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4KD

Active
Private limited companyfounded 20251 yr activeLegeweg 143, 8020 Oostkamp, BelgiumKBO/BCE: BE 1024.496.083
Summary

The computed 12-month bankruptcy probability of 4KD is 2.1% (moderate). The 2025 annual accounts show equity of €20,143 and a net result of €17,143. Its solvency ranks better than 49% of 18458 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.49; short-term debt: 67% and cash: 67.1% of total assets), and 67% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
33%
Return on assets
28.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

4KD was incorporated on 19 June 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€20,143
Total assets
€61,086
Net result
€17,143
Working capital
€20,143

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €61,086
Equity €20,143
Debt €40,943
Debt finances 67.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€25,918
Cash flow
€20,314
Current ratio
1.49
Debt to equity
2.03
ROE
85.1%
ROA
28.1%
Interest coverage
26.71
Debt ≤ 1 year
€40,943
Income taxes
€4,633
Staff costs
€10,369
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€61,086
Current assets29/58€61,086
Amounts receivable within one year40/41€20,078
Trade receivables40€20,078
Cash at bank and in hand54/58€41,008
Equity and liabilities
Total equity and liabilities10/49€61,086
Equity10/15€20,143
Contributions10/11€3,000
Profit (loss) carried forward14€17,143
Amounts payable17/49€40,943
Amounts payable within one year42/48€40,943
Trade debts44€3,185
Suppliers440/4€3,185
Taxes, remuneration and social security45€16,890
Taxes450/3€12,911
Remuneration and social security454/9€3,979
Other amounts payable47/48€20,868
Income statement Code2025
Remuneration, social security and pensions62€10,369
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,171
Other operating charges640/8€854
Gross operating margin9900€37,141
Operating profit (loss)9901€22,747
Financial charges65/66B€970
Recurring financial charges65€970
Profit (loss) for the period before taxes9903€21,776
Income taxes67/77€4,633
Profit (loss) for the period9904€17,143
Profit (loss) for the period to be appropriated9905€17,143
Appropriation of the result
Profit (loss) to be appropriated9906€17,143

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€10,369
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,171
Other operating charges640/8€854
Gross operating margin9900€37,141
Operating profit (loss)9901€22,747
Financial charges65/66B€970
Recurring financial charges65€970
Profit (loss) for the period before taxes9903€21,776
Income taxes67/77€4,633
Profit (loss) for the period9904€17,143
Profit (loss) for the period to be appropriated9905€17,143
Line2025
Assets
Total assets20/58€61,086
Current assets29/58€61,086
Amounts receivable within one year40/41€20,078
Trade receivables40€20,078
Cash at bank and in hand54/58€41,008
Equity and liabilities
Total equity and liabilities10/49€61,086
Equity10/15€20,143
Contributions10/11€3,000
Profit (loss) carried forward14€17,143
Amounts payable17/49€40,943
Amounts payable within one year42/48€40,943
Trade debts44€3,185
Suppliers440/4€3,185
Taxes, remuneration and social security45€16,890
Taxes450/3€12,911
Remuneration and social security454/9€3,979
Other amounts payable47/48€20,868
Line2025
Profit (loss) for the period9904€17,143
+ Depreciation and write-downs630€3,171
Operating cash flow (approximation)€20,314

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 3 establishment units since 2025
seat establishment All 3 establishment units on the map
Ground area
5.5 ha
Building footprint
1.7 ha
Volume, LiDAR
96,884 m³
4 parcels, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
3 establishment units
4KD
Kortrijksestraat 65, 8020 OostkampAgents in the wholesale of textiles, clothing, fur, footwear and leather goods
since 20252.374.865.054
Chaussea Brugge
Veemarktstraat 3, 8000 BruggeAgents in the wholesale of textiles, clothing, fur, footwear and leather goods
since 20262.385.927.014
Chaussea
Fonteinestraat 47, 8700 TieltAgents in the wholesale of textiles, clothing, fur, footwear and leather goods
since 20262.393.009.103
4 parcels
Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31808K0698/00L002 Flanders 2.7 ha 1 · 7,121 m² 9.5 m · 2 fl.
37015A0957/00E000 Flanders 2.0 ha 1 · 7,012 m² 11.5 m · 2 fl.
31022I0631/00F006 Flanders 6,758 m² 1 · 2,969 m² 6.5 m · 2 fl.
31022A0130/00N000 Flanders 1,450 m² 1 · 128 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Dual-learning approval

6 live approvals
Onthaal, organisatie en sales duaal (so)
Goedgekeurd · 2025 to 2030
Onthaal, organisatie en sales duaal (so)
Goedgekeurd · 2026 to 2031
Winkelmedewerker (vwo)
Goedgekeurd · 2025 to 2030
Winkelmedewerker (vwo)
Goedgekeurd · 2026 to 2031
Winkelmedewerker duaal (so)
Goedgekeurd · 2025 to 2030
Winkelmedewerker duaal (so)
Goedgekeurd · 2026 to 2031

Similar companies · same sector, comparable size

Of 1,034 companies in sector 47721 we hold annual accounts for 582. 331 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
47721Retail sale of footwear
46190Agents in non-specialised wholesale trade
70100Activities of head offices

Scores and ratios are computed by Checked and are not a credit decision.