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4FIN

Active Risk: not assessed
Private limited companyfounded 2018active for 8 yearsBeekstraat(Z) 17A, 8550 Zwevegem, BelgiumKBO/BCE: BE 0702.759.159

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

4FIN is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €41,942 and a net result of €8,989. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 95% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

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4FINActive
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Overview

Official details

KBO
Status
Active since 03-09-2018 Normal situation
Activity
Agents and brokers in banking services NACE 66191
Establishment unit
2.279.126.054 8550 Zwevegem, since 10-09-2018
Financial year end
31 December
Peppol
Reachable since 11-04-2025
Company details

Board and ownership

Board
  • BMJB bvDirector
  • GDMB bvDirector
  • IDHE bvDirector
Shareholders
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€8,989
▼ 93.2%
Equity
€41,942
▼ 77.1%
Total assets
€42,386
▼ 81.1%
Filed on 20-03-2026, 133 days before the deadlinePDF
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
133 days early
2024
106 days early
2023
48 days early
2022
108 days early
2021
103 days early
2020
59 days early
2019
87 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 92 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €131,429 to €8,989 ▼ 93.2% View
  • Positive: Higher solvency than 95% of companies in auxiliary financial servicessector median 50.1% · 3,049 companies 99.0% View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • Positive: 7 profitable years in a rowprofit 2025: €8,989 7 years View

Comparable companies

These companies have the same main activity as 4FIN: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €50,000 and €78,900, founded between 2012 and 2022.

CompanyTotal assetsGross margin
4FIN Zwevegem€42,386€11,963
DynaCap Sint-Pieters-Woluwe€51,804€15,729
BLV CONSULTING Namur€50,007€21,519
WINCH M Fexhe-le-Haut-Clocher€78,856€13,475
AZIMUT INCLUSIVE FINANCE Sint-Pieters-Woluwe€68,998€20,063
Private Finance Brussel€54,273€23,508
JSP CONSEILS Blégny€72,131€26,253
Full comparison

Documents

Annual accounts at the NBB

All 7 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about 4FIN
What is the company number of 4FIN?
The company number of 4FIN is 0702.759.159. The VAT number is the same number with BE in front: BE 0702.759.159.
Where is 4FIN based?
The registered office is at Beekstraat(Z) 17A, 8550 Zwevegem.Company details
What does 4FIN do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of 4FIN?
The legal form of 4FIN is Private limited company (BV).
When was 4FIN founded?
4FIN was founded on 03-09-2018.
Is 4FIN still active?
Yes, 4FIN is an active enterprise in the KBO register.
How many employees does 4FIN have?
4FIN had an average of 6.9 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of 4FIN?
The turnover in financial year 2025 is ≈ €92,000. This figure is estimated from the gross margin of €11,963 and 6,330 comparable companies of the same size. It probably lies between €42,000 and €220,000. It is a rough estimate.
Is 4FIN profitable?
In financial year 2025, 4FIN made a profit of €8,989.
Where can I find the annual accounts of 4FIN?
4FIN filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of 4FIN due?
4FIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

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