4PX Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €266k and a net result of €-13k. Equity is growing by ~29% per year across the filed fiscal years. Its solvency ranks better than 94% of 9864 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-03-2025, 128 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
128 d early
2023
70 d early
2022
77 d early
2021
33 d early
2020
71 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€266k▼ 4.6%
2023 · €278k
2020: €2k
2021: €128k
2022: €243k
2023: €278k
2020 → 2024
Net result
€-13k
2023 · €69k
2020: €-3k
2021: €126k
2022: €114k
2023: €69k
2020 → 2024
Total assets
€279k▼ 19.4%
2023 · €346k
2020: €3k
2021: €184k
2022: €344k
2023: €346k
2020 → 2024
Solvency
95.4%▲ 14.8pp
2023 · 80.6%
2020: 56.2%
2021: 69.7%
2022: 70.5%
2023: 80.6%
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2k-€128k▲ 6,481%€243k▲ 89.1%€278k▲ 14.7%€266k▼ 4.6%
Operating result€-3k-€179k€160k▼ 10.4%€92k▼ 42.3%€-16k
Net result€-3k-€126k€114k▼ 9.6%€69k▼ 39.4%€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €16k after €92k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €279k
Fixed assets
€1k▼ 46.3%
Current assets
€277k▼ 19.2%
Equity and liabilities €279k
Equity
€266k▼ 4.6%
Debt
€13k▼ 80.8%
The debt ratio falls from 19.4% to 4.6%. Equity and debt are lower.
Key figures and ratios
Solvency
95.4%▲
2023 · 80.6%
ROE
-4.8%▼
2023 · 24.9%
ROA
-4.6%▼
2023 · 20.0%
Debt
€13k▼
2023 · €67k
Debt ≤ 1 year
€13k▼
2023 · €67k
Income taxes
€0▼
2023 · €26k
Staff costs
€566▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€346k€279k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€343k€277k▼
Amounts receivable within one year40/41€3k€14k▲
Trade receivables40€618€993▲
Other amounts receivable41€2k€13k▲
Current investments50/53€230k€230k=
Cash at bank and in hand54/58€107k€34k▼
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€346k€279k▼
Equity10/15€278k€266k▼
Contributions10/11€5k€5k=
Reserves13€273k€273k=
Distributable reserves133€273k€273k=
Profit (loss) carried forward14€0€-13k▼
Amounts payable17/49€67k€13k▼
Amounts payable within one year42/48€67k€13k▼
Trade debts44€118€384▲
Suppliers440/4€118€384▲
Taxes, remuneration and social security45€57k€11k▼
Taxes450/3€57k€11k▼
Other amounts payable47/48€10k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€2k€566▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€886€1k▲
Other operating charges640/8€2k€359▼
Gross operating margin9900€97k€-14k▼
Operating profit (loss)9901€92k€-16k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€282€153▼
Recurring financial charges65€282€153▼
Profit (loss) for the period before taxes9903€95k€-13k▼
Income taxes67/77€26k€0▼
Profit (loss) for the period9904€69k€-13k▼
Profit (loss) for the period to be appropriated9905€69k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€69k€-13k▼
Transfer from equity791/2€24k€0▼
Transfer to equity691/2€59k€0▼
To other reserves6921€59k€0▼
Profit to be distributed694/7€34k€0▼
Return on contributions (dividend)694€34k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-13k ▼118%
Net result drops to €-13k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 21.53
Current ratio from 5.12 to 21.53; short-term debt falls from €67k to €13k.
22-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €243k ▲89.1%
2 profitable years in a row build equity to €243k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €126k
Net result €126k after one loss-making year.
31-12
Financial
Equity above €100kEq €128k ▲6481%
Equity rises from €2k to €128k.
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Melkstraat 222460 KasterleeGround area
2,996 m²
Building footprint
375 m²
Volume, LiDAR
3,788 m³
Parcel 13017G0480/00B000, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
4PX Consulting
since 20202.311.317.780
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13017G0480/00B000 | Flanders | 2,996 m² | 1 · 375 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755007RSG6TB7J27K35
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,683 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.