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4MAT4

Active
Private limited companyfounded 199531 yrs activeOudstrijderslaan 34, 3140 Keerbergen, BelgiumKBO/BCE: BE 0454.691.161

4MAT4 has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.33M and a net result of €1.23M. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
91 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 18.58 against 5.05 in 2024; short-term debt: 4.1% and cash: 24.3% of total assets), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 59
Relative position
BE, all sectors
reference
Sector 59
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
95.6%
Return on assets
18.6%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-02-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
10 d late
2024
4 d late
2023
on the day
2022
22 d late
2021
4 d early
2020
24 d late
2019
7 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€6.33M▲ 17.5%
2024 · €5.39M
2019: €2.70M 2020: €3.41M 2021: €3.54M 2022: €4.27M 2023: €4.68M 2024: €5.39M
2019 → 2025
Total assets
€6.62M▲ 2.4%
2024 · €6.47M
2019: €3.10M 2020: €4.10M 2021: €4.20M 2022: €4.95M 2023: €4.98M 2024: €6.47M
2019 → 2025
Net result
€1.23M▲ 31.2%
2024 · €938k
2019: €287k 2020: €708k 2021: €352k 2022: €730k 2023: €950k 2024: €938k
2019 → 2025
Working capital
€4.73M▲ 10.2%
2024 · €4.29M
2019: €2.04M 2020: €2.78M 2021: €3.17M 2022: €3.69M 2023: €4.09M 2024: €4.29M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€3.54M-€4.27M▲ 20.6%€4.68M▲ 9.6%€5.39M▲ 15.1%€6.33M▲ 17.5%
Operating result€57k-€609k▲ 967%€798k▲ 31.2%€835k▲ 4.6%€976k▲ 16.9%
Net result€352k-€730k▲ 108%€950k▲ 30.1%€938k▼ 1.2%€1.23M▲ 31.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500k€1.00MOperating result 2021: €57k€57kNet result 2021: €352k€352kOperating result 2022: €609k€609kNet result 2022: €730k€730kOperating result 2023: €798k€798kNet result 2023: €950k€950kOperating result 2024: €835k€835kNet result 2024: €938k€938kOperating result 2025: €976k€976kNet result 2025: €1.23M€1.23M20212022202320242025
The operating result has risen four years in a row; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.62M
Fixed assets €1.62M▲ 45.9%
Current assets €5.00M▼ 6.6%
Equity and liabilities €6.62M
Equity €6.33M▲ 17.5%
Debt €289k▼ 73.1%
The debt ratio falls from 16.6% to 4.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€989k
2024 · €846k
Cash flow
€1.24M
2024 · €949k
Solvency
95.6%
2024 · 83.4%
Current ratio
18.58
2024 · 5.05
Quick ratio
18.58
2024 · 5.05
Debt / equity
0.05
2024 · 0.20
ROE
19.4%
2024 · 17.4%
ROA
18.6%
2024 · 14.5%
Interest coverage
5.55
2024 · 13.26
Debt
€289k
2024 · €1.07M
Debt ≤ 1 year
€269k
2024 · €1.06M
Income taxes
€294k
2024 · €293k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€6.47M€6.62M
Fixed assets21/28€1.11M€1.62M
Tangible fixed assets22/27€330k€331k
Land and buildings22€328k€318k
Plant, machinery and equipment23€663€9k
Furniture and vehicles24€2k€4k
Financial fixed assets28€783k€1.29M
Current assets29/58€5.35M€5.00M
Amounts receivable after more than one year29€1.04M€1.00M
Other amounts receivable291€1.04M€1.00M
Amounts receivable within one year40/41€653k€636k
Trade receivables40€406k€282k
Other amounts receivable41€247k€354k
Current investments50/53€2.63M€1.75M
Cash at bank and in hand54/58€1.02M€1.61M
Deferred charges and accrued income490/1€11k€4k
Equity and liabilities
Total equity and liabilities10/49€6.47M€6.62M
Equity10/15€5.39M€6.33M
Contributions10/11€267k€267k=
Reserves13€5.12M€6.07M
Distributable reserves133€5.12M€6.07M
Amounts payable17/49€1.07M€289k
Amounts payable within one year42/48€1.06M€269k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1.02M€174k
Suppliers440/4€1.02M€174k
Taxes, remuneration and social security45€44k€95k
Taxes450/3€41k€92k
Remuneration and social security454/9€3k€3k=
Accrued charges and deferred income492/3€15k€20k
Income statement Code20242025
Non-recurring operating income76A€905-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€13k
Other operating charges640/8€3k€2k
Non-recurring operating charges66A€233€427
Gross operating margin9900€849k€992k
Operating profit (loss)9901€835k€976k
Financial income75/76B€459k€726k
Recurring financial income75€459k€726k
Financial charges65/66B€64k€178k
Recurring financial charges65€64k€178k
Profit (loss) for the period before taxes9903€1.23M€1.52M
Income taxes67/77€293k€294k
Profit (loss) for the period9904€938k€1.23M
Profit (loss) for the period to be appropriated9905€938k€1.23M
Appropriation of the result
Profit (loss) to be appropriated9906€938k€1.23M
Transfer from equity791/2€230k€287k
Transfer to equity691/2€938k€1.23M
To other reserves6921€938k€1.23M
Profit to be distributed694/7€230k€287k
Return on contributions (dividend)694€230k€287k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
10-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
30-06
Financial Highest result since 2019net €1.23M ▲31.2%
Operating result €976k, net result €1.23M, both a record.
30-06
Financial Liquidity quadruplescurrent ratio 18.58
Current ratio from 5.05 to 18.58; short-term debt falls from €1.06M to €269k.
04-02
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial Equity above €5MEq €5.39M ▲15.1%
6 profitable years in a row build equity to €5.39M.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Liquidity doublescurrent ratio 14.90
Current ratio from 6.69 to 14.90; short-term debt falls from €649k to €294k.
22-02
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
27-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
07-02
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
2019
07-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-02
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2017
22-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oudstrijderslaan 343140 Keerbergen
Ground area
318 m²
Building footprint
159 m²
Volume, LiDAR
1,045 m³
Parcel 24048B0352/00X000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oudstrijderslaan 34, 3140 Keerbergen
NACE 9211301
since 20022.113.352.856
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24048B0352/00X000 Flanders 318 m² 1 · 159 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

1 connected company
Network connections
Ecchomedia
Shared address

Public money · subsidies and aid

Flemish government

2022 to 2023 · 2 entries · 2,772 EUR awarded · 2,772 EUR paid
Year Entries awardedpaid
2023 1 1,386 EUR1,386 EUR
2022 1 1,386 EUR1,386 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 2,772 EUR · 2,772 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

967600ZJ2OEH3B1O3U85
live in the LEI register

Similar companies · same sector, comparable size

Of 2,575 companies in sector 59113 we hold annual accounts for 703. 63 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded02-03-1995
Fiscal year end30-06
Activities, NACEBEL
59113Video and film production, excluding cinema and television films
92113
60100Programming, broadcasting, news agency and other content distribution activities
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
90393Specialised image, lighting and sound technical services
92201
92313
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.