4TECHNICS
ActiveSummary
4TECHNICS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €967,282 and a net result of €397,331. Equity is growing by ~28.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 1038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85▲+14
Solvency57▼-15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55,000 at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.79 in 2024; short-term debt: 59.8% and cash: 18.9% of total assets), and 67.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.1%
Return on assets
13.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 d early
2024
1 d early
2023
84 d early
2022
25 d early
2021
24 d early
2020
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidy mirror
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Financials · fiscal year 2025, abbreviated schema
Equity
€967,282▼ 9.6%
2024 · €1.1m
Total assets
€3.0m▲ 32.5%
2024 · €2.3m
Net result
€397,331▲ 718%
2024 · €48,597
Working capital
€827,001▼ 8.9%
2024 · €907,311
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€565,262▲ 44.9%€411,774▼ 27.2%€836,396▲ 103%€66,308▼ 92.1%€485,672▲ 632%
Net result€420,482▲ 51.0%€308,667▼ 26.6%€671,694▲ 118%€48,597▼ 92.8%€397,331▲ 718%
Equity€700,993▲ 150%€1.0m▲ 44.0%€1.5m▲ 50.7%€1.1m▼ 29.7%€967,282▼ 9.6%
Total assets€1.6m▲ 55.3%€2.1m▲ 36.2%€2.1m▼ 0.5%€2.3m▲ 8.1%€3.0m▲ 32.5%
Debt€849,492▲ 18.3%€1.1m▲ 29.8%€579,866▼ 47.4%€1.2m▲ 107%€2.0m▲ 70.0%
Working capital€519,556▲ 442%€849,544▲ 63.5%€1.4m▲ 61.9%€907,311▼ 34.0%€827,001▼ 8.9%
Staff (FTE)7.8▲ 20.0%7.6▼ 2.6%7.7▲ 1.3%7▼ 9.1%10.2▲ 45.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2025 Net result +718% on 2024. Cause not known from the registers.
- 2024 Net result -93% on 2023. Cause not known from the registers.
- 2023 Net result +118%, Equity +51% on 2022. Cause not known from the registers.
- 2021 Net result +51%, Equity +150%, Total assets +55% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 632% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.0m
Fixed assets
€382,408 ▲ 74.9%
Current assets
€2.6m ▲ 28.0%
Equity and liabilities €3.0m
Equity
€967,282 ▼ 9.6%
Debt
€2.0m ▲ 70.0%
Debt's share of the balance-sheet total rises from 52.9% to 67.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€583,082▲
2024 · €133,336
Cash flow
€494,741▲
2024 · €115,625
Current ratio
1.46▼
2024 · 1.79
Quick ratio
1.34▼
2024 · 1.61
Debt to equity
2.11▲
2024 · 1.12
ROE
41.1%▲
2024 · 4.5%
ROA
13.2%▲
2024 · 2.1%
Interest coverage
61.12▲
2024 · 29.16
Debt ≤ 1 year
€1.8m▲
2024 · €1.1m
Debt > 1 year
€158,763▲
2024 · €50,664
Income taxes
€88,671▲
2024 · €23,023
Staff costs
€637,371▲
2024 · €407,094
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,776 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
2.6%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,776 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €2,509 | €0 | €6,143 | - |
| Remuneration, social security and pensions62 | €436,594 | €522,224 | €470,507 | €407,094 | €637,371 | ▲ 56.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58,790 | €68,506 | €51,268 | €67,028 | €97,410 | ▲ 45.3% |
| Other operating charges640/8 | €3,979 | €5,194 | €6,396 | €15,231 | €10,223 | ▼ 32.9% |
| Non-recurring operating charges66A | - | - | €43 | €0 | - | - |
| Gross operating margin9900 | €1.1m | €1.0m | €1.4m | €555,661 | €1.2m | ▲ 121% |
| Operating profit (loss)9901 | €565,262 | €411,774 | €836,396 | €66,308 | €485,672 | ▲ 632% |
| Financial income75/76B | €17,719 | €18,626 | €20,981 | €9,884 | €9,870 | ▼ 0.1% |
| Recurring financial income75 | €17,719 | €18,626 | €20,981 | €9,884 | €9,870 | ▼ 0.1% |
| Financial charges65/66B | €16,972 | €11,958 | €5,776 | €4,572 | €9,540 | ▲ 109% |
| Recurring financial charges65 | €16,972 | €11,958 | €5,776 | €4,572 | €9,540 | ▲ 109% |
| Profit (loss) for the period before taxes9903 | €566,009 | €418,442 | €851,601 | €71,620 | €486,002 | ▲ 579% |
| Income taxes67/77 | €145,527 | €109,775 | €179,907 | €23,023 | €88,671 | ▲ 285% |
| Profit (loss) for the period9904 | €420,482 | €308,667 | €671,694 | €48,597 | €397,331 | ▲ 718% |
| Profit (loss) for the period to be appropriated9905 | €420,482 | €308,667 | €671,694 | €48,597 | €397,331 | ▲ 718% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €2.1m | €2.1m | €2.3m | €3.0m | ▲ 32.5% |
| Fixed assets21/28 | €212,032 | €182,909 | €155,316 | €218,613 | €382,408 | ▲ 74.9% |
| Intangible fixed assets21 | €61,910 | €53,810 | €46,076 | €47,931 | €38,252 | ▼ 20.2% |
| Tangible fixed assets22/27 | €150,122 | €129,099 | €106,740 | €159,482 | €323,956 | ▲ 103% |
| Plant, machinery and equipment23 | €32,640 | €21,154 | €16,197 | €12,270 | €11,706 | ▼ 4.6% |
| Furniture and vehicles24 | €117,482 | €107,944 | €90,544 | €147,213 | €266,448 | ▲ 81.0% |
| Leasing and similar rights25 | - | - | - | - | €32,541 | - |
| Other tangible fixed assets26 | - | - | - | - | €13,260 | - |
| Financial fixed assets28 | - | - | €2,500 | €11,200 | €20,200 | ▲ 80.4% |
