Summary
4m GROUP has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.9m and a net result of €241,297. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 73% of 31896 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €2.9m
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
23 d early
2023
8 d early
2022
20 d early
2021
19 d early
2020
25 d early
2019
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€2.9m▲ 9.1%
2024 · €2.7m
Total assets
€3.7m▲ 11.7%
2024 · €3.4m
Net result
€241,297▼ 20.9%
2024 · €305,190
Working capital
€159,474
2024 · -€53,877
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€158,553▲ 131%€207,843▲ 31.1%€235,504▲ 13.3%€445,841▲ 89.3%€366,394▼ 17.8%
Net result€90,087above the sector's middle half▲ 312%€117,576above the sector's middle half▲ 30.5%€113,553above the sector's middle half▼ 3.4%€305,190above the sector's middle half▲ 169%€241,297above the sector's middle half▼ 20.9%
Equity€2.9mabove the sector's middle half▲ 3.1%€3.0mabove the sector's middle half▲ 4.0%€2.6mabove the sector's middle half▼ 15.7%€2.7mabove the sector's middle half▲ 3.5%€2.9mabove the sector's middle half▲ 9.1%
Total assets€3.7mabove the sector's middle half▼ 2.3%€3.8mabove the sector's middle half▲ 3.4%€3.4mabove the sector's middle half▼ 9.5%€3.4mabove the sector's middle half▼ 1.9%€3.7mabove the sector's middle half▲ 11.7%
Debt€681,367▼ 20.2%€687,293▲ 0.9%€806,138▲ 17.3%€704,020▼ 12.7%€856,699▲ 21.7%
Working capital€292,463▲ 35.2%€383,652▲ 31.2%-€63,387-€53,877▲ 15.0%€159,474
Solvency79.9%above the sector's middle half▲ 4.2pp80.4%above the sector's middle half▲ 0.5pp74.9%within the sector's middle half▼ 5.5pp79.0%within the sector's middle half▲ 4.1pp77.2%within the sector's middle half▼ 1.9pp
Staff (FTE)1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.7m
Fixed assets
€2.9m ▼ 2.8%
Current assets
€878,011 ▲ 118%
Equity and liabilities €3.7m
Equity
€2.9m ▲ 9.1%
Debt
€856,699 ▲ 21.7%
Debt's share of the balance-sheet total rises from 21.0% to 22.8%. Equity and debt are higher.
Key figures and ratios
ROE
8.3%▼
2024 · 11.5%
ROA
6.4%▼
2024 · 9.1%
Debt ≤ 1 year
€718,537▲
2024 · €455,808
Debt > 1 year
€131,866▼
2024 · €247,244
Income taxes
€99,922▼
2024 · €126,673
Staff costs
€194▼
2024 · €37,983
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €97,093 | €25,490 | €33,800 | €139,474 | €16,453 | ▼ 88.2% |
| Remuneration, social security and pensions62 | €32,394 | €34,424 | €39,552 | €37,983 | €194 | ▼ 99.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €84,569 | €82,739 | €92,959 | €92,781 | €92,193 | ▼ 0.6% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | -€51,139 | - | - |
| Other operating charges640/8 | €5,406 | €12,143 | €1,924 | €5,725 | €2,722 | ▼ 52.5% |
| Gross operating margin9900 | €280,922 | €337,149 | €369,939 | €531,192 | €461,503 | ▼ 13.1% |
| Operating profit (loss)9901 | €158,553 | €207,843 | €235,504 | €445,841 | €366,394 | ▼ 17.8% |
| Financial income75/76B | - | - | €6,717 | €2,899 | €9 | ▼ 99.7% |
| Recurring financial income75 | - | - | €6,717 | €2,899 | €9 | ▼ 99.7% |
| Financial charges65/66B | €22,228 | €20,849 | €74,188 | €16,878 | €25,184 | ▲ 49.2% |
| Recurring financial charges65 | €22,228 | €20,849 | €19,805 | €16,878 | €25,184 | ▲ 49.2% |
| Non-recurring financial charges66B | - | - | €54,383 | - | - | - |
| Profit (loss) for the period before taxes9903 | €136,325 | €186,994 | €168,033 | €431,863 | €341,219 | ▼ 21.0% |
| Income taxes67/77 | €46,238 | €69,417 | €54,479 | €126,673 | €99,922 | ▼ 21.1% |
| Profit (loss) for the period9904 | €90,087 | €117,576 | €113,553 | €305,190 | €241,297 | ▼ 20.9% |
| Profit (loss) for the period to be appropriated9905 | €90,087 | €117,576 | €113,553 | €305,190 | €241,297 | ▼ 20.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.7m | €3.8m | €3.4m | €3.4m | €3.7m | ▲ 11.7% |
| Fixed assets21/28 | €3.2m | €3.2m | €3.0m | €3.0m | €2.9m | ▼ 2.8% |
| Tangible fixed assets22/27 | €952,226 | €937,237 | €859,911 | €774,966 | €692,862 | ▼ 10.6% |
| Land and buildings22 | €923,454 | €842,332 | €779,245 | €708,540 | €631,798 | ▼ 10.8% |
| Furniture and vehicles24 | €28,773 | €94,905 | €80,666 | €66,426 | €61,064 | ▼ 8.1% |
| Financial fixed assets28 | €2.2m | €2.2m | €2.2m | €2.2m | €2.2m | = |
| Current assets29/58 | €459,852 | €598,343 | €380,767 | €401,931 | €878,011 | ▲ 118% |
| Amounts receivable after more than one year29 | €157,811 | €390,677 | - | - | - | - |
| Other amounts receivable291 | €157,811 | €390,677 | - | - | - | - |
| Amounts receivable within one year40/41 | €218,183 | €133,924 | €294,698 | €378,467 | €830,025 | ▲ 119% |
