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4PFC

Active
Private limited company (pre-2019)founded 2010active for 16 yearsKBO/BCE: BE 0830.450.157
Summary

4PFC has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€21,055) and a net result of €0. Equity has been stable since 2019 (±0% per year). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 20-10-2010 Normal situation
Legal form
Private limited company (pre-2019)
Activity
No activity registered in the KBO
Establishment unit
2.193.850.483 1140 Evere, since 06-12-2010
Financial year end
30 June
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • MOEREMANS GéraldDirector

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts to 30-06-2025
Gross margin
€0
Profit
€0
Equity
-€21,055
=
Total assets
€7,556
=
  • Negative equity on 30-06-2025
  • 2025 accounts filed 4 days after the deadline
Filed on 04-02-2026
Score breakdownraises riskCapped at 59: negative equityNo main activity registeredNegative equity -€21,055lowers riskSize: total assets €7,556Founded in 2010Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 21% of micro companies without a NACE code
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -278.6% of total assets
Liquidity 2=
short-term debt 378.6% · cash 1.4%
Profitability 38=
return on assets 0.0%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.8% 01-2025: 1.1%▲ +0.3 percentage points vs 12-2024 02-2025: 0.8%▼ -0.3 percentage points vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 1.0%▲ +0.2 percentage points vs 12-2025 02-2026: 1.4%▲ +0.4 percentage points vs 01-2026highest value 03-2026: 0.7%▼ -0.7 percentage points vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026lowest value 08-2026: 0.7%● unchanged vs 07-2026lowest value 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.8%▲ +0.1 percentage points vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.26 (0.26 in 2024), below 1. Short-term debt is 378.6% and cash 1.4% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 5% on liquidity, 29% on profitability and 47% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €7,556
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · Negative equity -€21,055
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-02-2026, 4 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
4 days late
2024
4 days early
2023
6 days early
2022
4 days early
2021
18 days late
2020
23 days late
2019
10 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 3 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 4 days after the deadline Filed on 4 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00031774.

Annual accounts 2025 filed on 04-02-2026 PDF all 15 filings

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€0
2024 · €0
Working capital
-€21,055=
2024 · -€21,055
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result for 2025 is €0, the same as in 2024.

Operating result€0 2025 Net result€0 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€10,047-€0€0€0
Net result-€16,596-€0€0€0
Equity-€21,055--€21,055=-€21,055=-€21,055=-€21,055=-€21,055=-€21,055=
Total assets€7,556-€7,556=€7,556=€7,556=€7,556=€7,556=€7,556=
Debt€28,612-€28,612=€28,612=€28,612=€28,612=€28,612=€28,612=
Working capital-€21,055--€21,055=-€21,055=-€21,055=-€21,055=-€21,055=-€21,055=
Key figures and ratios
2025 value · change against 2024
Solvency
-278.6%=
2024 · -278.6%
Current ratio
0.26=
2024 · 0.26
ROA
0.0%=
2024 · 0.0%
Debt ≤ 1 year
€28,612=
2024 · €28,612
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Companies with the same profile, two years later

Historical observation

In July 2024, 1,379 companies had the same profile as 4PFC has now. Two years later, 2.4% had gone bankrupt and 94.3% were still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a profit under 5% of the balance sheet
2.4% went bankrupt
3.2% stopped otherwise
94.3% was still going

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of 4PFC itself: 0.8% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,379 companies, not a prediction for 4PFC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines

Source: Annual accounts 2025 (PDF), filed on 04-02-2026.

