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4TORRE

Active
Private limited companyfounded 20232 yrs activeKortrijksesteenweg 48, 9830 Sint-Martens-Latem, BelgiumKBO/BCE: BE 1001.537.371
Summary

The computed 12-month bankruptcy probability of 4TORRE is 3.0% (moderate). The 2024 annual accounts show equity of €2.2m and a net result of -€87,373. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability28
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €130,000 at 30 days only on tighter terms
Liquidity ample (current ratio 39.35; short-term debt: 0.6% and cash: 21.6% of total assets), and 0.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
99.4%
Return on assets
-3.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 21 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 October 2023, 4TORRE was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€2.2m
Total assets
€2.3m
Net result
-€87,373
Working capital
€506,197

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €2.3m
Fixed assets €1.7m
Current assets €519,397
Equity and liabilities €2.3m
Equity €2.2m
Debt €13,200
Debt finances 0.6% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
39.35
Debt to equity
0.01
ROE
-3.9%
ROA
-3.9%
Debt ≤ 1 year
€13,200
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 25 lines
Balance sheet Code2024
Assets
Total assets20/58€2.3m
Fixed assets21/28€1.7m
Financial fixed assets28€1.7m
Current assets29/58€0.5m
Amounts receivable within one year40/41€0.03m
Trade receivables40€0.008m
Other amounts receivable41€0.03m
Cash at bank and in hand54/58€0.5m
Equity and liabilities
Total equity and liabilities10/49€2.3m
Equity10/15€2.2m
Contributions10/11€2.3m
Profit (loss) carried forward14-€0.09m
Amounts payable17/49€0.01m
Amounts payable within one year42/48€0.01m
Trade debts44€0.01m
Suppliers440/4€0.01m
Income statement Code2024
Other operating charges640/8€0.001m
Gross operating margin9900-€0.09m
Operating profit (loss)9901-€0.09m
Financial charges65/66B€0.001m
Recurring financial charges65€0.001m
Profit (loss) for the period before taxes9903-€0.09m
Profit (loss) for the period9904-€0.09m
Profit (loss) for the period to be appropriated9905-€0.09m
Appropriation of the result
Profit (loss) to be appropriated9906-€0.09m

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€1,194
Gross operating margin9900-€85,672
Operating profit (loss)9901-€86,866
Financial charges65/66B€507
Recurring financial charges65€507
Profit (loss) for the period before taxes9903-€87,373
Profit (loss) for the period9904-€87,373
Profit (loss) for the period to be appropriated9905-€87,373
Line2024
Assets
Total assets20/58€2.3m
Fixed assets21/28€1.7m
Financial fixed assets28€1.7m
Current assets29/58€0.5m
Amounts receivable within one year40/41€0.03m
Trade receivables40€0.008m
Other amounts receivable41€0.03m
Cash at bank and in hand54/58€0.5m
Equity and liabilities
Total equity and liabilities10/49€2.3m
Equity10/15€2.2m
Contributions10/11€2.3m
Profit (loss) carried forward14-€0.09m
Amounts payable17/49€0.01m
Amounts payable within one year42/48€0.01m
Trade debts44€0.01m
Suppliers440/4€0.01m
Line2024
Profit (loss) for the period9904-€87,373
Operating cash flow (approximation)-€87,373

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
7,043 m²
Building footprint
1,509 m²
Volume, LiDAR
3,533 m³
Parcel 44064B0246/00F000, Flanders · tallest building 13.4 m, ±1 floor. Linked by address, not a title deed.
92 companies at this address See who is registered here
1 establishment unit
4Torre
Kortrijksesteenweg 48, 9830 Sint-Martens-LatemFinancial service activities, except insurance and pension funding
since 2023unit no. 2.355.097.939
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064B0246/00F000 Flanders 7,043 m² 1 · 1,509 m² 13.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

4 owners · 1 holding

Owners 4

Holdings 1

According to the 2024 annual accounts of 4TORRE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No directors read yet: 0 of 3 Gazette acts processed.

Company details

Identification
Legal formPrivate limited company
Founded24-10-2023
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001537371
Also 9925:BE1001537371
Registered 12-06-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.