| Trade receivables40 | €17,562 | €24,811 | €50,104 | €24,200 | €32,376 | ▲ 33.8% |
| Other amounts receivable41 | €200,621 | €109,113 | €244,594 | €354,267 | €797,650 | ▲ 125% |
| Cash at bank and in hand54/58 | €82,803 | €73,608 | €82,982 | €20,776 | €44,985 | ▲ 117% |
| Deferred charges and accrued income490/1 | €1,055 | €133 | €3,088 | €2,688 | €3,000 | ▲ 11.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.7m | €3.8m | €3.4m | €3.4m | €3.7m | ▲ 11.7% |
| Equity10/15 | €2.9m | €3.0m | €2.6m | €2.7m | €2.9m | ▲ 9.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Revaluation surpluses12 | €322,380 | €293,196 | €266,494 | €242,026 | €219,569 | ▼ 9.3% |
| Reserves13 | €507,837 | €537,021 | €563,723 | €588,191 | €610,648 | ▲ 3.8% |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Tax-exempt reserves132 | €74,585 | €74,585 | €74,585 | €74,585 | €74,585 | = |
| Distributable reserves133 | €431,392 | €462,436 | €489,138 | €513,606 | €536,063 | ▲ 4.4% |
| Profit (loss) carried forward14 | €2.1m | €2.2m | €1.7m | €1.8m | €2.0m | ▲ 13.4% |
| Provisions and deferred taxes16 | €51,139 | €51,139 | €51,139 | - | - | - |
| Provisions for liabilities and charges160/5 | €51,139 | €51,139 | €51,139 | - | - | - |
| Pensions and similar obligations160 | €51,139 | €51,139 | €51,139 | - | - | - |
| Amounts payable17/49 | €681,367 | €687,293 | €806,138 | €704,020 | €856,699 | ▲ 21.7% |
| Amounts payable after more than one year17 | €513,979 | €472,099 | €360,629 | €247,244 | €131,866 | ▼ 46.7% |
| Financial debts170/4 | €513,979 | €472,099 | €360,629 | €247,244 | €131,866 | ▼ 46.7% |
| Amounts payable within one year42/48 | €167,388 | €214,690 | €444,155 | €455,808 | €718,537 | ▲ 57.6% |
| Current portion of amounts payable after more than one year42 | €95,742 | €104,455 | €106,093 | €113,385 | €115,378 | ▲ 1.8% |
| Financial debts43 | - | - | €550 | €47 | €250,000 | ▲ 536,611% |
| Credit institutions430/8 | - | - | €550 | €47 | €250,000 | ▲ 536,611% |
| Trade debts44 | €2,252 | €2,793 | €28,036 | €21,071 | €21,148 | ▲ 0.4% |
| Suppliers440/4 | €2,252 | €2,793 | €28,036 | €21,071 | €21,148 | ▲ 0.4% |
| Taxes, remuneration and social security45 | €67,724 | €68,942 | €270,977 | €282,775 | €293,511 | ▲ 3.8% |
| Taxes450/3 | €63,676 | €63,743 | €266,223 | €282,775 | €293,511 | ▲ 3.8% |
| Remuneration and social security454/9 | €4,048 | €5,199 | €4,753 | - | - | - |
| Other amounts payable47/48 | €1,671 | €38,500 | €38,500 | €38,530 | €38,500 | ▼ 0.1% |
| Accrued charges and deferred income492/3 | - | €504 | €1,354 | €968 | €6,295 | ▲ 551% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €90,087 | €117,576 | €113,553 | €305,190 | €241,297 | ▼ 20.9% |
| + Depreciation and write-downs630 | €84,569 | €82,739 | €92,959 | €92,781 | €92,193 | ▼ 0.6% |
| Operating cash flow (approximation) | €174,657 | €200,316 | €206,513 | €397,971 | €333,490 | ▼ 16.2% |
| Investment in fixed assets (approximation) | - | -€67,751 | €47,067 | -€7,836 | -€10,089 | ▼ 28.7% |
| Change in cash | - | -€9,194 | €9,373 | -€62,206 | €24,209 | ▲ 139% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €21,862 ▼94%
Net result drops to €21,862, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Highest result since 2018net €365,382 ▲707%
Net result €365,382, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.35
Current ratio from 1.14 to 2.35; short-term debt falls from €433,481 to €177,142.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2009
Ground area
4,439 m²
Building footprint
2,064 m²
Volume, LiDAR
15,687 m³
Parcel 63006D0354/00H000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
4M GROUP
since 20092.181.203.762
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63006D0354/00H000 | Wallonia | 4,439 m² | 1 · 2,064 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
5 holdings · 4 subsidiaries in the treeOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 5
-
100%
- S.A. 4m EUROPEsubsidiaryEquity €1.2mResult €183,78584.88%
- SelectColorsubsidiaryEquity €665,805Result €138,81660.06%
-
40%
-
28.73%
All subsidiaries, including indirect ones 4
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
- 4M LUX S.ALU 100%
S.A. 4m EUROPE 84.88%1 subsidiary
- 4m Technics 71.27%
- SelectColor 60.06%
According to the 2025 annual accounts of 4m GROUP and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 16,230 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-08-2009
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0817814720
Registered
27-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.