4D Projection
ActiveSummary
4D Projection has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency44▼-17
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.95 against 1.57 in 2024; short-term debt: 80.5% and cash: 76.8% of total assets), and 80.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
47%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
150 d early
2024
149 d early
2023
63 d early
2022
125 d early
2021
139 d late
2020
503 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 70.5%
2024 · €65k
2018: €29k
2019: €80k
2020: €132k
2021: €153k
2022: €165k
2023: €110k
2024: €65k
2018 → 2025
Total assets
€99k▼ 44.7%
2024 · €179k
2018: €35k
2019: €117k
2020: €174k
2021: €173k
2022: €189k
2023: €235k
2024: €179k
2018 → 2025
Net result
€46k▲ 4.7%
2024 · €44k
2018: €23k
2019: €64k
2020: €47k
2021: €22k
2022: €11k
2023: €40k
2024: €44k
2018 → 2025
Working capital
€-4k
2024 · €65k
2018: €29k
2019: €80k
2020: €128k
2021: €151k
2022: €163k
2023: €109k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€165k▲ 7.4%€110k▼ 33.5%€65k▼ 40.6%€19k▼ 70.5%
Operating result€29k-€15k▼ 48.0%€52k▲ 245%€58k▲ 10.4%€59k▲ 2.8%
Net result€22k-€11k▼ 48.9%€40k▲ 256%€44k▲ 10.0%€46k▲ 4.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets
€23k
Current assets
€76k
Equity and liabilities €99k
Equity
€19k ▼ 70.5%
Debt
€80k ▼ 30.0%
Debt's share of the balance-sheet total rises from 63.6% to 80.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €58k
Cash flow
€49k▲
2024 · €45k
Current ratio
0.95▼
2024 · 1.57
Debt to equity
4.14▲
2024 · 1.75
ROE
241.5%▲
2024 · 68.1%
ROA
47.0%▲
2024 · 24.8%
Interest coverage
310.58▲
2024 · 274.27
Debt ≤ 1 year
€80k▼
2024 · €114k
Income taxes
€12k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€179k€99k▼
Fixed assets21/28-€23k
Tangible fixed assets22/27-€23k
Furniture and vehicles24-€23k
Current assets29/58€179k€76k▼
Cash at bank and in hand54/58€179k€76k▼
Equity and liabilities
Total equity and liabilities10/49€179k€99k▼
Equity10/15€65k€19k▼
Contributions10/11€19k€19k=
Reserves13€46k-
Distributable reserves133€46k-
Amounts payable17/49€114k€80k▼
Amounts payable within one year42/48€114k€80k▼
Taxes, remuneration and social security45€17k€13k▼
Taxes450/3€17k€13k▼
Other amounts payable47/48€96k€66k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€623€2k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€59k€62k▲
Operating profit (loss)9901€58k€59k▲
Financial charges65/66B€212€197▼
Recurring financial charges65€212€197▼
Profit (loss) for the period before taxes9903€57k€59k▲
Income taxes67/77€13k€12k▼
Profit (loss) for the period9904€44k€46k▲
Profit (loss) for the period to be appropriated9905€44k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€46k▲
Transfer from equity791/2€44k€46k▲
Profit to be distributed694/7€89k€92k▲
Return on contributions (dividend)694€89k€92k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €11k ▼48.9%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 139 days late
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 503 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 8.81
Current ratio from 4.06 to 8.81; short-term debt falls from €42k to €19k.
31-12
Financial
Equity above €150kEq €153k ▲16.2%
4 profitable years in a row build equity to €153k.
2020
31-12
Financial
Equity above €100kEq €132k ▲65.2%
3 profitable years in a row build equity to €132k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €64k ▲180%
Operating result €87k, net result €64k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Nieuwedijkstraat 12800 MechelenGround area
1,342 m²
Building footprint
279 m²
Volume, LiDAR
3,559 m³
2 parcels, Brussels, Flanders · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
4D Projection
since 20182.275.720.562
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A1041/00B002 | Brussels | 1,250 m² | 1 · 201 m² | 17.9 m · 5 fl. |
| 12402B0180/00E003 | Flanders | 92 m² | 1 · 77 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FALA CONSULTING
BE 0670.848.832
Tubize · Eq €19,220
CAP SOLUTIONS
BE 0894.994.452
Wezembeek-Oppem · Eq €19,221
GYTA BVBA
BE 0567.900.158
Antwerpen · Eq €19,218
AKL Consulting
BE 0640.890.084
Ukkel · Eq €19,214
SRC
BE 0663.867.703
Nijlen · Eq €19,230
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,855 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.