Skip to content

4FabCo

Active Risk: not assessed
Private limited companyfounded 201114 yrs activeLoofstraat(Kor) 80, 8500 Kortrijk, BelgiumKBO/BCE: BE 0841.531.814
Summary

4FabCo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.5m and a net result of €676,781. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 78% of 5593 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €1.5m
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
57 d early
2023
2 d early
2022
43 d early
2021
3 d early
2020
41 d early
2019
65 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 23 December (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

4FabCo was incorporated on 23 November 2011.1 Total assets rose from EUR 1.3 million in 2019 to EUR 1.9 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€1.5m▲ 79.5%
2024 · €851,764
Net result
€676,781▲ 1,213%
2024 · €51,562
Total assets
€1.9m▲ 68.4%
2024 · €1.1m
Solvency
82.6%▲ 5.1pp
2024 · 77.5%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,980▼ 49.5%-€7,792▼ 95.8%-€3,049▲ 60.9%-€3,368▼ 10.5%-€6,616▼ 96.5%
Net result-€4,127below the sector's middle half€129,271within the sector's middle half-€3,244below the sector's middle half€51,562within the sector's middle half€676,781above the sector's middle half▲ 1,213%
Equity€1.4mwithin the sector's middle half▼ 0.3%€803,446within the sector's middle half▼ 43.6%€800,202within the sector's middle half▼ 0.4%€851,764within the sector's middle half▲ 6.4%€1.5mwithin the sector's middle half▲ 79.5%
Total assets€1.4mwithin the sector's middle half▼ 1.6%€1.2mwithin the sector's middle half▼ 19.4%€1.1mwithin the sector's middle half▼ 4.5%€1.1mwithin the sector's middle half▼ 0.3%€1.9mwithin the sector's middle half▲ 68.4%
Debt€7,344▼ 71.6%€350,021▲ 4,666%€301,899▼ 13.7%€246,779▼ 18.3%€321,731▲ 30.4%
Working capital€349,997above the sector's middle half▼ 1.2%-€270,719below the sector's middle half-€274,408below the sector's middle half▼ 1.4%-€222,797below the sector's middle half▲ 18.8%€441,404above the sector's middle half
Solvency99.5%above the sector's middle half▲ 1.3pp69.7%within the sector's middle half▼ 29.8pp72.6%within the sector's middle half▲ 3.0pp77.5%within the sector's middle half▲ 4.9pp82.6%above the sector's middle half▲ 5.1pp
Current ratio55.51above the sector's middle half▲ 40.300.22below the sector's middle half▼ 55.290.09below the sector's middle half▼ 0.130.10below the sector's middle half▲ 0.012.37within the sector's middle half▲ 2.28
Return on assets (ROA)-0.3%below the sector's middle half▼ 12.5pp11.2%within the sector's middle half▲ 11.5pp-0.3%below the sector's middle half▼ 11.5pp4.7%within the sector's middle half▲ 5.0pp36.6%above the sector's middle half▲ 31.9pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000€600,000Operating result 2021: -€3,980-€3,980Net result 2021: -€4,127-€4,127Operating result 2022: -€7,792-€7,792Net result 2022: €129,271€129,271Operating result 2023: -€3,049-€3,049Net result 2023: -€3,244-€3,244Operating result 2024: -€3,368-€3,368Net result 2024: €51,562€51,562Operating result 2025: -€6,616-€6,616Net result 2025: €676,781€676,78120212022202320242025-€200,000€0€200,000€400,000€600,000Operating result 2023: -€3,049-€3,050Net result 2023: -€3,244-€3,240Operating result 2024: -€3,368-€3,370Net result 2024: €51,562€51,600Operating result 2025: -€6,616-€6,620Net result 2025: €676,781€677,000202320242025
The operating result stays negative: a loss of €6,616 in 2025 against €3,368 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets €1.1m ▲ 1.2%
Current assets €762,576 ▲ 3,153%
Equity and liabilities €1.9m
Equity €1.5m ▲ 79.5%
Debt €321,731 ▲ 30.4%
Debt's share of the balance-sheet total falls from 22.5% to 17.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
44.3%▲
2024 · 6.1%
Debt ≤ 1 year
€321,172▲
2024 · €246,241
Income taxes
€67,678▲
2024 · €4,832
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.1m€1.9m▲
Fixed assets21/28€1.1m€1.1m▲
Financial fixed assets28€1.1m€1.1m▲
Current assets29/58€23,444€762,576▲
Amounts receivable within one year40/41-€751,250
Other amounts receivable41-€751,250
Cash at bank and in hand54/58€23,444€11,326▼
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.9m▲
Equity10/15€851,764€1.5m▲
Contributions10/11€340,000€340,000=
Reserves13€511,764€1.2m▲
Distributable reserves133€511,764€1.2m▲
Profit (loss) carried forward14€0-
Amounts payable17/49€246,779€321,731▲
Amounts payable within one year42/48€246,241€321,172▲
Taxes, remuneration and social security45€4,832€67,678▲
Taxes450/3€4,832€67,678▲
Other amounts payable47/48€241,409€253,494▲
Accrued charges and deferred income492/3€538€559▲
Income statement Code20242025
Other operating charges640/8€1,124€1,114▼
Gross operating margin9900-€2,244-€5,503▼
Operating profit (loss)9901-€3,368-€6,616▼
