4FP
Active4FP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €-22k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 88% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 2.24 in 2024), and 18.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.2%
Return on assets
-25.7%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 01-10-2025, 30 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
30 d early
2024
17 d early
2023
21 d early
2022
28 d early
2021
33 d early
2020
29 d early
2019
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▼ 46.6%
2024 · €131k
2019: €28k
2020: €34k
2021: €41k
2022: €32k
2023: €91k
2024: €131k
2019 → 2025
Total assets
€87k▼ 55.8%
2024 · €196k
2019: €132k
2020: €105k
2021: €63k
2022: €40k
2023: €255k
2024: €196k
2019 → 2025
Net result
€-22k
2024 · €40k
2019: €12k
2020: €5k
2021: €7k
2022: €-9k
2023: €102k
2024: €40k
2019 → 2025
Working capital
€33k▼ 58.9%
2024 · €80k
2019: €24k
2020: €22k
2021: €51k
2022: €29k
2023: €32k
2024: €80k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€32k▼ 22.5%€91k▲ 186%€131k▲ 44.4%€70k▼ 46.6%
Operating result€-1k-€-9k▼ 711%€124k€57k▼ 54.3%€-22k
Net result€7k-€-9k€102k€40k▼ 60.4%€-22k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €22k after €57k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€37k▼ 27.4%
Current assets
€49k▼ 66.0%
Equity and liabilities €87k
Equity
€70k▼ 46.6%
Debt
€16k▼ 74.8%
The debt ratio falls from 32.9% to 18.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-8k▼
2024 · €71k
Cash flow
€-8k▼
2024 · €54k
Solvency
81.2%▲
2024 · 67.1%
Current ratio
3.02▲
2024 · 2.24
Quick ratio
3.02▲
2024 · 2.24
Debt / equity
0.23▼
2024 · 0.49
ROE
-31.6%▼
2024 · 30.8%
ROA
-25.7%▼
2024 · 20.6%
Interest coverage
-34.15▼
2024 · 640.00
Debt
€16k▼
2024 · €64k
Debt ≤ 1 year
€16k▼
2024 · €64k
Income taxes
€0▼
2024 · €16k
Staff costs
€234k▲
2024 · €211k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€196k€87k▼
Fixed assets21/28€52k€37k▼
Tangible fixed assets22/27€52k€37k▼
Plant, machinery and equipment23€25k€18k▼
Furniture and vehicles24€26k€20k▼
Current assets29/58€144k€49k▼
Amounts receivable within one year40/41€70k€19k▼
Trade receivables40€47k€3k▼
Other amounts receivable41€24k€16k▼
Cash at bank and in hand54/58€74k€30k▼
Equity and liabilities
Total equity and liabilities10/49€196k€87k▼
Equity10/15€131k€70k▼
Contributions10/11€10k€10k=
Reserves13€121k€60k▼
Distributable reserves133€121k€60k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€64k€16k▼
Amounts payable within one year42/48€64k€16k▼
Trade debts44€35k€1k▼
Suppliers440/4€35k€1k▼
Advances received on contracts in progress46-€8k
Taxes, remuneration and social security45€29k€7k▼
Taxes450/3€18k€0▼
Remuneration and social security454/9€11k€7k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€211k€234k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€1k€954▼
Gross operating margin9900€283k€226k▼
Operating profit (loss)9901€57k€-22k▼
Financial income75/76B€21€444▲
Recurring financial income75€21€444▲
Financial charges65/66B€111€242▲
Recurring financial charges65€111€242▲
Profit (loss) for the period before taxes9903€57k€-22k▼
Income taxes67/77€16k€0▼
Profit (loss) for the period9904€40k€-22k▼
Profit (loss) for the period to be appropriated9905€40k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€-22k▼
Transfer from equity791/2-€61k
Transfer to equity691/2€40k€0▼
To other reserves6921€40k€0▼
Profit to be distributed694/7€0€39k▲
Return on contributions (dividend)694€0€39k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-22k ▼155%
Net result drops to €-22k, the lowest in the series.
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100kEq €131k ▲44.4%
2 profitable years in a row build equity to €131k.
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €102k
Net result €102k after one loss-making year.
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Liquidity times 6current ratio 7.42
Current ratio from 1.31 to 7.42; short-term debt falls from €72k to €8k.
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2022
This board is reconstructed from a single act (22388179). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
BRUNO Luca
CurrentDirector · since 28-12-2022
BRUNO Noë
CurrentDirector · since 28-12-2022
RIGALI Livio
CurrentDirector · since 28-12-2022
28-12-2022
BRUNO Luca: Resigned as Director
28-12-2022
BRUNO Luca: Appointed as Director
28-12-2022
BRUNO Noë: Resigned as Director
28-12-2022
BRUNO Noë: Appointed as Director
28-12-2022
RIGALI Livio: Resigned as Director
28-12-2022
RIGALI Livio: Appointed as Director
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reinpadstraat 1983600 GenkGround area
5,448 m²
Building footprint
1,151 m²
Volume, LiDAR
9,345 m³
2 parcels, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
4FP
since 20152.242.639.703
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73056B0008/00D002 | Flanders | 3,880 m² | 1 · 918 m² | 11.0 m · 3 fl. |
| 71303B0682/00C000 | Flanders | 1,568 m² | 1 · 233 m² | 11.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBilzen-Hoeselt2.242.639.703
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BRICS TRADE
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Parihar
BE 0696.664.490
Tessenderlo-Ham · Eq €70k
DIVA LVB
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Torhout · Eq €70k
Of 10,411 companies in sector 47110 we hold annual accounts for 5,787. 4,616 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-06-2015
Fiscal year end31-03
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
56210Event catering
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bruno.noe@groupbruno.be
Phone:0472/704863