4LIFT
ActiveThe computed 12-month bankruptcy probability of 4LIFT is 2.3% (moderate). The 2025 annual accounts show equity of €15k and a net result of €3k. Its solvency ranks better than 89% of 27711 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency100▲+4
Growth52
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 6.44 against 3.39 in 2024; short-term debt: 15.5% and cash: 98.4% of total assets), and 15.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.5%
Return on assets
18.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 27.7%
2024 · €12k
2024: €12k
2024 → 2025
Total assets
€18k▲ 6.6%
2024 · €17k
2024: €17k
2024 → 2025
Net result
€3k▼ 66.7%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€15k▲ 27.7%
2024 · €12k
2024: €12k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€12k-€15k▲ 27.7%
Operating result€13k-€5k▼ 65.9%
Net result€10k-€3k▼ 66.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 66% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €18k
Equity
€15k▲ 27.7%
Debt
€3k▼ 43.8%
The debt ratio falls from 29.5% to 15.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
84.5%▲
2024 · 70.5%
Current ratio
6.44▲
2024 · 3.39
Quick ratio
6.44▲
2024 · 3.39
Debt / equity
0.18▼
2024 · 0.42
ROE
21.7%▼
2024 · 83.1%
ROA
18.3%▼
2024 · 58.6%
Debt
€3k▼
2024 · €5k
Debt ≤ 1 year
€3k▼
2024 · €5k
Income taxes
€1k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€17k€18k▲
Current assets29/58€17k€18k▲
Amounts receivable within one year40/41€12k€293▼
Trade receivables40€11k€0▼
Other amounts receivable41€626€293▼
Cash at bank and in hand54/58€5k€18k▲
Equity and liabilities
Total equity and liabilities10/49€17k€18k▲
Equity10/15€12k€15k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€10k€13k▲
Amounts payable17/49€5k€3k▼
Amounts payable within one year42/48€5k€3k▼
Trade debts44€390€369▼
Suppliers440/4€390€369▼
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€3k€1k▼
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Other operating charges640/8-€120
Gross operating margin9900€13k€5k▼
Operating profit (loss)9901€13k€5k▼
Financial charges65/66B€82€96▲
Recurring financial charges65€82€96▲
Profit (loss) for the period before taxes9903€13k€4k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€10k€3k▼
Profit (loss) for the period to be appropriated9905€10k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€13k▲
Profit (loss) brought forward from the previous period14P-€10k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ballaarstraat 782018 AntwerpenGround area
91 m²
Building footprint
83 m²
Volume, LiDAR
859 m³
Parcel 11810K1662/00K003, Flanders · tallest building 14.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
4LIFT
since 20242.354.316.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1662/00K003 | Flanders | 91 m² | 1 · 83 m² | 14.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,047 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2024
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
25110Manufacture of metal structures and parts of structures
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.