Financial income75/76B€59,915€751,250▲
Recurring financial income75€59,915€751,250▲
Financial charges65/66B€153€175▲
Recurring financial charges65€153€175▲
Profit (loss) for the period before taxes9903€56,394€744,459▲
Income taxes67/77€4,832€67,678▲
Profit (loss) for the period9904€51,562€676,781▲
Profit (loss) for the period to be appropriated9905€51,562€676,781▲
Appropriation of the result
Profit (loss) to be appropriated9906€48,319€676,781▲
Profit (loss) brought forward from the previous period14P-€3,244€0▲
Transfer to equity691/2€48,319€676,781▲
To other reserves6921€48,319€676,781▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8-€979€547€1,124€1,114▼ 0.9%
Gross operating margin9900-€3,002-€6,813-€2,502-€2,244-€5,503▼ 145%
Operating profit (loss)9901-€3,980-€7,792-€3,049-€3,368-€6,616▼ 96.5%
Financial income75/76B-€150,000€0€59,915€751,250▲ 1,154%
Recurring financial income75€0€150,000€0€59,915€751,250▲ 1,154%
Financial charges65/66B-€422€195€153€175▲ 13.9%
Recurring financial charges65€147€422€195€153€175▲ 13.9%
Profit (loss) for the period before taxes9903-€4,127€141,786-€3,244€56,394€744,459▲ 1,220%
Income taxes67/77€0€12,514€0€4,832€67,678▲ 1,301%
Profit (loss) for the period9904-€4,127€129,271-€3,244€51,562€676,781▲ 1,213%
Profit (loss) for the period to be appropriated9905-€4,127€129,271-€3,244€51,562€676,781▲ 1,213%
Line20212022202320242025Change
Assets
Total assets20/58€1.4m€1.2m€1.1m€1.1m€1.9m▲ 68.4%
Fixed assets21/28€1.1m€1.1m€1.1m€1.1m€1.1m▲ 1.2%
Financial fixed assets28€1.1m€1.1m€1.1m€1.1m€1.1m▲ 1.2%
Current assets29/58€356,418€78,367€27,001€23,444€762,576▲ 3,153%
Amounts receivable within one year40/41€0---€751,250-
Other amounts receivable41----€751,250-
Cash at bank and in hand54/58€356,418€78,367€27,001€23,444€11,326▼ 51.7%
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.2m€1.1m€1.1m€1.9m▲ 68.4%
Equity10/15€1.4m€803,446€800,202€851,764€1.5m▲ 79.5%
Contributions10/11-€340,000€340,000€340,000€340,000=
Reserves13€338,301€463,446€463,446€511,764€1.2m▲ 132%
Distributable reserves133-€463,446€463,446€511,764€1.2m▲ 132%
Profit (loss) carried forward14-€4,127€0-€3,244€0--
Amounts payable17/49€7,344€350,021€301,899€246,779€321,731▲ 30.4%
Amounts payable within one year42/48€6,421€349,085€301,409€246,241€321,172▲ 30.4%
Taxes, remuneration and social security45-€12,514€0€4,832€67,678▲ 1,301%
Taxes450/3-€12,514€0€4,832€67,678▲ 1,301%
Other amounts payable47/48-€336,571€301,409€241,409€253,494▲ 5.0%
Accrued charges and deferred income492/3-€936€490€538€559▲ 3.8%
Line20212022202320242025Change
Profit (loss) for the period9904-€4,127€129,271-€3,244€51,562€676,781▲ 1,213%
Operating cash flow (approximation)-€4,127€129,271-€3,244€51,562€676,781▲ 1,213%
Investment in fixed assets (approximation)-€0€0€0-€12,600-
Change in cash--€278,051-€51,366-€3,557-€12,117▼ 241%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
23-12
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial Highest result since 2019net €676,781 ▲1,213%
Net result €676,781, the highest in the series.
30-06
Financial Liquidity times 25current ratio 2.37
Current ratio from 0.10 to 2.37.
30-06
Financial Equity above €1mEq €1.5m ▲79.5%
2 profitable years in a row build equity to €1.5m.
2024
05-12
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial Back to profitnet €51,562
Net result €51,562 after one loss-making year.
29-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
19-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial Back to profitnet €129,271
Net result €129,271 after one loss-making year.
28-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial Weakest financial yearnet -€4,127
Net result drops to -€4,127, the lowest in the series; recovery starts the following year.
30-06
Financial Liquidity quadruplescurrent ratio 55.51
Current ratio from 15.21 to 55.51; short-term debt falls from €24,929 to €6,421.
Show earlier events
2020
21-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
27-11
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
22-11
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
12-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
1,378 m²
Building footprint
236 m²
Volume, LiDAR
1,507 m³
Parcel 34022E0197/00X002, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
4FabCo
Loofstraat(Kor) 80, 8500 KortrijkHoldings
since 20112.373.908.615
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34022E0197/00X002 Flanders 1,378 m² 1 · 236 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

3 holdings

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 3

According to the annual accounts to 30-06-2025 of 4FabCo and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 11,719 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-11-2011
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.