4D Projects is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €157k and a net result of €9k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 34% of 5523 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-10-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
5 d early
2023
28 d early
2022
6 d early
2021
25 d late
2020
7 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€157k▲ 6.0%
2024 · €148k
2019: €110k
2020: €131k
2021: €136k
2022: €143k
2023: €145k
2024: €148k
2019 → 2025
Net result
€9k▲ 181%
2024 · €3k
2019: €-271
2020: €890
2021: €5k
2022: €7k
2023: €2k
2024: €3k
2019 → 2025
Total assets
€465k▲ 4.2%
2024 · €446k
2019: €522k
2020: €535k
2021: €482k
2022: €484k
2023: €463k
2024: €446k
2019 → 2025
Solvency
33.7%▲ 0.6pp
2024 · 33.2%
2019: 21.1%
2020: 24.5%
2021: 28.3%
2022: 29.5%
2023: 31.3%
2024: 33.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€136k-€143k▲ 4.9%€145k▲ 1.4%€148k▲ 2.2%€157k▲ 6.0%
Operating result€13k-€17k▲ 27.9%€11k▼ 35.2%€9k▼ 12.3%€18k▲ 89.7%
Net result€5k-€7k▲ 26.6%€2k▼ 69.1%€3k▲ 53.5%€9k▲ 181%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 90% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €465k
Fixed assets
€361k▼ 5.4%
Current assets
€105k▲ 60.6%
Equity and liabilities €465k
Equity
€157k▲ 6.0%
Debt
€308k▲ 3.3%
The debt ratio falls from 66.8% to 66.3%. Equity and debt are higher.
Key figures and ratios
Solvency
33.7%▲
2024 · 33.2%
ROE
5.7%▲
2024 · 2.1%
ROA
1.9%▲
2024 · 0.7%
Debt
€308k▲
2024 · €298k
Debt ≤ 1 year
€72k▲
2024 · €47k
Debt > 1 year
€227k▼
2024 · €251k
Income taxes
€4k▲
2024 · €300
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€446k€465k▲
Fixed assets21/28€381k€361k▼
Tangible fixed assets22/27€381k€360k▼
Land and buildings22€375k€357k▼
Plant, machinery and equipment23€5k€2k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€255€255=
Current assets29/58€65k€105k▲
Amounts receivable within one year40/41€53k€80k▲
Trade receivables40€18k€20k▲
Other amounts receivable41€35k€60k▲
Cash at bank and in hand54/58€12k€25k▲
Equity and liabilities
Total equity and liabilities10/49€446k€465k▲
Equity10/15€148k€157k▲
Contributions10/11€50k€50k=
Reserves13€39k€39k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132€34k€34k=
Profit (loss) carried forward14€59k€68k▲
Amounts payable17/49€298k€308k▲
Amounts payable after more than one year17€251k€227k▼
Financial debts170/4€251k€227k▼
Amounts payable within one year42/48€47k€72k▲
Current portion of amounts payable after more than one year42€24k€24k▲
Trade debts44€21k€40k▲
Suppliers440/4€21k€40k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Accrued charges and deferred income492/3-€10k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€32k€40k▲
Operating profit (loss)9901€9k€18k▲
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€3k€12k▲
Income taxes67/77€300€4k▲
Profit (loss) for the period9904€3k€9k▲
Profit (loss) for the period to be appropriated9905€3k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€68k▲
Profit (loss) brought forward from the previous period14P€56k€59k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €9k ▲181%
Operating result €18k, net result €9k, both a record.
31-03
Financial
Equity above €150kEq €157k ▲6%
6 profitable years in a row build equity to €157k.
2024
26-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2020
24-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Back to profitnet €890
Net result €890 after one loss-making year.
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogkamerstraat 2139140 TemseGround area
1,172 m²
Building footprint
381 m²
Volume, LiDAR
610 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KRIDENA
since 20112.201.250.001
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0793/00M002 | Flanders | 739 m² | 1 · 270 m² | 8.6 m |
| 46444D0372/00Z000 | Flanders | 433 m² | 1 · 111 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,087 EUR awarded · 1,087 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,087 EUR | 1,087 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Similar companies · same sector, comparable size
PHILOMEL
BE 0768.810.716
Affligem · Eq €157k
Société de participation notariale Sylvie WAUTERS de BESTERFELD
BE 0627.825.669
Mons · Eq €157k
BeSooner
BE 0635.772.741
Heuvelland · Eq €157k
ME Consulting
BE 0761.959.348
Aartselaar · Eq €157k
MALLIXX
BE 0680.399.867
Zulte · Eq €157k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2011
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.4dprojects.be
E-mail:info@4dprojects.be