4L & CIE
ActiveSummary
The computed 12-month bankruptcy probability of 4L & CIE is 7.1% (elevated). The 2025 annual accounts show equity of €48k and a net result of €46k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record59
Bankruptcy probability, 12 months
7.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 4.9; short-term debt: 20% and cash: 5.4% of total assets), and 20% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
76.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
38 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Financials · fiscal year 2025, abbreviated schema
Turnover
€259k
EBIT margin
22.4%
Net result
€46k
Working capital
€47k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €60k
Fixed assets
€1k
Current assets
€59k
Equity and liabilities €60k
Equity
€48k
Debt
€12k
Debt finances 20.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€58k
Cash flow
€46k
Current ratio
4.90
Debt to equity
0.25
ROE
95.8%
ROA
76.7%
Interest coverage
506.71
Debt ≤ 1 year
€12k
Income taxes
€12k
Annual accounts
| Line | 2025 |
|---|---|
| Turnover70 | €259k |
| Goods, raw materials, services and sundry goods60/61 | €201k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €175 |
| Gross operating margin9900 | €58k |
| Operating profit (loss)9901 | €58k |
| Financial charges65/66B | €115 |
| Recurring financial charges65 | €115 |
| Profit (loss) for the period before taxes9903 | €58k |
| Income taxes67/77 | €12k |
| Profit (loss) for the period9904 | €46k |
| Profit (loss) for the period to be appropriated9905 | €46k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €60k | |
| Fixed assets21/28 | €1k | |
| Tangible fixed assets22/27 | €701 | |
| Furniture and vehicles24 | €701 | |
| Financial fixed assets28 | €569 | |
| Current assets29/58 | €59k | |
| Amounts receivable within one year40/41 | €55k | |
| Trade receivables40 | €54k | |
| Other amounts receivable41 | €2k | |
| Cash at bank and in hand54/58 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €60k | |
| Equity10/15 | €48k | |
| Contributions10/11 | €2k | |
| Capital10 | €2k | |
| Issued capital100 | €2k | |
| Reserves13 | €200 | |
| Non-distributable reserves130/1 | €200 | |
| Legal reserve130 | €200 | |
| Profit (loss) carried forward14 | €46k | |
| Amounts payable17/49 | €12k | |
| Amounts payable within one year42/48 | €12k | |
| Current portion of amounts payable after more than one year42 | €30 | |
| Taxes, remuneration and social security45 | €12k | |
| Taxes450/3 | €12k | |
| Other amounts payable47/48 | €311 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €46k |
| + Depreciation and write-downs630 | €175 |
| Operating cash flow (approximation) | €46k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 38 days late
2025
07-03
KBO administration
UBO non-compliance
event 22-02-2025
SignalNBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2024
Ground area
6,849 m²
Building footprint
1,317 m²
Volume, LiDAR
12,986 m³
Parcel 23015B0162/00A004, Flanders · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
45
companies at this address
See who is registered here
1 establishment unit
4L & CIE
since 20242.362.958.008
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0162/00A004 | Flanders | 6,849 m² | 1 · 1,317 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded26-08-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.