Equity
€1.8m from €3.6m in 2022
Equity fell by 50% in 3 years.
499
Lifetime
12 annual accounts with figures on one time axispeak €317,817 (2024)
€263,954▼ 16.9%
lowest -€2.0m (2023)
€85,365▼ 21.5%
peak €3.6m (2022)
€1.8m▲ 5.0%
€1.6m▼ 5.3%
Board1 name since 2021
1 directorMartin SERVAIS
Documentsfilings and deeds
25-06-202636 days before the deadline
2025micro format
Gross margin from €317,817 to €263,954Cash from €137,631 to €38,372
Key points
from the 2025 annual accountsFilings
12 annual accounts since 2014
Six of the last ten came late. The 2019 accounts came latest: 48 days after the end of the period.
Position in the sector
€1.8m
More equity than 95% of companies in head offices and management consultancy. Sector median €78,242 · 39,408 companies.
Checked score
94
Excellent
Financially stronger than 51% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.4%▲ +0.1 percentage points vs 05-2025highest value
07-2025: < 0.1%▼ -0.4 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 8.51, cash €38,372, halved
lowers risk
Size: total assets €3.4m
Figures for financial year 2025 (filed on 25-06-2026)
Founded in 2013
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 50% of them on solvency, 57% on liquidity, 46% on profitability and 53% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as 499 has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of 499 itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for 499. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €160,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.51 (7.47 in 2024), above the usual 1.5. Short-term debt is 5.1% and cash 1.1% of total assets. 47.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 days early
2024
44 days early
2023
27 days late
2022
173 days early
2021
1 day late
2020
27 days late
2019
48 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 accounts filed within 64 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0543337877
Registered office moved from Chastre to Wavre
New registered office: Chaussée de Namur 247C bofte 7 à 1300 Wavre · Previous registered office: Rue du Piroy 19 Boîte 3, 1450 Chastre · General meeting of 03-10-2022 · Gazette deed
Merger: 499 takes over MS HOLDING
Change of role: Martin SERVAIS, from sole director to director · Permanent representative: Martin SERVAIS · Gazette deed
Merger proposal: 499 takes over MS HOLDING
Permanent representative: Martin SERVAIS · MS HOLDING holds all the shares · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 499 Wavre | €3.4m | €263,954 | 52.7% | - |
| PARGECO Lasne | €3.8m | €274,458 | 13.2% | - |
| FEET ON GROUND Berchem-Sainte-Agathe | €3.5m | €256,133 | 1.1% | - |
| Naeon Schoten | €3.2m | €256,403 | 27.7% | 0 |
| switchSG Sint-Niklaas | €3.4m | €234,214 | 60.7% | 0.5 |
| Professional Financial Management Sint-Martens-Latem | €3.1m | €241,232 | 50.4% | - |
| Letellier Pharma Tervuren | €3.0m | €286,695 | 49.0% | - |
These companies have the same main activity as 499: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €3m and €3.8m, founded between 2012 and 2014.
Official details
Source: KBO- Status
- Active since 10-12-2013Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.227.216.2081450 Chastre, since 10-12-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- ≈ €380,000estimated
- €3.4m▼ 0.1%
- ≈ 0.3 FTEestimated
- Filing
- Filed on 25-06-2026, 36 days before the end of the filing period
Insights on 499
499 files the micro format. That format states no turnover. The gross margin rose from €63,648 in 2014 to €263,954 in 2025.
MS HOLDING holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 499
- What is the company number of 499?
- The company number of 499 is 0543.337.877. The VAT number is the same number with BE in front: BE 0543.337.877.
- Where is 499 based?
- The registered office is at Chaussée de Namur 247C, 1300 Wavre.Company details
- What does 499 do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of 499?
- 499 is a private limited company (BV).
- When was 499 founded?
- 499 was founded on 10-12-2013.
- Is 499 still active?
- Yes, 499 is an active enterprise in the KBO register.
- How many employees does 499 have?
- 499 had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of 499?
- The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €263,954 and 95 comparable companies (NACE 70200). It probably lies between €310,000 and €660,000.
- Is 499 profitable?
- In financial year 2025, 499 made a profit of €85,365.
- Where can I find the annual accounts of 499?
- 499 filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of 499 due?
- 499 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.