| Non-recurring operating charges66A | - | - | - | - | €5,615 | - |
| Gross operating margin9900 | €16,951 | €14,897 | -€338 | €72,643 | €45,662 | ▼ 37.1% |
| Operating profit (loss)9901 | -€4,221 | -€9,344 | -€691 | €70,715 | €37,025 | ▼ 47.6% |
| Financial income75/76B | - | €76 | - | €772 | €4,186 | ▲ 442% |
| Recurring financial income75 | €0 | €76 | - | €772 | €4,186 | ▲ 442% |
| Financial charges65/66B | - | €2,436 | €53 | €93 | €283 | ▲ 203% |
| Recurring financial charges65 | €312 | €2,436 | €53 | €93 | €283 | ▲ 203% |
| Profit (loss) for the period before taxes9903 | -€4,533 | -€11,704 | -€743 | €71,394 | €40,927 | ▼ 42.7% |
| Income taxes67/77 | - | - | - | €17,907 | €10,561 | ▼ 41.0% |
| Profit (loss) for the period9904 | -€4,533 | -€11,704 | -€743 | €53,487 | €30,366 | ▼ 43.2% |
| Profit (loss) for the period to be appropriated9905 | -€4,533 | -€11,704 | -€743 | €53,487 | €30,366 | ▼ 43.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €47,911 | €20,908 | €1,180 | €61,893 | €103,717 | ▲ 67.6% |
| Fixed assets21/28 | €2,131 | €1,939 | €1,149 | €5,951 | €4,993 | ▼ 16.1% |
| Tangible fixed assets22/27 | €1,532 | €1,341 | €1,149 | €5,951 | €4,493 | ▼ 24.5% |
| Land and buildings22 | - | €1,341 | €1,149 | €0 | - | - |
| Plant, machinery and equipment23 | - | - | - | €1,052 | €1,754 | ▲ 66.7% |
| Furniture and vehicles24 | - | - | - | €4,899 | €2,740 | ▼ 44.1% |
| Financial fixed assets28 | €599 | €599 | - | - | €500 | - |
| Current assets29/58 | €45,780 | €18,969 | €31 | €55,942 | €98,724 | ▲ 76.5% |
| Stocks and contracts in progress3 | €20,913 | €6,482 | - | - | - | - |
| Stocks30/36 | - | €6,482 | - | - | - | - |
| Amounts receivable within one year40/41 | €13,552 | €4,870 | €31 | €33,509 | €87,944 | ▲ 162% |
| Trade receivables40 | - | €4,870 | - | €4,302 | €8,578 | ▲ 99.4% |
| Other amounts receivable41 | - | - | €31 | €29,207 | €79,366 | ▲ 172% |
| Cash at bank and in hand54/58 | €6,315 | €2,617 | - | €22,180 | €10,519 | ▼ 52.6% |
| Deferred charges and accrued income490/1 | - | €5,000 | - | €254 | €261 | ▲ 2.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €47,911 | €20,908 | €1,180 | €61,893 | €103,717 | ▲ 67.6% |
| Equity10/15 | €1,839 | -€9,865 | -€10,608 | €42,879 | €73,245 | ▲ 70.8% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €50 | €50 | €50 | €50 | €50 | = |
| Non-distributable reserves130/1 | - | €50 | €50 | €50 | €50 | = |
| Reserves not available under the articles1311 | - | €50 | €50 | €50 | €50 | = |
| Profit (loss) carried forward14 | -€16,811 | -€28,515 | -€29,258 | €24,229 | €54,595 | ▲ 125% |
| Amounts payable17/49 | €46,072 | €30,773 | €11,789 | €19,014 | €30,472 | ▲ 60.3% |
| Amounts payable after more than one year17 | €7,000 | €7,000 | €7,000 | - | - | - |
| Other amounts payable178/9 | - | €7,000 | €7,000 | - | - | - |
| Amounts payable within one year42/48 | €38,913 | €23,773 | €4,789 | €19,014 | €30,472 | ▲ 60.3% |
| Trade debts44 | €3,702 | €805 | - | €206 | €1,828 | ▲ 787% |
| Suppliers440/4 | - | €805 | - | €206 | €1,828 | ▲ 787% |
| Taxes, remuneration and social security45 | - | €5,509 | - | €18,808 | €28,644 | ▲ 52.3% |
| Taxes450/3 | - | €203 | - | €18,808 | €28,644 | ▲ 52.3% |
| Remuneration and social security454/9 | - | €5,307 | - | - | - | - |
| Other amounts payable47/48 | - | €17,459 | €4,789 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,533 | -€11,704 | -€743 | €53,487 | €30,366 | ▼ 43.2% |
| + Depreciation and write-downs630 | €192 | €192 | €192 | €1,104 | €1,835 | ▲ 66.2% |
| Operating cash flow (approximation) | -€4,341 | -€11,512 | -€552 | €54,592 | €32,201 | ▼ 41.0% |
| Investment in fixed assets (approximation) | - | €0 | €599 | -€5,906 | -€878 | ▲ 85.1% |
| Change in cash | - | -€3,699 | - | - | -€11,661 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
31-12
Financial
Back to profitnet €53,487
Net result €53,487 after 4 loss-making years.
31-12
Financial
Liquidity times 453current ratio 2.94
Current ratio from 0.01 to 2.94.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet -€11,704
Net result drops to -€11,704, the lowest in the series; recovery starts the following year.
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 38 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2009
Ground area
240 m²
Building footprint
104 m²
Volume, LiDAR
524 m³
Parcel 46018A0156/00N000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
4VITA bvba
since 20092.175.503.528
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46018A0156/00N000 | Flanders | 240 m² | 1 · 104 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.175.503.528
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Of 8,464 companies in sector 43120 we hold annual accounts for 3,233. 2,597 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
43990Other specialised construction activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0808913781
Also
9925:BE0808913781
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.