4FP

Active

Private limited companyfounded 2015active for 11 yearsReinpadstraat 198, 3600 Genk, BelgiumKBO/BCE: BE 0631.691.318

Summary

The computed 12-month bankruptcy probability of 4FP is 2.0% (moderate). The 2026 annual accounts show equity of €45,190 and a net result of -€25,061. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 34% of 518 sector peers (NACE 47, financial year 2026). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

4FPActiveChecked score 52/100

Risk analysis Report Compare

Activity

Non-specialised retail sale with food, beverages or tobacco predominating

NACE 47110Event catering NACE 56210

1 site

Size

≈ €1.6mturnover 2026, estimated

Staff: 1.1 FTE
Equity: €45,190
Loss: -€25,061

Turnover estimated from the gross margin

Financial health

52 Fair Checked score 2026

Bankruptcy probabilitywithin 12 months: 2.0%

Structure

BRUNO LucaDirector
BRUNO NoëDirector
RIGALI LivioDirector

2026 accounts 24 days early2 of 7 deeds summarised

Why 52raises riskLoss of €25,061, the second in a row (financial year 2026)1 change of registered office in 24 monthsSector: Retail trade (NACE 47)lowers riskSize: total assets €217,314Show the evidence

Checked score

Score 2026

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 19% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Weak

Solvency 46-54

equity 20.8% of total assets

Liquidity 9-79

short-term debt 79.2% · cash 1.6%

Profitability 4+4

return on assets -11.5%

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,259 companies, NACE 47, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.4%▲ +0.2 percentage points vs 06-2025 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▼ -0.1 percentage points vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 0.7%▲ +0.2 percentage points vs 10-2025 12-2025: 0.6%▼ -0.1 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.1 percentage points vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 2.0%▲ +1.2 percentage points vs 09-2026highest value

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.13, compared with 3.02 in 2025, below the usual 1.5; short-term debt: 79.2% and cash: 1.6% of total assets), and 79.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 37% on solvency, 10% on liquidity, 15% on profitability and 14% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Loss of €25,061, the second in a row (financial year 2026)

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Sector: Retail trade (NACE 47)

KBO

Size: total assets €217,314

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2026

Net result per financial year

1920212223242526

2019 to 2026 · latest year -€25,061

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-10-2026, 24 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

24 days early

2025

30 days early

2024

17 days early

2023

21 days early

2022

28 days early

2021

33 days early

2020

29 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 7 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-03-2027 year end31-10-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

07-10-2026 Annual accounts filedfinancial year 2026 · micro…
31-03-2026 Weakest financial yearnet -€25,061
01-10-2025 Annual accounts filedfinancial year 2025 · micro…

Key points

Caution: Staff fell in 2026from 4.1 FTE to 1.1 FTE ▼ 73.2% View
Caution: Among the weakest 11% on net resultsector median €7,166 · 517 companies -€25,061 View
Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
Caution: 2 loss-making years in a rowloss financial year 2026 -€25,061 View

By topic

Financials

Financial year: 2026
Total assets: €217,314
Loss: -€25,061
Solvency: 20.8%

Total assets▲ 151%

Net result

20192026

Go to Financials

Board & ownership

Board: 3 members

BRUNO LucaDirector
BRUNO NoëDirector
RIGALI LivioDirector

Go to Board & ownership

Timeline

Events: 16
Since: 2017
Next accounts: by 31-10-2027

11-06-2025Registered office
14-10-2024Annual accounts filed
31-03-2024Equity above €100,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded: 02-06-2015
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 35

Annual meeting: Last Friday of September
Purpose: “Het verlenen van adviezen van algemeen management van…” (deed in Dutch)

Go to Articles of association

Key facts about 4FP

What is the company number of 4FP?: 0631.691.318. In Belgium the VAT number is the company number with BE in front: BE 0631.691.318.
Where is 4FP based?: The registered office is at Reinpadstraat 198, 3600 Genk.Company details
What does 4FP do?: According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of 4FP?: Private limited company (BV).
When was 4FP founded?: On 02-06-2015.
Is 4FP still active?: Yes, 4FP is an active enterprise in the KBO register.
How many employees does 4FP have?: On average 1.1 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of 4FP?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is 4FP profitable?: In financial year 2026, 4FP made a loss of €25,061.
Where can I find the annual accounts of 4FP?: 4FP filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of 4FP due?: By 31-10-2027, for financial year 2027.Timeline