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4IT Consulting

Active
Public limited companyfounded 199233 yrs activePuursesteenweg(BOR) 327, 2880 Bornem, BelgiumKBO/BCE: BE 0448.896.697

4IT Consulting has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €681k and a net result of €14k. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 1024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
78 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-5
Solvency89▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.88 against 3.5 in 2024; short-term debt: 35.8% and cash: 7.9% of total assets), and 35.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.2%
Return on assets
1.4%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
26 d late
2023
19 d late
2022
25 d late
2021
11 d early
2020
8 d early
2019
8 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€681k▲ 2.2%
2024 · €667k
2018: €162k 2019: €270k 2020: €324k 2021: €548k 2022: €602k 2023: €623k 2024: €667k
2018 → 2025
Total assets
€1.06M▲ 14.2%
2024 · €930k
2018: €378k 2019: €742k 2020: €622k 2021: €913k 2022: €937k 2023: €1.01M 2024: €930k
2018 → 2025
Net result
€14k▼ 66.9%
2024 · €44k
2018: €77k 2019: €108k 2020: €54k 2021: €223k 2022: €54k 2023: €21k 2024: €44k
2018 → 2025
Working capital
€336k▼ 48.9%
2024 · €656k
2018: €142k 2019: €229k 2020: €257k 2021: €495k 2022: €563k 2023: €598k 2024: €656k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€548k-€602k▲ 9.9%€623k▲ 3.6%€667k▲ 7.0%€681k▲ 2.2%
Operating result€236k-€48k▼ 79.6%€112k▲ 132%€87k▼ 22.0%€86k▼ 1.2%
Net result€223k-€54k▼ 75.7%€21k▼ 60.5%€44k▲ 103%€14k▼ 66.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €236k€236kNet result 2021: €223k€223kOperating result 2022: €48k€48kNet result 2022: €54k€54kOperating result 2023: €112k€112kNet result 2023: €21k€21kOperating result 2024: €87k€87kNet result 2024: €44k€44kOperating result 2025: €86k€86kNet result 2025: €14k€14k20212022202320242025
The operating result has fallen two years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets €346k▲ 3,120%
Current assets €716k▼ 22.1%
Equity and liabilities €1.06M
Equity €681k▲ 2.2%
Debt €380k▲ 44.6%
The debt ratio rises from 28.3% to 35.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€101k
2024 · €101k
Cash flow
€30k
2024 · €58k
Solvency
64.2%
2024 · 71.7%
Current ratio
1.88
2024 · 3.50
Quick ratio
1.88
2024 · 3.50
Debt / equity
0.56
2024 · 0.39
ROE
2.1%
2024 · 6.5%
ROA
1.4%
2024 · 4.7%
Interest coverage
161.73
2024 · 93.01
Debt
€380k
2024 · €263k
Debt ≤ 1 year
€380k
2024 · €263k
Income taxes
€76k
2024 · €51k
Staff costs
€1.07M
2024 · €1.09M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€930k€1.06M
Fixed assets21/28€11k€346k
Intangible fixed assets21-€346k
Tangible fixed assets22/27€11k€0
Land and buildings22€11k€0
Current assets29/58€919k€716k
Amounts receivable within one year40/41€532k€631k
Trade receivables40€496k€631k
Other amounts receivable41€37k€0
Cash at bank and in hand54/58€386k€84k
Equity and liabilities
Total equity and liabilities10/49€930k€1.06M
Equity10/15€667k€681k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€100k€100k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€94k€94k=
Profit (loss) carried forward14€504k€519k
Amounts payable17/49€263k€380k
Amounts payable within one year42/48€263k€380k
Trade debts44€156k€232k
Suppliers440/4€156k€232k
Taxes, remuneration and social security45€107k€148k
Taxes450/3€4k€3k
Remuneration and social security454/9€103k€145k
Income statement Code20242025
Remuneration, social security and pensions62€1.09M€1.07M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k
Other operating charges640/8€1k€1k
Gross operating margin9900€1.19M€1.18M
Operating profit (loss)9901€87k€86k
Financial income75/76B€8k€5k
Recurring financial income75€8k€5k
Financial charges65/66B€1k€627
Recurring financial charges65€1k€627
Profit (loss) for the period before taxes9903€94k€91k
Income taxes67/77€51k€76k
Profit (loss) for the period9904€44k€14k
Profit (loss) for the period to be appropriated9905€44k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€504k€519k
Profit (loss) brought forward from the previous period14P€461k€504k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial Weakest financial yearnet €14k ▼66.9%
Net result drops to €14k, the lowest in the series.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
19-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
25-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €223k ▲312%
Operating result €236k, net result €223k, both a record.
31-12
Financial Equity above €500kEq €548k ▲68.8%
4 profitable years in a row build equity to €548k.
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Equity above €200kEq €270k ▲66.5%
2 profitable years in a row build equity to €270k.
26-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
17-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 1992
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Puursesteenweg(BOR) 3272880 Bornem
Ground area
2.4 ha
Building footprint
1.4 ha
Volume, LiDAR
37,018 m³
2 parcels, Flanders · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vosselarestraat 73, 9850 Deinze
NACE 3001001
since 19922.060.178.149
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12007C0257/00M000 Flanders 1.2 ha 1 · 6,965 m² -
44030C0214/00N000 Flanders 1.2 ha 1 · 6,664 m² 16.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 5,495 EUR awarded · 5,495 EUR paid
Year Entries awardedpaid
2025 1 1,022 EUR1,022 EUR
2024 1 511 EUR511 EUR
2023 1 682 EUR682 EUR
2022 1 3,280 EUR3,280 EUR
Schemes
Vlaams opleidingsverlof (VOV)
4 entries · 5,495 EUR · 5,495 EUR paid · Departement Werk en Sociale Economie

Similar companies · same sector, comparable size

Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 10,568 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded17-12-1992
Fiscal year end31-12
Activities, NACEBEL
52740
62020IT consultancy
62200Computer consultancy and computer facilities management
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.