Balance sheet Code20242025
Assets
Total assets20/58€7,556€7,556=
Current assets29/58€7,556€7,556=
Amounts receivable within one year40/41€7,453€7,453=
Trade receivables40€7,453€7,453=
Cash at bank and in hand54/58€103€103=
Equity and liabilities
Total equity and liabilities10/49€7,556€7,556=
Equity10/15-€21,055-€21,055=
Contributions10/11€6,200€6,200=
Capital10€6,200€6,200=
Issued capital100€18,600€18,600=
Uncalled capital101€12,400€12,400=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Profit (loss) carried forward14-€29,115-€29,115=
Amounts payable17/49€28,612€28,612=
Amounts payable within one year42/48€28,612€28,612=
Trade debts44€9,261€9,261=
Suppliers440/4€9,261€9,261=
Other amounts payable47/48€19,351€19,351=
Income statement Code20242025
Gross operating margin9900€0€0=
Operating profit (loss)9901€0€0=
Profit (loss) for the period before taxes9903€0€0=
Profit (loss) for the period9904€0€0=
Profit (loss) for the period to be appropriated9905€0€0=
Appropriation of the result
Profit (loss) to be appropriated9906-€29,115-€29,115=
Profit (loss) brought forward from the previous period14P-€29,115-€29,115=
Line2019202020212022202320242025Change
Gross operating margin9900-€10,047€0€0€0€0€0€0-
Operating profit (loss)9901-€10,047---€0€0€0-
Recurring financial charges65€6,549-------
Profit (loss) for the period before taxes9903-€16,596---€0€0€0-
Profit (loss) for the period9904-€16,596---€0€0€0-
Profit (loss) for the period to be appropriated9905-€16,596---€0€0€0-
Line2019202020212022202320242025Change
Assets
Total assets20/58€7,556€7,556€7,556€7,556€7,556€7,556€7,556=
Current assets29/58€7,556€7,556€7,556€7,556€7,556€7,556€7,556=
Amounts receivable within one year40/41€7,453€7,453€7,453€7,453€7,453€7,453€7,453=
Trade receivables40---€7,453€7,453€7,453€7,453=
Cash at bank and in hand54/58€103€103€103€103€103€103€103=
Equity and liabilities
Total equity and liabilities10/49€7,556€7,556€7,556€7,556€7,556€7,556€7,556=
Equity10/15-€21,055-€21,055-€21,055-€21,055-€21,055-€21,055-€21,055=
Contributions10/11€6,200€6,200€6,200€6,200€6,200€6,200€6,200=
Capital10---€6,200€6,200€6,200€6,200=
Issued capital100---€18,600€18,600€18,600€18,600=
Uncalled capital101---€12,400€12,400€12,400€12,400=
Reserves13€1,860€1,860€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1---€1,860€1,860€1,860€1,860=
Legal reserve130---€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€29,115-€29,115-€29,115-€29,115-€29,115-€29,115-€29,115=
Amounts payable17/49€28,612€28,612€28,612€28,612€28,612€28,612€28,612=
Amounts payable within one year42/48€28,612€28,612€28,612€28,612€28,612€28,612€28,612=
Trade debts44€9,261€9,261€9,261€9,261€9,261€9,261€9,261=
Suppliers440/4---€9,261€9,261€9,261€9,261=
Other amounts payable47/48---€19,351€19,351€19,351€19,351=
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€16,596---€0€0€0-
Operating cash flow (approximation)-€16,596---€0€0€0-
Change in cash-€0€0€0€0€0€0-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 15 filings with the National Bank
Financial year Type Filed Reference Document
30-06-2025 micro format 04-02-2026 2026-00031774 PDF
30-06-2024 micro format 27-01-2025 2025-00010737 PDF
30-06-2023 full format 25-01-2024 2024-00006196 PDF
30-06-2022 micro format 27-01-2023 2023-00005902 PDF
30-06-2021 full format 18-02-2022 2022-05900058 PDF
30-06-2020 full format 23-02-2021 2021-06400451 PDF
30-06-2019 full format 21-01-2020 2020-02000334 PDF
30-06-2018 full format 28-07-2019 2019-41800429 PDF
30-06-2017 full format 30-08-2018 2018-61400055 PDF
30-06-2016 full format 27-07-2018 2018-41300373 PDF

Show all 15 filings

Board & ownership

Directors

Directors
1 director
MOEREMANS Gérald
Director · listed in the 2025 annual accounts, filed on 04-02-2026
Current

Owners and capital

Network & group

4PFC shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of 4PFC. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-01-2027
2026
04-02
NBB filing Annual accounts 2025 filedPDF
micro format · 4 days late
2025
27-01
NBB filing Annual accounts 2024 filedPDF
micro format · 4 days before the deadline
2024
25-01
NBB filing Annual accounts 2023 filedPDF
full format · 6 days before the deadline
2023
27-01
NBB filing Annual accounts 2022 filedPDF
micro format · 4 days before the deadline
2022
18-02
NBB filing Annual accounts 2021 filedPDF
full format · 18 days late
2021
23-02
NBB filing Annual accounts 2020 filedPDF
full format · 23 days late
2020
21-01
NBB filing Annual accounts 2019 filedPDF
full format · 10 days before the deadline
2019
28-07
NBB filing Annual accounts 2018 filedPDF
full format · 178 days late
2018
30-08
NBB filing Annual accounts 2017 filedPDF
full format · 211 days late
27-07
NBB filing Annual accounts 2016 filedPDF
full format · 542 days late
2010
29-10
Gazette deed IncorporationPDF
Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

4PFC was incorporated on 20 October 2010.1 Total assets went from €7,556 in 2019 to €7,556 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Company details

Register details

Identity

KBO record
Name 4PFC in French
Enterprise number 0830.450.157
Legal form Private limited company (pre-2019)
Status Active, normale toestand
Founded 20-10-2010
Entity type Legal entity

Registered office and establishments

Establishment unit Moeremans Gérald, Virginie Plasstraat 3, 1140 Evere since 06-12-2010 · unit number 2.193.850.48370200 Business and other management consultancy

Invoicing and payment

VAT number BE 0830.450.157
E-invoicing via Peppol
Not found in the Peppol Directory

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Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 30-06

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the addresses

Ground area
3,963 m²
Building footprint
78 m²
Building volume
748 m³
Tallest building: 13.0 m.
Cadastral parcel Region Area Buildings Height / floors
21019A0140/00D003 Brussels 3,788 m² - -
21006A0065/00S000 Brussels 175 m² 1 · 78 m² 13.0 m · 3