| Current assets29/58 | €1.3m | €1.9m | €1.9m | €2.1m | €2.6m | ▲ 28.0% |
| Stocks and contracts in progress3 | €244,976 | €226,103 | €248,688 | €213,660 | €219,813 | ▲ 2.9% |
| Stocks30/36 | €224,776 | €226,103 | €209,458 | €197,838 | €199,838 | ▲ 1.0% |
| Contracts in progress37 | €20,200 | €0 | €39,230 | €15,822 | €19,975 | ▲ 26.2% |
| Amounts receivable within one year40/41 | €462,209 | €540,966 | €746,117 | €1.0m | €1.8m | ▲ 74.1% |
| Trade receivables40 | €452,011 | €517,430 | €448,017 | €459,051 | €1.5m | ▲ 227% |
| Other amounts receivable41 | €10,197 | €23,536 | €298,100 | €588,539 | €321,306 | ▼ 45.4% |
| Cash at bank and in hand54/58 | €628,187 | €1.2m | €945,354 | €773,219 | €569,011 | ▼ 26.4% |
| Deferred charges and accrued income490/1 | €3,082 | €8,569 | €5,745 | €17,851 | €14,385 | ▼ 19.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €2.1m | €2.1m | €2.3m | €3.0m | ▲ 32.5% |
| Equity10/15 | €700,993 | €1.0m | €1.5m | €1.1m | €967,282 | ▼ 9.6% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €698,993 | €1.0m | €1.5m | €1.1m | €965,282 | ▼ 9.6% |
| Distributable reserves133 | €698,993 | €1.0m | €1.5m | €1.1m | €965,282 | ▼ 9.6% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €849,492 | €1.1m | €579,866 | €1.2m | €2.0m | ▲ 70.0% |
| Amounts payable after more than one year17 | €29,771 | €19,651 | €9,384 | €50,664 | €158,763 | ▲ 213% |
| Financial debts170/4 | €29,771 | €19,651 | €9,384 | €50,664 | €158,763 | ▲ 213% |
| Amounts payable within one year42/48 | €818,897 | €1.1m | €570,426 | €1.1m | €1.8m | ▲ 57.2% |
| Current portion of amounts payable after more than one year42 | €9,976 | €10,120 | €10,266 | €21,649 | €42,813 | ▲ 97.8% |
| Trade debts44 | €122,103 | €279,789 | €303,346 | €481,885 | €1.2m | ▲ 143% |
| Suppliers440/4 | €122,103 | €279,789 | €303,346 | €481,885 | €1.2m | ▲ 143% |
| Advances received on contracts in progress46 | €6,134 | €78,742 | €32,623 | €72,047 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €252,702 | €306,239 | €64,190 | €68,981 | €84,186 | ▲ 22.0% |
| Taxes450/3 | €210,076 | €259,923 | €34,042 | €29,650 | €3,365 | ▼ 88.7% |
| Remuneration and social security454/9 | €42,626 | €46,317 | €30,148 | €39,331 | €80,821 | ▲ 105% |
| Other amounts payable47/48 | €427,982 | €404,785 | €160,000 | €500,446 | €500,000 | ▼ 0.1% |
| Accrued charges and deferred income492/3 | €824 | €3,142 | €55 | €5,309 | €83,364 | ▲ 1,470% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €420,482 | €308,667 | €671,694 | €48,597 | €397,331 | ▲ 718% |
| + Depreciation and write-downs630 | €58,790 | €68,506 | €51,268 | €67,028 | €97,410 | ▲ 45.3% |
| Operating cash flow (approximation) | €479,273 | €377,173 | €722,961 | €115,625 | €494,741 | ▲ 328% |
| Investment in fixed assets (approximation) | - | -€39,383 | -€23,675 | -€130,325 | -€261,204 | ▼ 100% |
| Change in cash | - | €525,394 | -€208,227 | -€172,135 | -€204,208 | ▼ 18.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €48,597 ▼92.8%
Net result drops to €48,597, the lowest in the series; recovery starts the following year.
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2020net €671,694 ▲118%
Operating result €836,396, net result €671,694, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €1mEq €1.0m ▲44%
3 profitable years in a row build equity to €1.0m.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500,000Eq €700,993 ▲150%
2 profitable years in a row build equity to €700,993.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2019
Ground area
1,165 m²
Building footprint
866 m²
Volume, LiDAR
6,831 m³
Parcel 13039B0010/00X000, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
4TECHNICS
since 20192.298.367.686
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13039B0010/00X000 | Flanders | 1,165 m² | 1 · 866 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersChain of control
- 4TECHNICS Partners
- 4TECHNICS
Highest known parent: 4TECHNICS Partners. The sources do not say who stands above it.
Owners 2
- 4TECHNICS Partnersparent100%
-
15%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 2,132 EUR awarded · 2,002 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,055 EUR | 925 EUR |
| 2024 | 1 | 1,077 EUR | 1,077 EUR |
Recognitions · licences · registrations
Recognised contractor
4 categories4TECHNICS BV46341
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Of 362 companies in sector 25210 we hold annual accounts for 281. 193 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
25210Manufacture of fabricated metal products, except machinery and equipment
43222Installation of electric heating, air conditioning, cooling and ventilation
25110Manufacture of metal structures and parts of structures
43221Plumbing work
43230Insulation installation
43320Joinery installation
43350Other building finishing work
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738768529
Also
9925:BE0738768529
Registered
18-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.