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4Cs

Active
Private limited companyfounded 2024active for 2 yearsLindekensweg 3, 2160 Wommelgem, BelgiumKBO/BCE: BE 1014.832.509

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

4Cs has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,195 and a net result of €8,195. Its solvency ranks better than 39% of 21,120 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 08-10-2024 Normal situation
Legal form
Private limited company
Registered office
Lindekensweg 3, 2160 Wommelgem
Activity
Other information technology and computer services NACE 62900
Establishment unit
2.364.753.595 2160 Wommelgem, since 08-10-2024
Financial year end
31 December
Peppol
Reachable since 05-11-2024

Who decides

Board

How it is doing

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€11,203
Turnover
≈ €60,000
estimated
Profit
€8,195
Equity
€9,195
Total assets
€19,472
2025 accounts 8 days early
Filed on 23-07-2026at the National Bank
Why 95raises riskFounded in 2024lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 1.41, cash €13,168Figures for financial year 2025 (filed 23-07-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 62, micro)
Financial strength
Strong
Solvency 72
equity 47.2% of total assets
Liquidity 73
short-term debt 52.8% · cash 67.6%
Profitability 100
return on assets 42.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,908 companies, NACE 62, micro)
Last 24 months 11-2025: 0.4% 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.5%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026highest value 07-2026: 0.5%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.5 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.41, below the usual 1.5; short-term debt: 52.8% and cash: 67.6% of total assets), and 52.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 41% on solvency, 56% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.41, cash €13,168
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 23-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
8 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
23-07-2026
Format
micro format
Reference
2026-00321726
Turnover
≈ €60,000
Estimated: probably between €29,000 and €120,000
Total assets
€19,472
Net result
€8,195
Working capital
€4,226

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €19,472
Fixed assets €4,969
Current assets €14,503
Equity and liabilities €19,472
Equity €9,195
Debt €10,277
Debt finances 52.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,083
Cash flow
€8,947
Current ratio
1.41
Debt to equity
1.12
ROE
89.1%
ROA
42.1%
Interest coverage
over 100
Debt ≤ 1 year
€10,277
Income taxes
€2,078

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.9% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% still going

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 23-07-2026.

Balance sheet Code2025
Assets
Total assets20/58€19,472
Fixed assets21/28€4,969
Tangible fixed assets22/27€4,969
Plant, machinery and equipment23€4,969
Current assets29/58€14,503
Amounts receivable within one year40/41€1,335
Other amounts receivable41€1,335
Cash at bank and in hand54/58€13,168
Equity and liabilities
Total equity and liabilities10/49€19,472
Equity10/15€9,195
Contributions10/11€1,000
Reserves13€8,195
Distributable reserves133€8,195
Amounts payable17/49€10,277
Amounts payable within one year42/48€10,277
Trade debts44€6,634
Suppliers440/4€6,634
Taxes, remuneration and social security45€2,078
Taxes450/3€2,078
Other amounts payable47/48€1,565
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€752
Other operating charges640/8€120
Gross operating margin9900€11,203
Operating profit (loss)9901€10,331
Financial charges65/66B€58
Recurring financial charges65€58
Profit (loss) for the period before taxes9903€10,273
Income taxes67/77€2,078
Profit (loss) for the period9904€8,195
Profit (loss) for the period to be appropriated9905€8,195
Appropriation of the result
Profit (loss) to be appropriated9906€8,195
Transfer to equity691/2€8,195
To other reserves6921€8,195

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€752
Other operating charges640/8€120
Gross operating margin9900€11,203
Operating profit (loss)9901€10,331
Financial charges65/66B€58
Recurring financial charges65€58
Profit (loss) for the period before taxes9903€10,273
Income taxes67/77€2,078
Profit (loss) for the period9904€8,195
Profit (loss) for the period to be appropriated9905€8,195
Line2025
Assets
Total assets20/58€19,472
Fixed assets21/28€4,969
Tangible fixed assets22/27€4,969
Plant, machinery and equipment23€4,969
Current assets29/58€14,503
Amounts receivable within one year40/41€1,335
Other amounts receivable41€1,335
Cash at bank and in hand54/58€13,168
Equity and liabilities
Total equity and liabilities10/49€19,472
Equity10/15€9,195
Contributions10/11€1,000
Reserves13€8,195
Distributable reserves133€8,195
Amounts payable17/49€10,277
Amounts payable within one year42/48€10,277
Trade debts44€6,634
Suppliers440/4€6,634
Taxes, remuneration and social security45€2,078
Taxes450/3€2,078
Other amounts payable47/48€1,565
Line2025
Profit (loss) for the period9904€8,195
+ Depreciation and write-downs630€752
Operating cash flow (approximation)€8,947

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 23-07-2026 2026-00321726 NBB

Similar companies · same sector, comparable size

Of the 3,177 active companies whose main activity is other information technology and computer services (NACE 62900), figures are known for 1,810. 883 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
PLATINI Jasmine Joanna Simonna
Director (not named in the articles) · since 08-10-2024 · in the 2025 annual accounts, filed on 23-07-2026
Current

Mandate history

1 person, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
PLATINI Jasmine Joanna Simonna
  • Director (not named in the articles), appointed in the act of 10-10-2024, still in office
See the board, name and registered office on a given date →

How the board is organised

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Benoemd met of zonder beperking van duur, één of meer bestuurders, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder”
“Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan hem toegekend, met de mogelijkheid een deel van…”
“De algemene vergadering is bevoegd om de financiële en andere voorwaarden vast te stellen waaronder het mandaat van een bestuurder wordt…”
“Het bestuursorgaan bepaalt of zij alleen, dan wel gezamenlijk optreden, De gedelegeerden voor het dagelijks bestuur kunnen in het kader van…”

Oversight and winding up

Auditor ruleHow a statutory auditor is appointed and what they check, if the company has one.
“Benoemd voor een hernieuwbare termijn van drie jaar, Wanneer het door de wet vereist is en binnen de wettelijke grenzen, wordt het toezicht…”
Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, op elk moment”
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Geen andere vereffenaar benoemd, procedure in één akte”

Articles of association, deed of 10-10-2024

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 10-10-2024 ↗
Capital over the years
  1. 10-10-2024 Incorporation · €1,000 · 100 shares

Shares according to the articles of association

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Op naam, De aandeelhouders mogen kennis nemen van dit register betreffende hun effecten.”
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
2 provisions in the deed
Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
“Algemene vergadering op voorstel van bestuursorgaan, elk aandeel recht op gelijk aandeel in winstverdeling”

Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.

Other provision: “Aandelen moeten bij hun uitgifte volledig worden volgestort, tenzij het bevoegde orgaan er anders over beslist., stortingsplicht”
Other provision: “Nieuwe aandelen waarop in geld wordt ingeschreven worden het eerst aangeboden aan de bestaande aandeelhouders naar evenredigheid van het…”
Other provision: “De aandelen zijn ondeelbaar., In geval van overlijden van de enige aandeelhouder worden de aan de aandelen verbonden rechten uitgeoefend…”
Written decision: “Het schriftelijk besluit, al of niet in meerdere exemplaren, wordt aangevuld met een gedateerde en door het bestuursorgaan ondertekende…”
Written decision: “Het toegezonden voorstel van schriftelijk besluit kan bepalen dat de goedkeuring op de zetel van de vennootschap moet toekomen vóór een…”
“Om de veiligheid van het elektronische communicatiemiddel te waarborgen, kan het intern reglement voorwaarden stellen aan het gebruik van…”
“De vorige paragrafen zijn van toepassing op de houders van converteerbare obligaties, van inschrijvingsrechten en van certificaten die met…”
“Elke aandeelhouder heeft het recht op afstand te stemmen vóór de algemene vergadering, per brief of via de vennootschapswebsite, Deze…”
Liquidation distribution: “Goederen in natura op dezelfde wijze verdeeld, netto actief verdeeld onder aandeelhouders naar verhouding van aantal aandelen”
Other provision: “Rechtbank in wiens rechtsgebied de zetel is gevestigd, betwisting omtrent zaken van vennootschap en uitvoering statuten”
10 more provisions in the deed, see the deed of 10-10-2024

Articles of association, deed of 10-10-2024 (in Dutch)

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

4Cs was incorporated on 8 October 2024 as a private limited company by one natural person, with a starting capital of €1,000.12 Since 2024, PLATINI Jasmine Joanna Simonna has served as director of the company.3 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 10-10-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
23-07
NBB filing Annual accounts filedNBB
financial year 2025 · micro format
2024
10-10
Gazette deed Incorporation
Appointment: PLATINI Jasmine Joanna Simonna (director) · Founder · Founding capital4 facts ▸
  • Incorporation, 08-10-2024
  • Founder, PLATINI Jasmine Joanna Simonna
  • Founding capital, €1,000
  • Director appointment, PLATINI Jasmine Joanna Simonna (director (not named in the articles))

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name 4Cs in Dutch
Enterprise number 1014.832.509
Legal form Private limited company
Status Active, normale toestand
Founded 08-10-2024
Type Legal entity

Where it is based

Registered office Lindekensweg 3, 2160 Wommelgem, Belgium
Establishments 1 establishment unit since 2024

What it does

NACEBEL 2025
62900 Other information technology and computer services main activity

Invoicing and payment

VAT number BE 1014.832.509
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1014832509
Registered 05-11-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Purpose, financial year and meetings according to the articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Ontwerpen en programmeren van computerprogramma's, computerconsultancy-activiteiten en overige activiteiten; Overige adviesbureaus op het…”
7 activities
  1. Ontwerpen en programmeren van computerprogramma's, computerconsultancy-activiteiten en overige activiteiten.
  2. Overige adviesbureaus op het gebied van bedrijfsbeheer, bedrijfsvoering.
  3. Alle verrichtingen uitvoeren van commerciële, industriële, onroerende, roerende of financiële aard die rechtstreeks of onrechtstreeks met haar voorwerp verwant zijn of de verwezenlijking ervan kunnen bevorderen.
  4. Betrokken zijn bij wijze van inbreng, samensmelting, inschrijving of op elke andere wijze, in de ondernemingen, verenigingen of vennootschappen, die een gelijkaardig, soortgelijk of samenhangend voorwerp hebben of die nuttig zijn voor de verwezenlijking van het geheel of een gedeelte van het voorwerp.
  5. Alle handelingen stellen die op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar voorwerp.
  6. De functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen.
  7. Zich borgstellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren, in de meest ruime zin.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
4Cs
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
One provision in the deed

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Monday of June at 10:00
Meeting accessWho may attend the meeting and what is needed to be admitted.
“Iedere persoon kan verzaken aan de oproeping en zal in ieder geval als regelmatig opgeroepen worden beschouwd als hij aanwezig of…”

Articles of association, deed of 10-10-2024 (in Dutch)

Environmental permits: No permit applications found in Flanders.

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
1 establishment unit
4Cs
Lindekensweg 3, 2160 WommelgemOther information technology and computer services
since 2024unit no. 2.364.753.595

Buildings and parcels at the address

Ground area
1,450 m²
Building footprint
193 m²
Building volume
1,038 m³
Parcel 11052A0048/00R000, Flanders · tallest building 9.5 m.
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11052A0048/00R000 Flanders 1,450 m² 1 · 193 m² 9.5 m · 2